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Financial faux pas and other disasterous decisions

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  • moo2moo
    moo2moo Posts: 4,694 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    I have the attention span of a gnat and shameful though it is to admit it I'm bored of matched betting. I have one wager requirement left to complete and then I'm done until the start of next years footy season.

    Worse still I'm even more bored of listing on E-bay and have been studiously avoiding it for considerably longer than a month. Februarys £50 Virgin voucher is still staring me in the face as is the stadily devaluing Ipod. Its just not incentive enough.

    The statements are due any day now. The overall debt WILL be sub 28K *insert stomppy feet icon*. Hopefully that will be the kick up the bum I need to get things moving again.

    Toodle pip all.
    Saving for a Spinning Wheel and other random splurges : £183.50
  • moo2moo
    moo2moo Posts: 4,694 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    edited 6 May 2009 at 10:20AM
    The postie has just been bringing lots of unexpected goodies. The top secret survey lot have sent a free Kit Kat senses chocie bar with the publication Greetings! and some extra thingies for sticking on the wrappings of deluxe prawns (Lula fans will have a vague idea what I'm on about).

    Mr T has very generously increased my credit limit to one which would allow me to purchase a very small country and has sent a shiny new card to go with it. Must not succumb to temptation but will instead utilise one of the aforementioned deluxe prawns to request it lowering to something vaguely less extravagent.

    Lots of Goldsmiths vouchers have arrived too courtesy of Mr Ts. Unfortunately I still need to obtain lots more as OH has his heart set on a titanium watch. It seemed like a suitable 10th wedding anniversary gift but the price tag is :eek:.

    **Edited to add the envelope containing the Goldsmiths vouchers didn't contain Goldsmiths vouchers after all. Instead t'was a £30 Mr T. giftcard from Mr Ts car insurance peeps.
    Saving for a Spinning Wheel and other random splurges : £183.50
  • moo2moo
    moo2moo Posts: 4,694 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    I'm mortally wounded again. Injury of the week is an angry fluid filled burn on my finger precisely where I rest a pen to write. Tis only a question of time until I catch it and it bursts. Fortunately gained (almost) in the line of duty whilst reattaching the sole of a shoe with a glue gun. Will be allocating myself a very laid back morning at work on accout of being an invalid.

    OH still in mega fruitcake mode. He launched himself into bed at midnight and proceeded to ramble on to himself as if I'd gone to bed 2 minutes prior to him rather than 2 hours before. Not surprisingly I've woken up with my grumpy head on this morning. Must morph (Superman style) into a nice person before I wake the DDs.
    Saving for a Spinning Wheel and other random splurges : £183.50
  • Lula-Hula
    Lula-Hula Posts: 7,868 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Yee gods moo,

    you're on your very own roller coast at the moment :eek: I feel quite exhausted just reading it all & utterly sympathise about being bored with debt busting & having a house like a tip :o

    I'm currently at the stage where I dont want to do anything other than play in the garden - I think this is the 'grown up' equivalent of making mud pies :confused:.

    Give yourself a break & enjoy that kitkat :D

    xx
  • moo2moo
    moo2moo Posts: 4,694 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Morning Lula et al.

    All nescessary bits of paper have arrived and I can smugly report that the total owed is now a smidgen under 28K. Also discovered that when OHs pocket money won't stretch to his needs he snaffles a bit from other places, this constituted a 50% pocket money increase last month. Will have to review this as the cost of vino and baccy has gone up rather a lot recently again.

    Finally found DD1 a rifle I was happy with complete with automatic safety and posted wanted adverts on every shooting forum I could find. Managed to get my hands on one in need of lots and lots of tlc for £34 including postage. Thats less than 10% of the £350 one particular shop was trying to persuade me to part with. Shes already dismantled it and spent an evening removing all the blown varnish from the stock and giving it its first sanding. Figured she'd look after it with more care if she knew how much effort it takes to repair any damage. Shes a very very happy little munchkin. Told her that becaue it was her hobby she'd have to save up and pay for scopes and pellets and club days herself so we discussed pocket money and she negotiated for £3 per week with the potential to earn extra with duties above and beyond our normal requests which shes perfectly happy with. She did offer to wash OHs car yesterday for £50. Wonder if the grandparents will fall for that?

    Still haven't booked DDs into holiday club for the week, must get a move on. I'm hoping I can cram everything into a day and a half rather than two plus their pony fun day saving £17. Not that its a saving as such as I'll still have to fork out £101 in order to go to work its just £17 less to find.

    Dates for next years residential trip for DD1 have been circulated along with a price list. £100 for 2 days plus £3 train fairs and £15 pocket money. Guess I'll need to suggest she starts saving for that too.

    Finally got round to E-bay and bought DD2 a thick long sleeved cotton riding shirt for £3.49. Nothing listed as yet though although its all staring me in the face. Its not staring hard enough though!
    Saving for a Spinning Wheel and other random splurges : £183.50
  • makeup
    makeup Posts: 1,633 Forumite
    Hey there
    Sounds like a bargain on the rifle! Well done! That can be the problem with some hobbies, they are so darn expensive!

    I took up tap dancing again earlier this year (last did it approx 22yrs ago aged 11 :eek:) The classes aren't too expensive but the bloomin shoes cost me £50. I ended up shelling out for the more fancier kind but it seemed to make sense at the time????

    I totally know what you mean about ebay. One of my targets this year was to ebay everything I have in the house that I don't use / want / need and so far have a large pile of stuff but nothing actually listed!!!

    Enjoy the weekend!!
    I've got my own flat :j:j

    Now I have to pay the bills :eek:

    And feed my interiors addiction ;)
  • moo2moo
    moo2moo Posts: 4,694 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    OH and DD1 have departed for a days green laning with the council rights of way officer and a large assortment of gardening tools and chainsaws. Now that 4x4s have been banned from using the reclassified tracks a lot of them have become overgrown and unusable so much so that the Ramblers are now complaining they can't ramble because of the overgrown paths. Previously they complained they couldn't ramble because of the 4x4s. The local solution to this is to allow escorted groups of 4x4s to drive these tracks to compact the paths and make them usable again. It helps that the groups in question are also the volunteer 4x4 search and rescue teams so its good training for everyone all round.

    DD2 and I are venturing forth into civilisation with a trip to the cinema to see Madagascar 2. DD2 is very very very excited! Its the family film of the week so £1.70 for both of us. I was too stingy to pay the 60p booking fee.... yes I know, thats penny pinching taken to an extreme... so I'm hoping it'll be a slow day for them. After that its on to the local outlet mall as they have a huge covered playpark with a 4 storey high spiral slide and we have loads of vouchers to blow. Theres a Clarks outlet too so hopefully we'll be able to get DD2 some new school shoes half price. Must try not to buy any more knickers. OK so I wear the same boring comfy dull knickers everyday but I have shed loads of frilly girly outrageous things in every colour under the sun just because. Inciedntly if you join them all end to end by threading one pair through the leg hole of the next then I have sufficient pairs to go up and down the staircase eight times with rather a lot left in the drawer (I have big drawers and very small undies - its outrageous what some of them cost considering how little material is used). OH and the DDs were very bored one wet afternoon.

    Makeup - I tap danced very briefly as a 5 year old. My mum wasn't overly impressed when my dancing teacher suggested I'd be better suited to rugby. Ballet was even worse. I loved gymnastics though purely for the vaulting. Hated the floorwork and the graceful swan bits. Couldn't give a monkeys about the splits or the poses I just wanted to leap and run and soar through the air. Being on the A symetric bars was the best feeling in the world, surpassed only by an aborted discount into a swimming pool full of foam blocks.
    Saving for a Spinning Wheel and other random splurges : £183.50
  • moo2moo
    moo2moo Posts: 4,694 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Nothing ever goes according to plan! Ventured into the shoe shop who had every size other than DD2s. Although there are another 179 shops to choose from none of them stock childrens shoes so we'll need to try elsewhere for those. meanwhile we've glued the worst of the flappy bits back on again to eek them out a little longer.

    I was very very very good and although tempted by a pair of red and white spotty smalls I left the store without purchasing them because I was already feeling a tad guilty about the lovely pale grey Next bootcut jeans which were purchased without trying them on as its the worlds only changing room free branch of Next. I will be returning them to the nearest Next store if they don't fit like glove.

    OH will have a fit when he arrives home. DD2 and I visited all her favourite shops. She smells like a tart thanks to an eclectic concoction of perfumes and aftershaves and I look like a trucker in drag. Perhaps thats a slight exageration but we spotted a fabulous fuschia nail varnish in Virgin Vie which just begged to be tested and test it we did. I now have neon pink fingernails unfortunately I have hands like a builder covered in cuts, scrapes, bruises, the odd fresh burn and really short hot pink fingernails with overgrown cuticles. DD2 has a rainbow of assorted nail varnishes. Problem is I can't find any acetone. I have a sneaky suspicion that the OH utilised it to clean something a while back and didn't get round to replacing it.

    Madagascar 2 was brilliant. I haven't laughed so much in ages.
    Saving for a Spinning Wheel and other random splurges : £183.50
  • moo2moo
    moo2moo Posts: 4,694 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Final matched bet of the season placed on a game tomorrow. I've satisfied all the wager requirements so I'll be able to withdraw everything and add it to the overpayments. Having number crunched everything in sight I'm going to declare this months target as being sub 26K by May 31st. Off to take some piccies of my E-bay stuff and anything else that happens to be dust covered.
    Saving for a Spinning Wheel and other random splurges : £183.50
  • lucielle
    lucielle Posts: 11,511 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well done Moo. Soon be sub 20k!
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
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