Laura's K.I.S.S DFW diary

laura2481

Verbatim wrote: »

Looks like you've achieved a huge amount AND completely taken control of yourfinances.

Did you know you can hide your signature when you post (for eg on other boards)?

Ah, have just found the hide signature box. That would have been useful...

It's not that I'm bothered about showing the details, it's just that I take exception to people making assumptions about what I have done to get the debt. I haven't spent it on a lavish lifestyle, i rarely buy new clothes, i haven't been on holiday abroad for years (since I lived with my Mum and dad in fact). I haven't even had a haircut for nearly a year (this is somewhat due to fear of hairdressers, rather than money. But it does cut out one expenditure!!) I got in this mess stuggling to save money to pay off a 10% chunk of our mortgage this year, and it unfortunately led to me spending more than I earn (silly I know, but then I didn't really understand what I was doing!)

The other person said 'i wasn't being attacked'. But then had looked through my posts to find something on the DFW board I had said, which when taken out of context made me look like I was contradicting myself. Now that felt like I was being attacked.

So that's it.. I'm staying here on the DFW board where it's warm and cosy, and nobody's mean.

I WENT TO BED AND CRIED LAST NIGHT BECAUSE OF THE WAY THEY HAD MADE ME FEEL.

But I won't be doing it again....

laura2481

flying_fresian wrote: »

Don't let one muppet make you feel bad. You're in more control of your money now and that's a big and important thing.

Also, you have done really well, which shows in everything you listed above. Well done!! :T:T

Thanks !

Blimey, you were up early! :rotfl:

mooomin

laura2481 wrote: »

Thanks !

Blimey, you were up early! :rotfl:

I could get up at half seven, jump in the shower, rush to work and panic, or I could do what I do now - get up an hour earlier, drink coffee, read the papers online and relax before I think about work. That works better for me

laura2481

flying_fresian wrote: »

I could get up at half seven, jump in the shower, rush to work and panic, or I could do what I do now - get up an hour earlier, drink coffee, read the papers online and relax before I think about work. That works better for me

Oooh no, i'm all about staying bed as long as humanly possible! :rotfl:

natsplatnat

:T You and me both Laura!! I have my mornings timed to perfection to grab as much time in bed as possible.

You are not the first person to note that the other forums are not as friendly as here!

laura2481

natsplatnat wrote: »

:T You and me both Laura!! I have my mornings timed to perfection to grab as much time in bed as possible.

You are not the first person to note that the other forums are not as friendly as here!

Yer not kiddin. It went from a simple query about keeping some money in case of emergency to me being a ticking time bomb, I might loose my house and I should stop all my unnecessary expenditure (no quibbles on the last bit) but the tone absolutely stunk... and the other person who actively looked for something to throw at me (namley that i actually added to my debt last year) well, that was just rubbish if you ask me. They don't know me, or my situation, or what I went through last year so their 'holier than thou' attitude was just unnecessary.

So there.


Rant over.

ragstoricheswannabe

Hiya hun, sorry to hear that someone upset you that much. it has been noted that the other boards are not so friendly (apart from the old style board) so i have mainly stuck to these 2. Anyway, from looking at your list you have done loads!!!!! and it doesnt really matter what debt your in aslong as you have no defaults and are not going over your overdraft limit from where the mortgage people are concerned.

keep smiling hun, that person is not worth the time or effort to be mad with,
love rags
xxxxxxxx

laura2481

ragstoricheswannabe wrote: »

Hiya hun, sorry to hear that someone upset you that much. it has been noted that the other boards are not so friendly (apart from the old style board) so i have mainly stuck to these 2. Anyway, from looking at your list you have done loads!!!!! and it doesnt really matter what debt your in aslong as you have no defaults and are not going over your overdraft limit from where the mortgage people are concerned.

keep smiling hun, that person is not worth the time or effort to be mad with,
love rags
xxxxxxxx

Yeah, bums to them!!
I'm feeling a bit more cheerful!

laura2481

4 years, 6 months.
At the moment, that is how long it will take me to clear my credit cards.

**sigh**

laura2481

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