****Daily Chat Wednesday 28th*****

sallyx

Morning all

Couldn't think of anything witty for the title this morning....too tired!
Haven't got much on today but have to do some washing/ironing go for a run and then take DD to ballet this afternoon.

Hope everyone is feeling ok today and big hugs to anyone who needs them

rugbymum

Morning All :hello:
Noone desperately ill but two not quite right! (Oh and ill too ).
DSno2 in 4th day of pain & general yuck and I'm looking @ GP appointment for me to try to solve the back & hip agony.
Hugs to the poorlies and hope you all have a good day!
Luc did bean make it's debut yet after all your nesting yesterday? Take it easy!!!!

tenmah

Morning All

Back to work today after my day off yesterday, and I was going to try to be there for 8am, but I am not even dressed yet!

The weather isn't making me want to go out, it is pouring down and I have to walk into work.

Hope you all have a good day

SuzySu

Hi everyone....bit of a boring one here. Sold my shares this morning so that I can offer F&F to my bank in the next few days. Not much else happening. Oh yes - I had a go at making stock from the leftover chicken carcass last night and succeeded in boiling it all away.....not really cut out for this Old Style way am I??

Karmacat

Hello! My first post ever on a daily chat thread... been meaning to, and SuzySu's post has just persuaded me. I have a loan I *might* be able to repay - never missed a payment, but I do wonder about making a F&F (full and final, yeah?) offer .... how do you know what to offer? do you then haggle? Would be lovely to get clear of it. Or isn't this the done sort of post on the chat thread? Too sensible? Shall I get my coat? :o

Bunnyinthelights

Mooorning all.

Sorry for my melt down last night, Im sure it is hormone based.

I am trying to keep it together but not sure this whole 'pill' thing is working-surely I should still want to sit in a corner and rock and cry???

Bunnyinthelights

And KArma Cat, nice to see you xxx

Pooky

Karmacat wrote: »

Hello! My first post ever on a daily chat thread... been meaning to, and SuzySu's post has just persuaded me. I have a loan I *might* be able to repay - never missed a payment, but I do wonder about making a F&F (full and final, yeah?) offer .... how do you know what to offer? do you then haggle? Would be lovely to get clear of it. Or isn't this the done sort of post on the chat thread? Too sensible? Shall I get my coat? :o

I'm not sure they'd accept a F&F if there's no arrears on the account - worth ringing them and asking for an early settlement figure though, then maybe ask if there's any discount for paying within 7 days or something?

Morning all,

Bunny - How long have you been on the pill? I'd imagine it takes a good 3 months to settle into your system....keep at it and maybe look at what foods you should be eating to boost yourself when the hormones are due to hit.

Cold and grey here this morning and I've got to wait in for Mr T's to deliver the big monthly stock up shop.

Was really pleased that DH's pay rise hit yesterday, then he came home and said that an offer's been made for the company.....looks like it may be someone trying to weedle out competition :rolleyes: Who knows what will happen, but he's only been there 5 months.

Karmacat

Bunny - hi! Sorry you've had a meltdown - I've decided to narrowly avoid one by making sure I get a bit of light relief, hence posting here....hope you're feeling better today xx

Pooky - thanks! I might try and bargain a bit, true ... next week's task, I think!

(Land_of)_Maz

morning all -

i was talking to a long lost friend last night on FB, and her husband died in november, man flu turned into meningitis, she's same age as me, he was about 50... they have a young son of 10.

from here on in i'm going to count my blessings more......

Other than that i am still on a slimming mission, really worried i haven't lost anything this week..... if i haven't then CD is not for me... if i have then i will persevere....

SuzySu

Hi Karmacat - If you do a search for "full and final" you will find various posts with people's experience/tips. It's well worth doing. There's also a template letter on the National Debtline website. Good luck.