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****Daily Chat Wednesday 28th*****

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  • System
    System Posts: 178,374 Community Admin
    10,000 Posts Photogenic Name Dropper
    Len,
    I would assume leasing would invole a credit check.

    I personally would sell one car and drive it til it dies and put money aside each month for repairs. But then, my DH is a good mechanic and can fix most things himself.

    I think you need to get a grip in your money situation and anything I say from here on in will involve you pinning your ears back....
    Cheers Bunny, I am gonna grab 40 winks before Match of the Day at 2245. Ive been up since 0700 yesterday morning and have only had about 2.5 hours kip So whats that almost 40 hours. But I shall pin my ears back before I lie down :D
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • System
    System Posts: 178,374 Community Admin
    10,000 Posts Photogenic Name Dropper
    ARGH,

    Leasing cars is such a WASTE!

    Assuming you pay £225 a month for a car and give it back at the end of the year, what have you got then? Nothing. Save up £225 a month and you will be able to BUY a car. And you have 2 GOOD cars! !!!!!! Len, we drove a D reg audi into the groud, 200,000 on the clock and it was still running when we got rid of it. you dont need a bigger car for goodness sakes, you're all just little people anyway!
    Yes I agree but at the moment with the cars, I will spend about 2K a year on the cars but at least with the leasing I will have peace of mind if you see what I mean
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • What on GOD's green EARTH do you need a people carrier for? I have 2 kids and we're fine in a 206!

    DO NOT whinge to me about being broke again.

    I think you're daft.
    Empty pockets never held anyone back, only empty heads and empty hearts can do that -Peale
  • You are assuming they will cost you £2k a year. Get rid of one car.

    And you have no more peace of mind with a leased car. They can break down and whilst you may not have to pay for it to be fixed, you will still have hassle. I see just as money 08 plates broke down on the side of the road as old knackers.
    Empty pockets never held anyone back, only empty heads and empty hearts can do that -Peale
  • sallyx
    sallyx Posts: 15,815 Forumite
    Len we bought a rover 400 last January and DH drove it everyday to work and now I use it everyday and so far it has cost us £700 to buy, 2 new tyres and an MOT...there are some reliable cars out there that wouldn't involve you spending money you don't have to spend
    I'll make a wish, take a chance, make a change And breakaway. I'll take a risk, take a chance, make a change and breakaway ....
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  • System
    System Posts: 178,374 Community Admin
    10,000 Posts Photogenic Name Dropper
    What on GOD's green EARTH do you need a people carrier for? I have 2 kids and we're fine in a 206!

    DO NOT whinge to me about being broke again.

    I think you're daft.
    I agree, I am daft, but it wouldnt necessarily be a people carrier. What I am really getting at is the reliability, expense/no worries motoring. Plus me putting £220 away each month and leaving it alone just wouldnt happen
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • Sorry-this is winding me up.
    Im off to have a bath.
    Empty pockets never held anyone back, only empty heads and empty hearts can do that -Peale
  • System
    System Posts: 178,374 Community Admin
    10,000 Posts Photogenic Name Dropper
    Sorry-this is winding me up.
    Im off to have a bath.
    Sorry Bunny didnt mean to wind you up. I'll get my coat and get my head down. Night night all thanks for all the help x
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • skint_spice
    skint_spice Posts: 13,547 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    What on GOD's green EARTH do you need a people carrier for? I have 2 kids and we're fine in a 206!

    DO NOT whinge to me about being broke again.

    I think you're daft.

    I'm glad that it's not just me that thinks that way Bunny! just about every couple I know who have recently had a baby have gone up to a bigger car because of the baby and they are talking ONE baby not eight like the lady in the US. Babies are only tiny and very few folk use a big pram after a year so there's not even that excuse!
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  • beanielou
    beanielou Posts: 96,638 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    I dont think a credit union could help unless you already have saaved with them Len.
    But check & see.
    I lease my car but do agree with Bunny that its dead money.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

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