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****Daily Chat Wednesday 28th*****
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i am going too
:sad::heartpulsOnce a Flylady, always a Flylady:heartpuls0 -
I suggest you google 'leasing vs buying a car' and have a good read.Empty pockets never held anyone back, only empty heads and empty hearts can do that -Peale0
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God, I post & everyone is off:rotfl:I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
I agree, I am daft, but it wouldnt necessarily be a people carrier. What I am really getting at is the reliability, expense/no worries motoring. Plus me putting £220 away each month and leaving it alone just wouldnt happen
Lenny its all an illusion. We used to have a lovely (I admit I loved it) Audi A4 estate that was 2 years old and do you know what I spent more on repairing that car in the 2 years we owned it than we probably paid off the loan it cost us. The trouble with new cars is that they are all electronically contrlled and more trouble. A good old car that has been looked after will last and be reliable if you look after and have it serviced. No car will give you no worries motoring, it just doesn't happen!I'll make a wish, take a chance, make a change And breakaway. I'll take a risk, take a chance, make a change and breakaway ....
Finally Debt Free...0 -
I agree, I am daft, but it wouldnt necessarily be a people carrier. What I am really getting at is the reliability, expense/no worries motoring. Plus me putting £220 away each month and leaving it alone just wouldnt happen
what about one of those locked accounts that you have to put it in for a year - interest is higher too I think.Mortgage OP 2025 £7050/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £34,965
Money making challenge £78/400
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)0 -
Sorry Len,
I get dead worried now when I see friends going down a slippery slope back into debt-my Mom is a prime example-SHE leases cars, have been bankrupt and is going down the same route again.
If you havent learned to save after all the stress of your debt, I think you may need to re-examine why you got into debt in the first place. My Mom gets hammered each time with her lease cars because inevitably you go over the allocated miles and they charge you for each and every mile over-and there is loads of 'clauses' etc.
I sound a bit high and mighty but honestly, I get stressed when I see my friends trying to maintain appearances etc to 'keep up with the Jones''
The people that CARE and matter don't give a flying monkey bee-hind WHAT car you drive.Empty pockets never held anyone back, only empty heads and empty hearts can do that -Peale0 -
And I really am going for a bath now...Empty pockets never held anyone back, only empty heads and empty hearts can do that -Peale0
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Its funny Bun I almost crept back into that way of thinking today when I rocked up to Ballet in our old car...there was part of me that was embarrassed but then I just thought to myself when we had the big flashy car we had no money and it was just for show. We now have money to pay off our debts and will hopefully pay them all off this year...who gives a carp about what car I drive at least I know what I own I own and what you see if what you get with me!I'll make a wish, take a chance, make a change And breakaway. I'll take a risk, take a chance, make a change and breakaway ....
Finally Debt Free...0 -
But before I do, have a quick read-
http://www.allbusiness.com/personal-finance/automobiles/2494-1.htmlEmpty pockets never held anyone back, only empty heads and empty hearts can do that -Peale0 -
Wonder how Maz got on at run club tonight?I'll make a wish, take a chance, make a change And breakaway. I'll take a risk, take a chance, make a change and breakaway ....
Finally Debt Free...0
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