Sub Prime Credit Thread Part II

sutton111

cifpower wrote: »

I used to have one. More trouble than they're worth IMO

I never put it on there Equifax did as I made a data dispute against Cabot.

Why are they a pain? Because everything gets referred?

cifpower

sutton111 wrote: »

I never put it on there Equifax did as I made a data dispute against Cabot.

Why are they a pain? Because everything gets referred?

Indeed. I don't think they really pay attention to them either.

Cash_Flow

sutton111 wrote: »

I would get rid of the Capital One, one as it a rubbish limit compared to the rest.

I have only had it for a month, I closed my old one down in december £400.00 limit and re applied in febuary thinking ching ching big limit, only to find my new cap one with £200.00 limit on the door mat:D

You can't always beat the system:j

sutton111

Innocent_Guy wrote: »

Of course I will - guess what i was refreshing the wrong page again! I'm so annoyed. I need to get back into the swing of things. I can't even monitor more than one thread at the moment neither!!!! :mad: :mad: :mad: :mad:

Bloody hell. What a matter have you had a bump on the head?

Whamy

Limit 2k Apr for purchases 34.08% Cash / Cheque rate is 41.184 %
Not sure how that compares with other who have the Vanquis

never-in-doubt

PROLIANT wrote: »

Aye, HTC are very good quality fonze, I can connect to my home email server and my work email server without any trouble at all, the UI is smooth too.

Yea I found that the phone 'looked' plasticky but I could clearly see that it was a class act - was scared of like breaking it in half or something haha

But with the N96, when you click mail - it then shows texts etc and when I want to check email (cos they are stored in email settings) it connects to vodafone internet (i pay a fiver a month for unlimited internet cos i have vodafone touch and go as well which need browser) or my wlan/wifi so its really good.

tbh most newer phones should connect easy - it helps with wireless I suppose! so do you prefer HTC or Nokia..... shall we do a mobile phone poll? see which wins :beer:

PROLIANT

sutton111 wrote: »

Bloody hell. What a matter have you had a bump on the head?

.....you know what you wanna do with right, you wanna put a banging donk on it!

sutton111

cifpower wrote: »

Indeed. I don't think they really pay attention to them either.

No I bet they don't.

At the moment I don't have any defaults showing so I'll wait and see if they ring me up. I bet they just decline me instead.

cifpower

Whamy wrote: »

Limit 2k Apr for purchases 34.08% Cash / Cheque rate is 41.184 %
Not sure how that compares with other who have the Vanquis

That's the same rate as me for my bog standard Vanquis blue

sutton111

Whamy wrote: »

Limit 2k Apr for purchases 34.08% Cash / Cheque rate is 41.184 %
Not sure how that compares with other who have the Vanquis

My Dad has the same APR as you. He has just had a credit limit increase from £250-£500 after 3 months.