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Comments

  • sammy115
    sammy115 Posts: 15,267 Forumite
    what did you do Sammy? Pay yourself too much? Or too little?

    I thought I was on more money than I am!! idiot fooker....but I am paying myself the right amount of money. I also thought I didn't get paid for 'lunch' half hour and I do apparently so my hourly rate is less than i thought....

    I am going to apply for a job in tesco!
    Quality is doing something right when no one is looking - Henry Ford
  • sammy115
    sammy115 Posts: 15,267 Forumite
    ZTD wrote: »
    What did he want?

    No frying pan up the side of his head:rotfl:


    Sounds like the rude talk had finished by then.


    Nope, was on me own as usual....:cool:

    So why you still calling it a fat belly then? :confused:

    Habit!:rolleyes:
    Quality is doing something right when no one is looking - Henry Ford
  • LouiseJ
    LouiseJ Posts: 11,156 Forumite
    clio wrote: »
    Louise are you from newcastle.??

    Nope, a bit further south than that I'm in Durham area.
    But these things take time, I know that I'm, the most inept that ever stepped.
  • tigzem
    tigzem Posts: 2,361 Forumite
    Hi Sammy,

    If you're fully comp the normal procedure for a non~fault claim is for your insurers to repair your car or offer you a settlement if written off, then they would claim this amount back from the TP insurers. They would deduct your excess which is then left to you to claim back from TP insurers either yourselves or using a Legal policy.

    However, as your insurers are voiding your policy for non~disclosures, they will not pay out for your car, BUT as the claim wasn't your fault you can still claim back from TP insurers yourselves. I would suggest writing to the TP company and request reimbursement.

    Have HSBC given you 7 days RTA cover in the letter? You should have 7 days before they cancel a policy (well that's how the company I worked for did it) allowing you time to arrange another policy.

    Alternatively you could argue the point that how could you advise them of a speeding conviction that you weren't aware of at the time of buying a policy, but I'm not too sure how you'd stand on that one.

    HTH x
    "Nobody made a greater mistake than he who did nothing because he could only do a little." Edmund Burke
  • ZTD
    ZTD Posts: 24,327 Forumite
    sammy115 wrote: »
    Nope, was on me own as usual....:cool:

    Oh...naughty phone calls... :whistle: :naughty:
    "Follow the money!" - Deepthroat (AKA William Mark Felt Sr - Associate Director of the FBI)
    "We were born and raised in a summer haze." Adele 'Someone like you.'
    "Blowing your mind, 'cause you know what you'll find, when you're looking for things in the sky."
    OMD 'Julia's Song'
  • sammy115
    sammy115 Posts: 15,267 Forumite
    sallyx wrote: »
    Yay :j thats fab. Its not like you need to loose loads either so it will be noticeable when you loose that amount so quickly. You must be in a healthy BMI range now?

    Its 26.9 now - I have just worked out that I need to lose another 11 pounds to get to 24.9 :rolleyes:
    Quality is doing something right when no one is looking - Henry Ford
  • jinky67
    jinky67 Posts: 47,812 Forumite
    ZTD wrote: »
    Oh...naughty phone calls... :whistle: :naughty:
    naughty phone calls are the best:T :T :T :T :T
    :heartpulsOnce a Flylady, always a Flylady:heartpuls
  • jinky67
    jinky67 Posts: 47,812 Forumite
    :heartpulsOnce a Flylady, always a Flylady:heartpuls
  • ZTD
    ZTD Posts: 24,327 Forumite
    tigzem wrote: »
    Alternatively you could argue the point that how could you advise them of a speeding conviction that you weren't aware of at the time of buying a policy, but I'm not too sure how you'd stand on that one.

    The letter is not a conviction only an accusation. You're only convicted when you either accept it, or are convicted in a court.
    "Follow the money!" - Deepthroat (AKA William Mark Felt Sr - Associate Director of the FBI)
    "We were born and raised in a summer haze." Adele 'Someone like you.'
    "Blowing your mind, 'cause you know what you'll find, when you're looking for things in the sky."
    OMD 'Julia's Song'
  • ZTD
    ZTD Posts: 24,327 Forumite
    jinky67 wrote: »
    naughty phone calls are the best:T :T :T :T :T

    Naah...BJ's.

    Not to be confused with PJ's, though they sometimes go hand in hand...
    "Follow the money!" - Deepthroat (AKA William Mark Felt Sr - Associate Director of the FBI)
    "We were born and raised in a summer haze." Adele 'Someone like you.'
    "Blowing your mind, 'cause you know what you'll find, when you're looking for things in the sky."
    OMD 'Julia's Song'
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