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Sub Prime Credit Thread Part II

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Comments

  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Do you have an O/D with shAbbey then?

    No, I only upgraded it on the 23rd of February. I did ask them on MOnday, but a big fat NO!! Not even £100.
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    evening all :D
    Good Evening
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Breezy85 wrote: »
    Ha! I have too many bank accounts.

    I have 2 Current Plus accounts with Natwest - Servicecard 100 on both of them
    eSavings with them also (Solo card)

    A&L Premier account (Visa Debit CG £100)

    Halifax cardcash (from my youff lol) (Electron)

    Lloyds TSB classic (Visa Debit, no CG)

    Abbey account (Electron)

    Nationwide flex (Cashcard)


    Yorkshire Bank - Maestro

    Natwest Step account - Solo

    Barclays - Visa Debit, No CG

    Abbey Bank account POR - Electron.
  • cifpower
    cifpower Posts: 6,502 Forumite
    sutton111 wrote: »
    No, I only upgraded it on the 23rd of February. I did ask them on MOnday, but a big fat NO!! Not even £100.
    Well switch to the preferred in-credit version then. Might as well make a few pence every month.
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    sutton111 wrote: »
    No, I only upgraded it on the 23rd of February. I did ask them on MOnday, but a big fat NO!! Not even £100.

    I am shocked that shAbbey said no. The told me I can increase mine last time I spoke to them. I absolutly hate them tho. Apply in Barclays for O/D & CGC as they can appeal the decsion on your behalf.
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • cifpower
    cifpower Posts: 6,502 Forumite
    Breezy85 wrote: »
    Ha! I have too many bank accounts.

    I have 2 Current Plus accounts with Natwest - Servicecard 100 on both of them
    eSavings with them also (Solo card)

    A&L Premier account (Visa Debit CG £100)

    Halifax cardcash (from my youff lol) (Electron)

    Lloyds TSB classic (Visa Debit, no CG)

    Abbey account (Electron)

    Nationwide flex (Cashcard)

    I have:

    Halifax (2in1 Visa debit)

    Bank of Ireland (cashcard)

    Nationwide Cashbuilder (cashcard)
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    cifpower wrote: »
    Well switch to the preferred in-credit version then. Might as well make a few pence every month.
    It makes no difference as I don't get £1000 per month.
  • cifpower
    cifpower Posts: 6,502 Forumite
    sutton111 wrote: »
    It makes no difference as I don't get £1000 per month.
    Ah. I get ya.
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    cifpower wrote: »
    I have:

    Halifax (2in1 Visa debit)

    Bank of Ireland (cashcard)

    Nationwide Cashbuilder (cashcard)

    I have

    Natwest Servicecard 100 - Haven't used it in 2 years
    Llyods Visa - No CGC or O/D Dormant

    HSBC Maestro ( Plus Account ) with CGC & O/D
    Barclays Contactless Premier card with CGC & O/D
    Abbey Visa debit card with CGC & O/D
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • Breezy85
    Breezy85 Posts: 176 Forumite
    I have the in credit Abbey account. Put spare cash in there as they pay better interest than savings accounts. Also bump my salary through there each month to get the top rate then transfer it straight back to Natwest.

    Cif, the Nationwide card has to be one of the ugliest cards I've ever seen!!
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