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Financial faux pas and other disasterous decisions

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  • moo2moo
    moo2moo Posts: 4,694 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Thank you all! And helloooo Alibob :hello:

    I have news. Very exciting news. Of the celebratory kind requiring a large bar of chocolate.... drum roll please... I have my very first DooYoo crown. You may refer to me as Princess Moo. Yeah right. Off to resume the domestic drudge that is my life. Currently rounding up clothing to lock in the biggest lockable suitcase we own to prevent the DDs wearing it. Have also located a suitable pair of trousers for OH saving a trip to civilisation and more expenditure. Seem to have reached an employment compromise too. OH will contiue to work where he is but will stick to his normal hours nad only do overtime because its convenient to him and because he wants to. I won't be going for the dinner lady job cos I'm already shattered and we both think thats adding unnescessary pressure tot he situation. Breathing a big sigh of relief. Ironing beckons. Oh joy!
    Saving for a Spinning Wheel and other random splurges : £183.50
  • moo2moo
    moo2moo Posts: 4,694 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Its 1:30am. I was rudely awakend an hour ago by what sounded suspiciously like the OH urinating in the bath. Not entirely convinced he did but I'm not going to check until morning. If he was that disorientated in his alcohol induced fug he'll be cleaning the bathroom in the morning, or should that be later today? Rather glad I didn't get round to it yesterday. Then again I could have imagined it. I do have some very vivid dreams. Either way I couldn't get back to sleep. Thoughts of Cillit Bang! were wooshing round my head. No I agree thats not entirely normal but I awoke with a fully formulated DooYoo review fighting to get out of my head. Perhaps I'm becoming a little obsessive about the whole review writing thing if I'm dreaming about them too. Anyway I gave in came downstairs, booted up the PC, turfed the dog out, fed the cat, consumed caffeine and regurgiated a 720 word review. Perhaps now my bouncing brain cell is appeased I'll be able to get back to sleep.
    Saving for a Spinning Wheel and other random splurges : £183.50
  • moo2moo
    moo2moo Posts: 4,694 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Bleugh, its moring, I feel like the thing that the cat dragged in thats been previoussly run over by a bus. I'm so not ready to start today but I'm upright, I have hot caffeine and needs must. Things to do, people to annoy, that sort of thing.

    Will commence this morning with the shocking confesions of a spendaholic. Having grabbed the bull by the horns and embarked on the most ridiculous challenge ever I can report that a mere 1/4 of the way in I've spent 50% of the money. Failing miserably is an understatement. I really don't know what happened. OK so thats not true I know exactly whats happened. Me thats what. I've been ruthless but practical. We all need a holiday, its considerably cheaper than a divorce which I have to admit is looking ever more likely in the darker points of the day. But then everytime I think thats it, thats the final final final straw something nice happens that reminds me why I married the OH in the first place. I know you have to take the rough with the smooth but its all tsunamis and volcanic eruptions and very little else at the mo. It will get better.

    Anyway declaration time. Day 30 of 122. Expenditure £1708.69. Perhaps the most expensive month of the past year to date. Of that a ludicrous £698.10 was totally avoidable but constitutes a holiday and towing hitch and £65.10 of other bits and pieces. Perhaps I need to run a separate challenge alongside, namely to generate enough additional income betweeen now and the end of the challenge to offset the unnecessary spending. Then again maybe I'd see that as an excuese to spend more. Guess I'll see how far I can make the remaining £2291.31 stretch. I am documenting the extras generated but more as a means of keeping track rather than anything else, all the extra bits and pieces seem to get swallowed up without a trace.

    Plans for today:
    • investigate the bathroom in daylight
    • clean bathrooms (or read riot act to OH and insist he cleans one)
    • vacuum OHs car in rediness for the DDS filling it with junk
    • Wash OHs car
    • General domesticity associated with abandoning house for 48 hours so as not to return to mould infested part drunk mugs of coffee
    Am assuming that will keep me busy. Head Teacher is on the lookout for naughty boys, ones who managed to stick 50+ wet blobs of toilet paper to a 20 foot high ceiling. hes not a happy chappy. I get to think up a suitable punishment. Tis so much fun. I told the last batch of badly behaved little darling that I wanted them to bring in their toothbrushes to scrub the yellow urine crystals off the urinals but because it wasn't very healthy I'd need their parents written permission first. Apparently thats pure evil. Not that I made them do it, which I didn't, but because you can imagine the parents reactions when a child comes home to explain that they need a letter to give permission for them to scrub urinals with their toothbrushes. Because "I just do" just doesn't work. One mum wrote back enclosing a toothbrush, a leter of apology from her son and a change of clothes in which to clean and saying it was the best laugh she'd had in ages as it made him consider the repurcussions of his behaviour.

    Must come up with something equally satanic.
    Saving for a Spinning Wheel and other random splurges : £183.50
  • mooomin
    mooomin Posts: 13,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    I have the busiest day ever today but must remember to update my spreadsheet and confess my sins too.

    Having lost £350 worth of monthly income is sure upping those NSDs though....

    At least you volunteered for £4,000. I didn't realise it was over four months and went for £3k :eek:
  • moo2moo
    moo2moo Posts: 4,694 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Aah but you see there are four of us and I was convinced it was only three months too. Just to add to the unstemable out pouring of cash DD1 brought home aletter about next years school residential trip needing a £30 deposit by Friday erm that'll be tomorrow then and some git hit my car whilst parked at school and !!!!!!ed orf like I wouldn't notice. I did and I'm not happy but at least it is only cosmetic. I'd be seriously upset if it was terminal or expensive. Its more war wound than anything else.

    Turns out I imagined everything last night. OH was in fits of laughter when I told him this morning. I ended up cleaning the bathroom in the end which was in a dire state thanks to OHs impromptu bathing of the dog. House now reeks of wet pooch.
    Saving for a Spinning Wheel and other random splurges : £183.50
  • moo2moo
    moo2moo Posts: 4,694 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Feeling like a brain dead zombie at the mo. OH has been for his 6 monthly prod at the doctors. He has the lowest personal blood pressure they've ever taken and hes lost a stone in six months. Back to work to do something productive, spent most of yesterday wandering round with a louse infested rescued hedgehog. Somehow I doubt today will be that interesting.
    Saving for a Spinning Wheel and other random splurges : £183.50
  • lucielle
    lucielle Posts: 11,505 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I love hedgehogs and looked after one a few years ago. Found it as a baby during the day and reared it up and let it go in the autumn.
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • beanielou
    beanielou Posts: 95,512 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Not so good on your OH's BP & weight loss.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • moo2moo
    moo2moo Posts: 4,694 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Ah but the weight loss is a good thing as hes a bit lardy.
    Saving for a Spinning Wheel and other random splurges : £183.50
  • moo2moo
    moo2moo Posts: 4,694 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    We're packed. I'm abandoning the offspring to escape to school for an hour or so whilst they assist their father in completing the final bits on the to do list and load the car. Not looking forward to the drive but I've packed enough sweets to keep me from being too bored, wish I could read but I get travel sick if I try, same goes for playing on the DS. Lifes soo unfair. I'm hopping OH will let me do some of the driving but to be fair I usually end up turning him into a gibbering wreck. My car doesn't have power steering and its operated by an engine which wouldn't be out of place on a hairdryer. His on the otherhand has everything and its turbo charged. Overtaking is an experience. In mine you floor it half a mile back and resist the temptation to bounce up and down in the set kicking it and shouting trot on in the hopes it does eventaulally decide to speed up. Then as you near the approaching vehicle you turn the steering wheel very rapidly lots of times. Rpepaeting the same operation in his menas I've hit 90 before I'm anywhere near the car, meaning I then brake suddenly before executing the sort of neck snapping manouveur a police persuit driver would be proud of, usually beacause I realise I'm approaching the car I'm intending to overtake side on.

    Need to add some more things to the to do list to make sure the offspring remember to pack coats and shoes and wot not. Have a good weekend all!
    Saving for a Spinning Wheel and other random splurges : £183.50
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