Financial faux pas and other disasterous decisions

moo2moo

177 very dull one click Toluna surveys done. I've passed the halfway stage. Only another 1800 to do to get a £10 voucher. Is it really worth it?

moo2moo

Vaguely wondering if the live on 4K a year challenge is achievable. OK I know its achievable because there are lots of people doing it but whether I can achieve it is a completely different matter. Clearly embarking on it in the most expensive quarter of the year is totally insane and thus appeals as a challenge. The idea of living on 1K a quarter is quite frankly scary. Off to gut my bedroom before doing a lot of research in the bowels of the filing cabinet although since the filing cabinet is in the bedroom I fear I may get sidetracked. Think I may need to cheat a bit and exclude OH from the challenge to simplify things.

Trying_to_be_good

moo2moo wrote: »

Grandparents are already asking wht the DDs would like for birthdays but I'm lothe to suggest clothes which although practical would not be if the Grandparents were involved - thinks back to last years nylon drop waisted dress which DD1 declared was a prison uniform, thankfully not to their faces.

I bought my step-daughters (twins, then 7) gorgeous blue and white striped t-shirt material White Company dresses (very cheap in the sale, obviously!), great for going swimming or to the beach. They refer to those as their 'prison dresses' - maybe it's a current fashion?! At least the dresses have done two summers now...

makeup

I know what you mean about flylady. I wish they had an option for just the flightplan and daily checklist stuff - all those testimonials just bring me out in a rash of angry feminist ranting as half the time it is all about how suddenly their husbands are so happy that the house is tidy.....well if the lazy husband got off his fat a**e maybe the house would've been tidier sooner......

rupe34

makeup wrote: »

I know what you mean about flylady. I wish they had an option for just the flightplan and daily checklist stuff - all those testimonials just bring me out in a rash of angry feminist ranting as half the time it is all about how suddenly their husbands are so happy that the house is tidy.....well if the lazy husband got off his fat a**e maybe the house would've been tidier sooner......

:rotfl::rotfl::rotfl:

I love that - so true.

BTW Moo - PLEASE PLEASE turn your diary entries into a book - I check in everyday because you are so brilliant.

moo2moo

Rupe - I fear you may be delusional. :rolleyes:

Having delved into the filing cabinet and recovered from my shock it appears the 4K a year challenge is a non-starter. We spent 4K on cars last year, excluding project Land Rover and the purchase of OHs new one. Unfortunately thats the price you pay for OH being 45 minutes at 70mph from work and having to drive everywhere.

Oversimplified annual breakdown is as follows:

Domestic fuel - £2406
Communications - £623
Insurance - £900 (very vague guesstimate excluding Quidco)
Cars - £4070 (everything except insurance)
Clothing and Shoes - £500
Supermarkets - £3000
Council Tax - £1284
Misc - All depends what you include but its very very scary! Its definately a lot more than our basic day to day expenditure.

Overall annual expenditure £12783 + misc. Ummm I fear this was perhaps not my brightest of bright ideas. Anyone up for a live on 40K a year challenge??? Off to have a rethink. Since that averages out at 1K a month or thereabouts perhaps live on 4K for 3 months is more sensible.

Bedroom coming on nicely. The only surprise so far was a dried slug lurking under the bed. Bonus is I'm 72p better off. Perhaps I should clean more often, it appears to pay better than Toluna.

rupe34

moo2moo wrote: »

Rupe - I fear you may be delusional. :rolleyes:

QUOTE]

You're not the first person to say that;)

mooomin

Toluna is hellish - I have been doing it for months and only ordered my vouchers at the weekend. It's a real slog.

4k for a year always sounded too scary for me. I really need to look at the sums and how you do it though as I think it would be good for me to try and cut back that drastically.

What say we do it moo2moo? Suffer together :rotfl:

moo2moo

Sounds like a plan. I do believe a working title is required perhaps The Mad Cows Money Challenge.

ps. I don't think "good" "cut back" and "drastically" should ever be used in a single sentence. Far too scary and grown up.

mooomin

moo2moo wrote: »

Sounds like a plan. I do believe a working title is required perhaps The Mad Cows Money Challenge.

The Milking Four Grand Challenge?

Hehe :rotfl: