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Lemma's Secondary Tax Bill Induced LBM - OMG

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Comments

  • lemma1968
    lemma1968 Posts: 1,379 Forumite
    I'm home - just got back..knackered!

    Back on it on the 4th June. Blimey....will it ever end?

    It was an ok drive there but i was really struggling on the way back. I am now in my jamas, have a cup of green tea and will have crashed out by about 8.30. Oh bliss!

    Have a great weekend my darlings xx
    2013 TARGET £30k
    2012 £26500 paid off.
    2011 £22750 paid off
    2010 £19800 paid off
    2009 MBNA Cleared 25.09.09 £34391.33 PAID OFF
    DFW Nerd 612 Proud to be dealing with my debts
  • Hopeful1
    Hopeful1 Posts: 2,076 Forumite
    Hi Lemma - how was your weekend? have you had to work?
    One step at a time ;)
  • whitewing
    whitewing Posts: 11,852 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    Hi lemma,

    Hope you're keeping up those payments even if you aren't managing to post....
    :heartsmil When you find people who not only tolerate your quirks but celebrate them with glad cries of "Me too!" be sure to cherish them. Because these weirdos are your true family.
  • lemma1968
    lemma1968 Posts: 1,379 Forumite
    Hi Guys

    Been away with work, but also noticed that my finances are looking a little parlous. I was hoping to get paid today but actually received a lot less than i was expecting. The bills are in but the payments have slowed down again. Its that feast or famine thing :rolleyes:

    I have sent £100 today. That means that I am 3 days behind. I have my VAT bill to pay at the end of the week so cannot afford to make large payments to anyone until that is done and i can see where i am.

    So todays £100 makes the total £8400 so far.

    I will catch up...i have to.
    2013 TARGET £30k
    2012 £26500 paid off.
    2011 £22750 paid off
    2010 £19800 paid off
    2009 MBNA Cleared 25.09.09 £34391.33 PAID OFF
    DFW Nerd 612 Proud to be dealing with my debts
  • Hopeful1
    Hopeful1 Posts: 2,076 Forumite
    Hi Lemma - you will catch up, look how well you've done so far. I seem to have slipped back a bit but am clawing my way back slowly but surely. I've realised i really need to save money, debt or not, for the frequent blips i seem to have with OH's money. We are strong and we can do this :D
    One step at a time ;)
  • lemma1968
    lemma1968 Posts: 1,379 Forumite
    Hi Hopeful

    Self employment can be awkward when it comes to cash flow. You do really need to save in times of feast cos the famine can arrive all too quickly.

    Use your ISA allowance or something like that to help you.

    I have just done todays transfer of £100 making the total £8500.

    I cannot see how i am going to get ahead as i hoped i would before next January. Times are leaner than i initially hoped for but i know i am far better placed to survive this crisis than most so i am not really complaining...much :p Its all relative, i suppose.

    Have a fabulous day in the sun everyone xxx
    2013 TARGET £30k
    2012 £26500 paid off.
    2011 £22750 paid off
    2010 £19800 paid off
    2009 MBNA Cleared 25.09.09 £34391.33 PAID OFF
    DFW Nerd 612 Proud to be dealing with my debts
  • whitewing
    whitewing Posts: 11,852 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    Sunshine makes it all feel better. Have a glorious weekend, lemma and lurkers.
    :heartsmil When you find people who not only tolerate your quirks but celebrate them with glad cries of "Me too!" be sure to cherish them. Because these weirdos are your true family.
  • chevalier
    chevalier Posts: 7,937 Forumite
    Part of the Furniture Combo Breaker
    hi lemma, have missed a few pages, but well done on making the payments. I know that you wanted it to be everyday, but at least you can make A payment. Ok you have had to miss a few days, but you still have paid of a large amount already. Don't be down be proud of what you have achieved already
    chev
    I want a job that is less than an hour driving away from my house! Are you listening universe?
  • Hopeful1
    Hopeful1 Posts: 2,076 Forumite
    Hi Lemma. Just realised i've not seen you about on here or the PaD thread. Hope everything's ok xxx
    One step at a time ;)
  • smashedbooboo
    smashedbooboo Posts: 4,558 Forumite
    Part of the Furniture Combo Breaker
    Lemma, you ok babe x x x Please let me know. x x x x
    Night Owl Member No 1 :rotfl: :rotfl:
    Night owl member of the threesome. Rules are for fools to follow and wise men to be guided by
    No Man is worth your tears,
    And the one who is wont make you cry !!!!!
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