Am I Getting There???????

hopehope

I am clearing off my credit card this week:j :j :j
I had a good week with the ebay hence the reason I can do this.

Now its the overdraft.
AS soon as cc is cleard I will update sig.

OH and I are going to throw a big party when we have cleard all our debts (debt buster party) I cant wait!! xx

hopehope

I ONLY OWE CREDIT CARD £71 YIPEE:j :j :j :j :j :j :j :j
What a relief but now panicking about paying overdraft as there are alot of people on MSE saying that come review day their entire overdraft has been pulled- my review date is due in July09, so it is soon!!!
My overdraft is £3500 (first £300 interst free) so I need to get it cleared.
How likely are HBOS to take this away from me?

**kym**

hi hope seems like you're still going well - any more progress since last week? if i were you i would now be scratching around for money to reduce your overdraft as much as possible before july - good luck!

hopehope

Hi Kym, I am getting there at last!!
Clearing my credit card for good on Friday (I get paid)
Clearing off the last of the money that I owe my mum
Paying £200 to the overdraft.
I have put lots more on ebay so I am hoping to throw that at the overdraft as well.
Thanks Kym, I think you are the only person who reads this lolxxxx

supersavingsharon

Hi! i have just read your diary and think you are doing brilliantly! We never had an overdraft until we had kids and for the last 5 yrs have lived in a permanent state of overdraft. What has really helped me is this site, we have been paying £25 per month just in interest on our overdraft and it's money that i would rather we had than the bank! I have worked part time only since having the kids and hubby works every hour god sends!, i have been keeping a spending diary and that has really helped too (amazing our little things add up!). All the very best! :beer: