help plz lloyds have got me

evenasus

storminbalder wrote: »

You want apportion blame. Then the blame lies with people like you (the reactionaries) that allowed this sort thing to happen in the first place - ie the election of the Tories in 1979! Capitalism is the evil here - not some poor victim of it!

blind-as-a-bat wrote: »

Would you lend money to someone without checking they had the means to repay it?

No? Though not:rolleyes:

Maybe you should run our banks:p

I wouldn't think a bank would allow a person, who has been declared bankrupt, to run one.:rolleyes:

I_know_my_ABC_and_my_CMYK

RayWolfe wrote: »

For making food available to me, presumably Tescos are to blame for my fatness ?

lol

Well according to the news there is now a slimming tablet available :rotfl:

Costus

It seems that there are so many people on this thread willing to pass their judgemental opinions that they have forgotten that the OP posted on here asking for help and some constructive advice.

My advice would be to contact the CC company explain that you are experiencing some difficulties at the moment and would they be willing to stop all interest and charges and you will be in touch in due course.

Your credit rating will be slightly affected, but as you say you already have a CCJ, so i would hazard a guess that you probably don't want too much in the way of credit in the future anyway, so deal with the here and now.

Only pay whatever you can afford at the moment, even if its £1 per month, your priority at the moment is to be able to afford to live by keeping up with your rent, council tax, gas, electric, food etc.

In the mean time contact someone such as the CAB, look in your local yellow pages, CCCS telephone 0800 138 1111 or the National Debtline Telephone: 0808 808 4000, they will be able to help and advise you on your next step.


We all make mistakes in life, financial or other wise, so lets just hope that none you that are so eager to offer criticism rather than advice fall on hard times during these difficult times.

blind-as-a-bat_2

evenasus wrote: »

I wouldn't think a bank would allow a person, who has been declared bankrupt, to run one.:rolleyes:

You may be right, but letting people that have not been bankrupt run them has not worked too well either, in fact they managed to bankrupt a few banks between them:p

evenasus

evenasus wrote: »

I wouldn't think a bank would allow a person, who has been declared bankrupt, to run one.:rolleyes:

blind-as-a-bat wrote: »

You may be right, but letting people that have not been bankrupt run them has not worked too well either, in fact they managed to bankrupt a few banks between them:p

You do have a point there blind-as-a-bat.

Spirit_2

BarclaysManager wrote: »

Yeah. It is pretty great.

(This post made using high speed internet as a result of a free and competitive market on advanced technology driven by capitalist investments.)

Not wholly true, the world wide web technology was made available through philanthropy by Sir Tim Berners-Lee.

raypadams

Spirit wrote: »

Not wholly true, the world wide web technology was made available through philanthropy by Sir Tim Berners-Lee.

Dagnamit!! Somebody got there first! lol :cool:

I could go on about how capitalism promotes greed and is the most destructive unnatural force on the planet etc......but I wont (or have I already? hmmmm puzzler!) because all I want to say is this:-

Winnie2007uk: I hope you haven't taken some of the comments posted on here to heart, unfortunately there are some pretty judgemental people out there who have nothing worth saying let alone anything constructive to say.

You are facing up to your problem and that's the main thing. It does not matter, for now, why you are in this situation.

I would recommend calling the CCCS or another charity debt helpline who will have far better advice for you than I can offer.

Good luck and I hope you resolve your situation soon.

All the best
Ray

p.s. proletariat

sdooley

BarclaysManager wrote: »

(This post made using high speed internet as a result of a free and competitive market on advanced technology driven by capitalist investments.)

erm... much of the internet was developed by the US military.

noh

sdooley wrote: »

erm... much of the internet was developed by the US military.

Indeed it was read about it here:-


http://www.darpa.mil/Docs/Internet_Development_200807180909255.pdf

PROLIANT

sdooley wrote: »

erm... much of the internet was developed by the US military.

Addendum; most of the internet was pioneered and developed by scientists concerned in pure research and communicating with each other around the globe....and then stolen by the US military just like they steal everything else.