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Sub Prime Credit Thread Part II

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  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    sutton111 wrote: »
    Bloody hell. What a matter have you had a bump on the head?

    Lack of use - I haven't been on the ws much at all lately
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    Whamy wrote: »
    Limit 2k Apr for purchases 34.08% Cash / Cheque rate is 41.184 %
    Not sure how that compares with other who have the Vanquis


    Hmm my apr is a weird one its around 31% I think but it deffo doesnt match/tally up with the teir system on their documents so gawd knows..... only got 250 limit so just spend it and pay it off each month. Am into month 4 now.....
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    sutton111 wrote: »
    My Dad has the same APR as you. He has just had a credit limit increase from £250-£500 after 3 months.

    I want a credit limit increase

    :D
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • Whamy
    Whamy Posts: 57 Forumite
    Did you say Blue Cif mines Gold LOL
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    I want a credit limit increase

    :D

    how long is your account mate?
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • PROLIANT
    PROLIANT Posts: 6,396 Forumite
    1,000 Posts Combo Breaker
    I want a credit limit increase

    :D
    I wanna pay rise like! Back of da que! :p
    Since when has the world of computer software design been about what people want? This is a simple question of evolution. The day is quickly coming when every knee will bow down to a silicon fist, and you will all beg your binary gods for mercy.
  • cifpower
    cifpower Posts: 6,502 Forumite
    Whamy wrote: »
    Did you say Blue Cif mines Gold LOL
    Get it right round ye!
  • Cash_Flow
    Cash_Flow Posts: 1,103 Forumite
    Fair point and my apologies for suggesting you were 'that other weirdo' - evidently you're not.

    I can see that from a browse through your posts. a 0% BT with a clean file should be easy pie for you....... virgin or even BT seem to be half good....

    No worries;)

    I have not been able to obtain a 0% card since I got my barclaycard in november 2008.

    I need to leave the apply button alone now as my credit profile is getting trashed.

    What I am doing at the moment is moving my balances over to my Lloyds CC @ 0% for 6 months with a 3% fee:T
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    PROLIANT wrote: »
    I wanna pay rise like! Back of da que! :p

    Like us all. You don't do to bad do you in IT?
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    how long is your account mate?
    1 month - :eek:
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
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