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Financial faux pas and other disasterous decisions

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  • moo2moo
    moo2moo Posts: 4,694 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Still haven't located a suitable book for my 2010 accounts so I'm starting a minimalistically virtual one instead with an idea shamelessly nicked from Intergalactic Floozie.

    Money in purse : zero, zip, nada, zilch.
    Money in emergency jam jar: £2.01 and an IOU for £40 to the kids to replace their x-mas money. Technically -£37.99
    Money in bank: £304.28 oooh that was a surprise. Its child benefit day. Whooppeee
    Money spent in January: £1
    Saving for a Spinning Wheel and other random splurges : £183.50
  • moo2moo wrote: »
    Still haven't located a suitable book for my 2010 accounts so I'm starting a minimalistically virtual one instead with an idea shamelessly nicked from Intergalactic Floozie.

    Money in purse : zero, zip, nada, zilch.
    Money in emergency jam jar: £2.01 and an IOU for £40 to the kids to replace their x-mas money. Technically -£37.99
    Money in bank: £304.28 oooh that was a surprise. Its child benefit day. Whooppeee
    Money spent in January: £1

    WOOHOO!!! First namecheck of the year - Niiiiiiiiice
    Start Date: 27/11/2010
    Padding: Day 42
    Target £8000
    Amount: £562.23
  • mooomin
    mooomin Posts: 13,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Helen105 wrote: »
    If anyone is interested in an update on DD3's interesting condition, I manged to break the news to the ex husband and steer his need for action into the positive direction of helping me DIY the kitchen. Dastardly Seducer broke the news to his God fearing parents last night and now we have been summoned up to Mormon Towers for a conference this morning. No doubt another couple of hours of tea, wailing and hand wringing. Wish me luck in managing to steer them into the positive direction of a regular financial contribution.
    Helen, I think you're a genius!!

    Bonus points if you get to sneak the phrase "What would Jesus do?" in at Mormon Towers :A
  • moo2moo
    moo2moo Posts: 4,694 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    The postie has been bringing with him a cheque for £2.21 from Music Magpie, vouchers for 225 Clubcard points off things I will actually purchase and athe latest Tesco Helathy Living booklet with 10 Great Ways to get Happy. Clearly they didn't put much thought into it though since at no. 4 is "get a buzz" with 10 minutes tidy up time. Nooo. The buzz we like comes from purveyors of battery powered novelty adult goods. Worse still at no.6. is low calorie low alchol wine. Christ. At the end of the school holidays we need stiff drinks with shed loads of alcohol but the worst ommission ever is the lack of chocolate.

    Moos alternative guide to getting happy involves chocolate, concentrated alcohol and the services of a very good cleaner. Leaving moo free to do what she does best. Absolutely nothing. Nothing invoolving a good book and the consumption of the aforementioned alcohol and chocolate.
    Saving for a Spinning Wheel and other random splurges : £183.50
  • lucielle
    lucielle Posts: 11,512 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Yep think I'll go with your version, Moo. Readin Jodu Picoult at the moment, not as good as her others.
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • beanielou
    beanielou Posts: 95,677 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Helen~Hope all goes as well as expected at Normon Towers.
    It could happen to any of us.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • honeybear_2
    honeybear_2 Posts: 3,914 Forumite
    edited 2 January 2010 at 3:56PM
    Moo, I'm holding you entirely responsible for the fact I've been onto Flylady & am now shining my sink :rolleyes: :rotfl:
    @ LBM = £15,872.65, now £10,819.82
    AF Jan = 7/? Feb = 5/14 Mar = 14/20 Apr = 6/14 May = 2/14 June 2/14 July 0/TF Aug 1/TFv Sept 6/TF Oct 4/7
    "NEVER DOUBT YOUR OWN QUALITY"
  • DedicatedDFW
    DedicatedDFW Posts: 4,234 Forumite
    Hi Moo! I decluttered 1 drawer and surfaced with 1 carrier bag full of e-bayable items :j Inspired I delved and decluttered 2 hat boxes discovering in the process a gift for OH oops - he was still very happy to receive it! lol I'm going to work on 1 wardrobe later...

    My challenge of £25 a day - yep its a huge amount. I decided I needed to push myself - last year there were a few mystery shops I couldn't be bothered to agree to do and then afterwards really could have done with the money so this is something to hopefully motivate me and keep me focused. I've started my diary now to keep track of it and all sources of income. I've taken on a part-time job which should help alot... and then there's the mystery shops and some survey sites but I don't seem to be a member of any cash paying ones... *gulp*
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
  • Lula-Hula
    Lula-Hula Posts: 7,868 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker

    Bonus points if you get to sneak the phrase "What would Jesus do?" in at Mormon Towers :A


    :rotfl::rotfl::rotfl:
  • makeup
    makeup Posts: 1,633 Forumite
    Helen105 - definitely interested. You seem to be taking it really well and dealing with it brilliantly, DD must be feel so much better now you finally know.

    Good luck at Mormon Towers - and keep us posted. Hopefully the Dastardly Seducer is keen on staying involved - your DD is going to need a lot of support and would be great if it could come from a number sources.
    I've got my own flat :j:j

    Now I have to pay the bills :eek:

    And feed my interiors addiction ;)
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