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Aftermath chez Wol2 –moving forwards after the flood

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  • Numpty_Monkey
    Numpty_Monkey Posts: 14,196 Forumite
    10,000 Posts Combo Breaker
    beanielou wrote: »
    Was just asking Z if you were ok hun.

    She bloomin better be, I'm going down to see the guineas next week :j
    oh and wol:p
    PROUD TO BE DEALING WITH MY DEBT NERD #869
    Numpty,Not sure why but I'm crying :o . Of all the peeps on this board you're the kindest & most supportive of all & I'm :mad: & :( for you all at the same time . Wish I was there to give you a big :grouphug: & emergency hobnobs
    xx
    DFD 5/1/16
  • Wol2
    Wol2 Posts: 3,845 Forumite
    Part of the Furniture Combo Breaker
    Hi everyone

    Thanks all of you for posting. :A :A

    Can't believe it's two weeks since i posted. Sorry to be away so long (I have lurked) but it's been a bit manic...I'm fine thanks everyone (well I had stinky cough and cold for last two weeks) and the good news is it does now feel that all the carp is starting to reach an end point and soon I will know where I stand financially to be able to make decisions and get on with my life.

    So..... that's mad March out of the way and the high points are
    a) I have invoiced enough to keep me going over march AND april (some of the work has spilled over but I still get paid within 30 days) :j
    b) Think I should be able to earn enough to cover my outgoings in new contracts that I have lined up for the next 6 months :T
    c) Lot of "me" time booked for April/May - socialising plus sorting out the work to be done both inside and outside the house...plus helping parents in their new house..:whistle: .see below
    d) my parents sent each of us kids a cheque for some of the equity released from selling the house.......with instruction we are to pay off some of our mortgages :j ...BUT (see below)
    e) Went to see Simply Red in Brighton on tuesday - didn;t realise it's their last tour and so glad i went as I have always wanted to see them. It was great...and a small venue so no sound or viewing problems even though I was right at the back in the corner. Note perfect, all the old favourites......fantastic concert. :dance:

    the low points are
    a) still sending off mammoth letters to insurance company and loss adjuster on a weekly basis. They have until 9th April then it's off to the OMbudsman....and looks like I may then have to go to court as well to recover the bulk of the "consequential financial losses" which now means finding a good solicitor icon9.gif However at least the insurance company are now treating this seriously and will be coming back with some money at least....

    b) parents new house is ..:eek: :eek: :eek: :eek: :eek: :eek: ......well let's just say..."extremely inappropriate for two elderly people with mobility difficulties". The garden is a mass of steps and dad has already fallen over. The whole house needs gutting (apart from the kitchen) and re-doing. Their plans for extensions, modifications, landscaping etc are going to cost a lot more than they think..may not be do-able....will take longer than they think....and I think they will be very stressed living under the current conditions. I am extremely concerned for their well-being. Therefore the money they have given me will sit in my offset as cash as I suspect they will need it back once they start getting quotes ;)



    Piggies are looking forward to seeing various Aunties and Uncles over this month and I should now be back on regularly....I also need to get back on top of the spending diary and sort out the finances which have taken a bit of a back seat last month owing to the work...

    Back later tonight........got to go to a few tile shops......
    xxxx
    Flooded 20/07/07 :(.
    Normal service FINALLY RESUMED 31/07/10 :j:j
    " It is a mistake to think you can solve any major problems just with potatoes." Douglas Adams...."or the FOS" Wol2
    Numptie groupie #2 :cool:
    Mortgage offset drawdown [STRIKE]£60861[/STRIKE]:(.... [STRIKE]£60074[/STRIKE] [STRIKE]£59967[/STRIKE] £65k 'ish 1/6/14

  • OOh Simply Red. Have seen them every year they have been on tour and had the most perfect night at Warwick Castle a couple of years ago..balmy night, great music perfect English Summer..must have been the only one then but so worth the dosh.
    Blackadder: Am I jumping the gun, Baldrick, or are the words 'I have a cunning plan' marching with ill-deserved confidence in the direction of this conversation?
    Still lurking around with a hope of some salvation:cool:
  • Lula-Hula
    Lula-Hula Posts: 7,868 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Hi wol,

    glad to hear you have lots of 'you' time planned :A most essential me thinks ;)

    Looking forward to seeing piggies on a post soon :D

    lula
    xx
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Wol, I'm so glad to hear your situation is looking up, but :eek: to what the parents have done. Sensible of you to stick it in cash at the mo, but I hope you *do* get to have it.
    2023: the year I get to buy a car
  • sammy115
    sammy115 Posts: 15,267 Forumite
    Wow, Wol when you post, you post, don't you.....:rotfl:

    Good to hear about your good news not so good on the bad....

    Chin up girl and all that, best foot forward, chill for a bit and recharge the batteries.
    Quality is doing something right when no one is looking - Henry Ford
  • beanielou
    beanielou Posts: 96,083 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    ^^^ what sammy says from me too :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
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    One debt remaining. Home improvement loan.
  • Wol2
    Wol2 Posts: 3,845 Forumite
    Part of the Furniture Combo Breaker
    OOh Simply Red. Have seen them every year they have been on tour and had the most perfect night at Warwick Castle a couple of years ago..balmy night, great music perfect English Summer..must have been the only one then but so worth the dosh.

    You bet...last chance BOB as they are ending up in Manchester to say a big farewell.....

    Only wish I had seen them before now......

    xxxx
    Flooded 20/07/07 :(.
    Normal service FINALLY RESUMED 31/07/10 :j:j
    " It is a mistake to think you can solve any major problems just with potatoes." Douglas Adams...."or the FOS" Wol2
    Numptie groupie #2 :cool:
    Mortgage offset drawdown [STRIKE]£60861[/STRIKE]:(.... [STRIKE]£60074[/STRIKE] [STRIKE]£59967[/STRIKE] £65k 'ish 1/6/14

  • Wol2
    Wol2 Posts: 3,845 Forumite
    Part of the Furniture Combo Breaker
    Lula-Hula wrote: »
    Hi wol,

    glad to hear you have lots of 'you' time planned :A most essential me thinks ;)

    Looking forward to seeing piggies on a post soon :D

    lula
    xx

    Thanx Hun.....Working on the Piggie centrefolds this weekend.....:D ;)

    xxx
    Flooded 20/07/07 :(.
    Normal service FINALLY RESUMED 31/07/10 :j:j
    " It is a mistake to think you can solve any major problems just with potatoes." Douglas Adams...."or the FOS" Wol2
    Numptie groupie #2 :cool:
    Mortgage offset drawdown [STRIKE]£60861[/STRIKE]:(.... [STRIKE]£60074[/STRIKE] [STRIKE]£59967[/STRIKE] £65k 'ish 1/6/14

  • Wol2
    Wol2 Posts: 3,845 Forumite
    Part of the Furniture Combo Breaker
    sammy115 wrote: »
    Wow, Wol when you post, you post, don't you.....:rotfl:

    Good to hear about your good news not so good on the bad....

    Chin up girl and all that, best foot forward, chill for a bit and recharge the batteries.


    eeerrrrr YEP!

    :beer: :beer: :beer: :beer: encore du vino!!

    Hugs Hun
    xxxx
    Flooded 20/07/07 :(.
    Normal service FINALLY RESUMED 31/07/10 :j:j
    " It is a mistake to think you can solve any major problems just with potatoes." Douglas Adams...."or the FOS" Wol2
    Numptie groupie #2 :cool:
    Mortgage offset drawdown [STRIKE]£60861[/STRIKE]:(.... [STRIKE]£60074[/STRIKE] [STRIKE]£59967[/STRIKE] £65k 'ish 1/6/14

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