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Financial faux pas and other disasterous decisions

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  • moo2moo
    moo2moo Posts: 4,694 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Days to payday: 5
    Money in purse : zilch, zip, nada - possibly with a couple of moths to keep them company
    Money in emergency jam jar: £0.02
    Money in bank: £11.08
    Money spent in February: £334.91
    Money remaining of this months portion of the live on £20K challenge : £1332.09
    Part used smellies used up and disposed of: 10
    Gift vouchers for X-mas 2010 and all the birthdays inbetween: £33.00
    Saving for a Spinning Wheel and other random splurges : £183.50
  • moo2moo
    moo2moo Posts: 4,694 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    First load of washing is on the line, the next lot is in. One DooYoo written. Both slow cookers are on and upstairs has been vacuumed. Need to do last nights washing up (I know slovenly ho) and grab some lunch and a cuppa to go with my book before doing something productive with the afternoon as well as going on an egg hunt.
    Saving for a Spinning Wheel and other random splurges : £183.50
  • moo2moo
    moo2moo Posts: 4,694 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    The nice people at Tesco have sent me £37.50 of Clubcard vouchers as well as 125 usable extra points vouchers.

    Of the not so useful ones without names or clubcard numbers are :

    2 x buy 1 get 1 free vouchers for an assortment of theme parks including Alton Towers, Legoland, Thorpe Park and Sea-Life expiring 31-10-10
    15% off Hilton B&B s exp 31-3-10
    £200 of any £2K virgin holiday booked by 18-3-10 excluding school hols
    50% on Tesaco magazine subscriptions via Tesco
    2 for 1 main courses only at Bella Italia

    If you can use any of them PM me.....obviously not the Clubcard vouchers. I'm not that generous :)
    Saving for a Spinning Wheel and other random splurges : £183.50
  • moo2moo
    moo2moo Posts: 4,694 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Some !!!!!! has lit a sodding bonfire
    Saving for a Spinning Wheel and other random splurges : £183.50
  • Intergalactic_Floozie
    Intergalactic_Floozie Posts: 1,600 Forumite
    edited 10 February 2010 at 8:56PM
    *dashes in*

    http://forums.moneysavingexpert.com/showthread.html?t=2253853

    Have you read the above - 50 free clubcard points for the first 100,000 people who do a heart foundation survey (v short and well worth doing)

    EDIT: Mine was 37 which isn't too bad as I am nearly 35
    Start Date: 27/11/2010
    Padding: Day 42
    Target £8000
    Amount: £562.23
  • beanielou
    beanielou Posts: 95,607 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Very scarey result.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • He he he. Mine is 30, and I'm really 36-and-a-half. That low blood pressure, causing me to pass out at inopportune moments, IS handy after all.
    Mortgage Free thanks to ill-health retirement
  • moo2moo
    moo2moo Posts: 4,694 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    *dashes in*

    http://forums.moneysavingexpert.com/showthread.html?t=2253853

    Have you read the above - 50 free clubcard points for the first 100,000 people who do a heart foundation survey (v short and well worth doing)

    EDIT: Mine was 37 which isn't too bad as I am nearly 35

    Mmmmmm I did that v. early yesterday morning in zombie mode. I'm a 19 year old. Its the only part of me that is a nineteen year old, the rest of me feels more like a 90 year old. OH meanwhile is an overweight 59 year old.
    Saving for a Spinning Wheel and other random splurges : £183.50
  • moo2moo
    moo2moo Posts: 4,694 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Despite only going to work and then back to work again I've managed to spend my way through £100.50. OH took DD1 shoe shopping and visited Mr T where he purchased 3 bottles of muchly reduced vino, BTs payment exited my account and the coal man delivered £34 worth of coal. Its freezing again so my plans to cancel coal deliveries from Feb half term are on hold and will be for quite some time.

    Days to payday: 4
    Money in purse : zilch, zip, nada - possibly with a couple of moths to keep them company
    Money in emergency jam jar: £0.02
    Money in bank: £11.08
    Money spent in February: £412.41
    Money remaining of this months portion of the live on £20K challenge : £1254.59
    Part used smellies used up and disposed of: 10
    Gift vouchers for X-mas 2010 and all the birthdays inbetween: £33.00
    Saving for a Spinning Wheel and other random splurges : £183.50
  • moo2moo
    moo2moo Posts: 4,694 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Tonight Michael I'll be having a social life. Planning to spend 3 hours of my evening humiliating the DDs by dancing at the school disco. I know all the actions to Superman and Agadoo and enough other things to make their friends completely amazed that anyone over the age of ten could know such things whilst the DDs cringe at my ineptitude. Did tell DD1 that I'd found a Fame outfit complete with neon leg warmers but have been told not to even think about buying it let alone wearing it.

    Meanwhile my boss cornered us last night like a bunch of rabbits startled by headlights and informed us that once the build is completed school will be reassessed for cleaning and maintenance times which is done by a fella with a tape measure using some formula based on the number of toilets and wot not which will then tell us how fast we should be cleaning classrooms as opposed to how long it takes.

    As with all these things it doesn't take into account the number of pencils dropped on the floor or bags strewn everywhere or mud in the changing rooms but since we're already doing 3 hours a week less than it says on paper he can only insist that the hours be increased. Problem is none of us want to stay any later in the evenings (and if one of the others will I have to too to lock up anyway) which means school have to attempt to find a cleaner who is prepared to work for a minimum of 36 minutes a day. Whilst people are desperate for work I'm not entirely sure people are that desperate to earn £7.50 a week. May just find myself railroaded into it if I'm not careful. The knock on effect would mean I got more paid holiday per year but would also be expected to work more hours during the holidays which would mean paying for more childcare. These things are never as straightforward as they appear. Would the money come in handy- yes but at the expense of my time with the DDs in an evening. At the moment I get an hour with them before bed at most of which half is used up getting them into PJs.
    Saving for a Spinning Wheel and other random splurges : £183.50
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