Sub Prime Credit Thread Part II

never-in-doubt

Innocent_Guy wrote: »

Where an earth have you been?????

Experian is getting my SAR tommorow

I've PM'd you mate

never-in-doubt

Innocent_Guy wrote: »

Reply from Experian Annalytics - They no longer accept SARs!!!

Call credit are complete IDIOTS. They have just sent my my credit file!!!!! IM LIVID

I got same letter about Experian - they kept referring to MQL Software etc (Hunters) but i've wrote back saying SEND ME WHAT INFO YOU HOLD!

Regards to CC - they should have written out asking you for extra £8 with a SAR form to complete? In fancy red paper that must cost a bomb..... I got mine and went mad and just sent the extra £8 to get the info.... i'll argue for refunds later when i insist they remove the data!

Remember mate, dont reply to anyone til you've got everything then we'll PM each other draft copies til we're happy yea? :eek:

never-in-doubt

Innocent_Guy wrote: »

BTW they have emailed my my account number and password.

Mate you need to log out then back in again, this refreshes the system.

You'll know if its ok cos 2mw (or later today when u get up) the log in page will have like sutton says (i.e. amount to spend on welcome page) or if it has £0 then you've been declined i'm afraid....

Just wait a bit and system will change and where it asks you to pay, it will show credit account (if acceptec tomorrow)

Yea, Brian said to register card at time u set up account cos if it goes to underwriting they see you have a credit/debit card and can override decline....

hth matey :j

never-in-doubt

Innocent_Guy wrote: »

Hey the option is now there! Customer account!

how many times have suttom and me bugged you to apply - it takes 6 weeks for the account to show on cra though mate so be patient.......

well done on account.....:T

never-in-doubt

Innocent_Guy wrote: »

What are flybe like?

When did Cap1 start using both CRA's?

Hold fire a couple of months and you will get offer from JD Williams to apply for the accessory card (same as flybe, i.e. sygma bank) and you prob get accepted as they same finance house as the catalogue so you're an existing customer....

Nomoredebtnow

never-in-doubt wrote: »

Hold fire a couple of months and you will get offer from JD Williams to apply for the accessory card (same as flybe, i.e. sygma bank) and you prob get accepted as they same finance house as the catalogue so you're an existing customer....

Accessory card ?

Innocent_Guy

Nomoredebtnow wrote: »

Accessory card ?

It's a CC offered by J D Williams.

claire6hy

Nomoredebtnow wrote: »

Accessory card ?

i jus got accepted:D

Nomoredebtnow

claire6hy wrote: »

i jus got accepted:D

How long you have JD williams account

claire6hy

Nomoredebtnow wrote: »

How long you have JD williams account

i havent