Tuesday 20/1/09 What small dfw things have you done today???

sophiesmum_2

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free.

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.:D

Today i will:

• check online banking -
• update spreadsheets
• move money to savings
• Make a loaf in breadmaker
• storecupbpard meals
• laundry hokey cokey for OH
• reduce, reuse,recycle one thing -
• do one thing just for fun -
• do something nice for someone else
• sparkle

Good morning peeps:D Another boring day ahead at work today= paperwork day today.:rolleyes: Did lots of the qype reviews last night and managed my quota for the virgin comp thingy so just wait and see now if I manage to get a voucher next month
Historic day today with the inauguration of Obama later.

Have a good day everyone, catch up with you all later.

mooomin

My plans for today are:

• Finally go and buy food at Asda!!
• Check online banking
• Make PAD
• Remind myself it's only 3 sleeps till payday
• Go to the bank and pay in my overdraft money from my piggy
• Get more moneybags from the bank
• Take flask and sandwiches to work
• Make yummy cheap dinner
  
• Washing
• Dishes

And that's about it from me. Have a lovely day everyone!

pixiechick99

Morning!!!;)
About to rush out to work..after being wound up by eldest dd grrrrr:mad: !!!
Here's today's list...

• Scratchcards later
• Check banking
• Move cash that I paid in to current acc to savings (£85 of terramundi cash:D )
• Buy niece a 1st bday card...so no NSD
• Take lunch and drinks to work.
• Dinner from freezer
• Keep heating off tonight and electric low if poss
• Think about next week's meal plan so I can buy the few bits I'll need at weekend

that's all I can think of:T

MrsAudus2b

Good morning my lovelies!

Today I will:

• Check online banking
• Have breakfast here at home
• Go to work
• All morning in office
• Have packed lunch
• Stick to slimming world
• Work assessment this afternoon
• Aim for a NSD
• Post competition entry from wedding magazine....I certianly won't be turning down a £5000 trip to the Maldives if I win!
• Finish reading magazine and put ideas in scrapbook
• Ring nana and grandad
• Organise when to meet up with a couple of friends
• Heating off until tonight
• Storecupboard tea
• Staying in tonight
• Very much looking forward to watching Barack Obama become president...yes we can!

Love to all and sparkles to those not in tip top condition
xxxx

Yargo1

Morning all:

Im going to charge up mobile at work
and buy lunch with my points at boots!

Have a great day !

Pippilongstocking

Morning all
DD still like a volano - but less hot than yesterday so she must be on the mend - tucked up with disney videos in her room bless her.

Today:
[STRIKE]Lodger room and then sort tea[/STRIKE] - lots eggs to probably toad in the hole
[STRIKE]Laundry hokey cokey repeating as necessary nothing is dirty so I am washing on cold [/STRIKE]- all hung up too last but one load on then I can see the laundry floor
[STRIKE]Check bank[/STRIKE] - cancelled DD for oil bill for old house as its finally paid woo hoo - use this money for increasing DD for electricity - in one hand and out the other!!
At lunchtime might take back hoover - phoned yesterday and they were happy for me to return it prob need a dyson or something industrial ( in this house we have - two dogs, two long haired girls, one cat and many beach trips and a couple of stinky teenage boys!)
Do some of new lodgers room
Get some screws for wardrobe thingmy didnt manage that yesterday
Get some grain from the college farm for my chookies as we have run out feed chookies mean time with scraps and cereal - 7 eggs woo hoo do these chickens know its the winter????
Assemble stuff for doing online tax thing asap
Post love film dvd back (trial through quidco woo hoo £17 cash back)
Look in to what else new lodgers room needs (apart from a really really good clean)
Draw up mini lease thingmy
Do some work (!)
At home working so no petrol today or yesterday
Make some soup
[STRIKE]Feed birds with left over cereal[/STRIKE]

lilly81

Morning guys,

Today I have/will:
*checked online banking done
*update spreadsheet done
*buy recorder for DS from ebay with his xmas money done
*take DS to beavers done
*borrow kiddie dvds from a friend instad of renting done
*Ring up about voluntry work done-emailed my CV
*ring up about belly dancing done
*clean bathroom done
*clean my bedroom done
*look for work
*sort out mystery shopping websites
*do surveys done
*daily comps
*store cupboard meals done

I bought a 2.5 kg bag of spuds, so this week is a potatoe week :rotfl:

Lilly X

Pippilongstocking

Yargo1 wrote: »

Morning all:

Im going to charge up mobile at work
and buy lunch with my points at boots!

Have a great day !

Well reminded I will apply for my boots card online today - stupidly embargoed boots for a long time as they annoyed me (they stopped delivering nappies to the wee island I use to live on) as this is about 9 years ago now I guess I can safely stop my silly grudge and take an advantage card. The lady convinced me to take one when I did my sales shopping last week.

I know, i know - they just annoyed me by stopping the service - not that I hold a grudge or anything! lol

mbaz

Morning all!

Today I have/will

- check online banking
- scratchcard
- clicks and surveys
- go to town but only buy things I need
- avoid monsoon
- post back facecreams for refund

and that's it!

OliveOyl_2

fayjmck wrote: »

I know, i know - they just annoyed me by stopping the service - not that I hold a grudge or anything! lol

I haven't got a Tesco Clubcard at the mo, for similar reasons :rotfl: :rotfl: I know I'm being childish

Morning All :hello:
I've been de-cluttering, and it makes me feel soooo good Yesterday I could even wear novelty socks (Betty Boop) instead of grey woolly because I had cleaned out my sock drawer (Sundays declutter) and I found them at the back I'm doing a lttle something everyday. Took an old cupboard to the tip on the way to work this morning. It'd been annoying me for months on the patio, I emptied it and it's gone

So today I shall/have:

• brought in lunch and a snack
• charged phone at work
• found 10p on a machine at the gym last night :j :rotfl:
• do on-line banking
• make brussel sprout soup (I've found a recipe which apparently tastes good ) to use up old-ish sprouts.
• NSD (apart from my budgeted 20p at drama tonight). -I'm refusing to order OH a new book from Amazon, even though I have a £5 voucher because I don't want to ruin my NSD run, and I want to beat him (he did 4 last week, we drew)
• supper from the fridge tonight, whatever needs using up.
• Do my scratchcard.

Lodger has partially moved in.

bathgatebuyer

My day is going to consist of painting the hall and nothing else! Paint was bought yesterday so I don't even have to go out for it!