Financial faux pas and other disasterous decisions

miemie

Oh my god moo we have the same life, i did exactly the same yesterday;).

helnag

Lol, same here!!!!

moo2moo

5 days to pay day and I have the grand total of £42 left in my bank account unfortunately I still have 2 direct debits to come out and £20 to pay for horse riding. I'm perilously close to wobbling into overdraft territory. Thats an improvement on falling in head first off a cliff though so things are definately looking up.

I've printed out the account transfer forms ot transfer the direct debit from my A&L current account elsewhere. Just need to ffill that in and write a letter to t'other lot requesting that the current account with a balance of 2p be closed asap. Ooh having read the form properly the bank will do two accounts at once. Superb. Will get that done and in the post this morning.

Issued OH with a list of instructions for his trip to town yesterday and was well and truly thwarted. On the face of it they were pretty simple- take DDs to photo booth and get passport photos done - DD1 emerged from school with a plaster on her forehead, DD2 has one on her chin. Apparently yesterday was not to be the day for photos. His second task was to go to a specific jewellers and look at a specific watch. Model number written on a piece of paper in anticipation. Not difficult but although its on the manufacturers website as a "new" model its from last years brochure and will cost £50 non-refundable to order in for him to look at. OK not quite what I wanted but at least he likes it. So much so that he wandered into another jewellers to look at a similar watch with a completely different model number and price tag and returned saying he likes it but its not quite like the one in the brochure - perhaps it was the light in the shop. No. Its a different sodding watch you imbicile. Although clearly I didn't say that to his face as we'd have had the mother of all rows. Going to drag him back there kicking and screaming today to order the one from Goldsmiths with the Tesco vouchers whether he likes it or not. I really don't see the point in buying one for £60 more that he doesn't like quite as much because he can have it today. Its not our wedding anniversary until the end of July so he'll be waiting for it anyway. Well probably not as his current one is conveniently playing up at the moment although its failure to keep time was only noted yesterday. Do I look that stupid? On second thoughts don't answer that.

Finished reading a best selling novel yesterday, recommended by a friend, which wasn't so much liberally strewn with biblical references as chunks of the bible thinly disguised as a story. Not for the faint hearted. Did I want the third book of the series of 20? Oooh let me think long and hard about that. Thanks but no thanks. I'm on my last book. This is as close to crisis point as it gets. Fortunately I'm popping over to my dads this weekend to raid his bookcase. Its the start of gala season in West Yorkshire. If you happen to be at this Saturdays Halifax Charity Gala come over and give us a wave. I'll be loitering with the Clifton and Lightcliffe brass band accompanied by the DDs - my lot all play with them. OH is staying home in peace.

Intergalactic_Floozie

OH MY GOD! I live near Halifax, I can see the outskirts of it from my bedroom window (now I have had laser treatment). I can't possibly meet you though, I'm too shy! It would be like meeting a celebrity

moo2moo

You'd be soooo disappointed Floozie. The closest I do to celebrity is my Amy Winedrinker impersonation. I look like that first thing every morning, albeit without the mega long hair. I know exactly what you mean about being one thing in my mind and another in person. I'm so ridiculously shy that I either clam up and say nothing or blurt out something totally inappropriate. Usually its the latter, particularly if its an occasion which calls for me to keep my mouth shut. Perhaps this is my biggest failing in life. That and my amazing ability to flirt with anything in a pair of trousers without realising I'm doing it which has the OH rolling round the floor. This was taken to extremes one year at his company office party dolled up to the eyeballs like a Barbie in a fashion show. I don't do girly or girly shoes or girly dresses ever apart from when I really really really have to and even then I avoid it. So on this particular occassion I'm wearing heels which put me at well over 6 feet in a roomfull of very short men most of which were at eyeball level with my boobs in a cleavage revealing dress (not one of my better choices). After a long evening of putting up with a bunch of !!!!!! talking to my cleavage I'd worked out who the letchy prats were helped by rather a lot of insider knowledge from the OH. So when Nasty Nigel from accounting decide to grope one to see if it was real I rather ungraciously floored him leaving him reduced to a gibbering heap around my feet A hush descended over the entire room and everyone turned to stare (in reality I doubt it was more than 4 people but it felt like the world was watching me). My cue to run out the door. Before I could make a hasty exit one of the shop floor lads starts clapping and someone else cracked that it couldn't have happened to a nicer chap. Since then I've become known at the OHs work as the rottweiler with lipstick.

Digression over.

Will be staying with the wrinklies on the very outskirts of Halifax for a flying visit if you have a free 5 minutes in your day. I usually take the monkeys to Shibden Park at some point to burn off some energy, failing that we also visit the park opposite Kendals or the Shay at Lightcliffe all of which are within staggering distance, usually we fit all three into a visit otherwise DD2 is too excited to sleep. Not surprising really as Granny J usually packs so much into a weekend that there isn't time to sleep anyway.

Posted off all the account transferring paperwork yesterday and a birthday card to OHs brother. Dragged OH into town to see the alternative watch. Then went on to Goldsmiths and ordered the correct one which fortunately he prefers. Paid for it in full and should be able to collect it on Monday. Best of all I have £40 of Tesco vouchers to return for a refund. Most bargaintastic.

Spent yesterday discussing holidays with the DDs. Asked them if there was anywhere they'd really like to go. DD2 wants to go somewhere with ice cream. DD1 was a little more specific with a request to visit The Shetlands or should it be the shetlands. Turns out she believes the Shetlands to be full of highly trained ponies just waiting to be ridden and a holiday there to be entirely on horseback. I haven't forgotten the last time I rode a shetland (aged 32 and a bit) to re-educate one after it decided to buck with a 4 year old. It bucked and I stood up. That was the easy part. Trotting with your feet dragging along the ground is easier said than done. Stillno clearer what they'd like to do or where they'd like to go though but whatever it is will take place during October half term assuming I can persuade my regular house-sitter to animal sit for the duration.

OHs land rover club sents lots of paperwork through for this years family four day camping extravaganza. Following in the tradition of previous years the campsite is a farm with cow pats, porta loos and no water. We went to last years and had a great time. Fortunetly this years is only 30 minutes away so I can bring the DDs home to hose down if nescessary. DD2 is already looking forward to Saturday nights live band. They did requests last year and she was amazed that they knew the Crazy Frog and more impressed when a marquee full of drunken adults knew the actions - in our defence it was almost 2am.

I'm having a lazy morning at school today so i can escape at 9 am to collect OH from the garage. His car is in for an MOT. Nothing else planned so hopefully I can get lots of housework done in anticipation of abandoning him for 24 hours because its unlikely he'll find the time to do anything whilst we're away.

Intergalactic_Floozie

Oh you are hilarious! I indeed know where Shibden Park is AND (amazingly) I could actually drive there all by myself! Shall we do it then? Shall we be brave? Which day? However, I'm only 5ft 4in, so there is the danger I may be talking to your bosoms and I'm a little bit scared of getting floored LOL LOL LOL promise you wont throw me in the boating lake.

lucielle

Love the story.
L

moo2moo

That does indeed sound like a plan Floozie. There'd be considerably less traffic Sunday morning if you're not too happy driving or I can meet you in an alternative park else where. Have sat nav. Can get lost anywhere with confidence. Also think we need an 'allo 'allo esque code word scenario as wandering round parks randomly asking people if they're floozies is likely to land me in rather a lot of hot water.

Describing myself so you could spot me is probably not great either given that most of Yorkshire is very windy and most peole have mad professor-ish hair after 5 minutes outside doesn't really narrow things down much. Nor does saying I'll be accompanied by two exciatable children in a park when they will disown me on arrival and run for the hills or the climbing frame leaving me as lone female walking aimlessly around. Equally if I say I'll be wearing my trade mark black jeans DD2 is guaranteed to spill breakfast on them. I wear glasses. Thats a start. Perhaps shoes is the way to go, staring at peoples feet is considerably easier than staring at faces. I'll be wearing chocolate brown boots, DD1 has black wellies with pink stars and DD2 has lilac wellies. I could just hang around the car park awaiting your arrival, although thinking about it there are three of those. How about the middle car park by the tea rooms?

Anyway..... yesterday was an in one hand out the other kinda day. Cheque for £32.11p from Global Test market (already half way to the next one), free chcooie bar from the postie lot and a £5 gift voucher from the tv survey peeps. I then made the mistake of opening DD2s reading folder. Final demand for snack money £5, school tip £4.75, raffle tickets for school summer fayre 20p each. Paid for OHs landie camping trip by cheque so £35 which will clear after payday. Bought DD1 another tin of pellets at £7 and OHs MOT came in at £40, fortunately it sailed through without need ing any work doing. Have booked mine in for its service and MOT next month. My tax is due then too. Once I've paid for summer childcare there won't be alot left of my wage next month.

OH is working late this afternoon and will only be at work for a couple of hours. They don't have much for him (or anyone else) to do today. Thinks are looking alittle shakey there. Allowing for holidays theres likely to be enough work for them all over the summer but Septembe onwards is likely to be a bad time for the international tourism industry. Will deal with that when it happens rather than trying to predict the future but will be being super frugal just in case.

Looks like being a glorious day out so I'm off to hang the washing out.

mooomin

moo2moo wrote: »

That does indeed sound like a plan Floozie. There'd be considerably less traffic Sunday morning if you're not too happy driving or I can meet you in an alternative park else where. Have sat nav. Can get lost anywhere with confidence. Also think we need an 'allo 'allo esque code word scenario as wandering round parks randomly asking people if they're floozies is likely to land me in rather a lot of hot water.

Describing myself so you could spot me is probably not great either given that most of Yorkshire is very windy and most peole have mad professor-ish hair after 5 minutes outside doesn't really narrow things down much. Nor does saying I'll be accompanied by two exciatable children in a park when they will disown me on arrival and run for the hills or the climbing frame leaving me as lone female walking aimlessly around. Equally if I say I'll be wearing my trade mark black jeans DD2 is guaranteed to spill breakfast on them. I wear glasses. Thats a start. Perhaps shoes is the way to go, staring at peoples feet is considerably easier than staring at faces. I'll be wearing chocolate brown boots, DD1 has black wellies with pink stars and DD2 has lilac wellies. I could just hang around the car park awaiting your arrival, although thinking about it there are three of those. How about the middle car park by the tea rooms?

Can't you wear a red carnation in your lapel and carry a copy of an agreed newspaper - like spies in old movies

Intergalactic_Floozie

I have a bright yellow Peugeot 107! That should make me stand out. You will probably be able to see me from Scotland in it LOL.

Or I'll be the one screeching my head off at DS2 "stop throwing stones at the ducks / throwing bricks at people on the train / no wonder I never take you anywhere!!!"