Friday 9/1/09 What small dfw things have you done today???

sophiesmum_2

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free.

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.:D

Today i will:

• make a loaf in breadmaker - done
• check online banking - done
• move some money into savings - done
• update spreadsheets
• storecupboard lunch and tea with oldies
• swim and jacuzzi to use gym membership
• reduce reuse recycle one thing - recycled some books to charity bag collection
• do one thing just for fun -
• sparkle
• have a no spend day 6th in a row if I can manage it:j

Woo Hoo it's Friday:j , first week back at work and I m ready for the weekend;)
Hope pips mum is okay - we may have a tiny dfw by now:D
Hugs to anyone that needs one, and hi to any new posters:D

Everyone else hope you have a great day:hello: :hello: :hello: catch up with you all later.

halight

Morning all,
Today i will/have done,
Cheak online banking,#
cheak quidco,
Do payment a day on my CC,
do any online servays

Have a great day all

pixiechick99

Morning all!

Hooray for Friday - I work in a school and shattered after a week of work;)
Today I will.....

• Have my 6th NSD of the year
• Take lunch/drink to work (turn down a trip to the pub for lunch:eek: )
• Store cupboard dinner
• Check online banking
• Do daily scratchcard
• Plan my list of things to do this weekend while my girls away
• Try and keep electric down and heating off or on low tonight
• Tidy up!!

Enjoy Friday:beer:

mooomin

Good morning

Today I have done/will do:

• [STRIKE]Check online banking[/STRIKE] Done! Some money came through from Amazon!
• [STRIKE]Make PAD[/STRIKE] As money came through from Amazon I could pay more than £1.
  
  It's a long time till payday
• Washing
• Do an hour of overtime at work
• Package up Ebay items and post them
• [STRIKE]Quidco clicks[/STRIKE]
• Onepoll surveys (If there are any there)
  
• Toluna opinions/polls.

So that's my plan for today - it's nice to be able to post it before I go to work!

Have a lovely day all!

flying_fresian

Pippilongstocking

Hey guys
Today:
Laundryhokeycokey with lodgers stuff and raid DS room for any kind of thing that looks like washing (he tells me its an eco-system) As a biologist I think I believe him.
Check bank
Charge phone at work
Do something fun?! what am not sure
Sparkle (it annoys my supervisor)
Do something nice for someone
Kids both out for tea so might meet up with a pal
Work late (see previous one)
Pay car if its not paid
Do life planner thingmy (timetable for mums - for excellent time management) I am becominng obsessed
Make a list for weekend
Do wii fit later on
Walk doggies
Make list for cleaner
Do an invoice for work for Shetland work in summer - work out what needs written up
Do an invoice for lodger givein on Monday
Think about garden jobs for weekend

thats me for now, works manic so I wont get in til later on and see what nonsense everyone's been up to - hope the Piplet has arrived xx

mickey_mouse

Goooooooooooooood Morning:D

very brrrrrrrrr here so everyone keep warm. Sports socks on at the moment as will do the wii fit later.

looking forward to hearing how Pip's Mum is and hearing about our latest mini dfw.

today I will be doing

- ninja attack on hubby's wallet when he is home from being away all week
- daily clicks
- comps
- scratchcard (10p plus £1for loggin in:D )
- hopefully nsd
-washing hokey kokey

have a great day everyone:D

Purple_Sparkles

Good Morning All

Today I will -

Check online banking
Bake some bread as we've run out
Shred paper for animal bedding
Daily scratchcard
Collect a couple of items from kind freecyclers
Fix the zip in my favourite boots - strong thread and a needle works wonders
Clean out fridge and make dinner from whatever I find (as long as it's edible) :rotfl::rotfl:

I think that's me for the day, have to visit my DM in hospital later too, I think I'll bake her some cookies and take in some fruit - she seems to be eating like a horse at the moment!

Wishing you all a fantastic day

OliveOyl_2

Morning All :hello:
Freezing and foggy here today - woolly socks for me and I've already done my Laundry Hokey Cokey - sadly my children didn't appreciate that I fold carefully enough not to iron a lot of my stuff, and when they kindly took down my washing they scrumpled it :mad: so now I have ironing to do.

So today I have/will:

• cleaned the cat sick off the carpet and made up DD's bed for the potential lodger who is visiting tonight. Bedroom looks lovely-ish
• brought in lunch - HM soup, HM bread
• will cook a chicken tonight - will feed me for DAYS, I love leftover chicken and impress the lodger......
• will search out the operating manual for the central heating and work out how to cut down the hours it's on, and the temperature it's set to.....
• will try and re-do budget if Popeye's money is reduced this month as may be likely......
• Enjoy my 1/2 price Graze snacks - thanks to whoever told us about them. And cancel any further ones.
• Cancel my Audio-thingy (thanks ff for that pointer) too.

Have a good one everybody. I'm SO glad the week is at an end, it's been tough to start straight back with a full & busy week.
Fridays Child is loving and giving, Pipsmum - I'd like that for my child

shopaholic84

Today i have/will:

* Played scratchcards - won 30p
* Write 2 Dooyoo reviews
* Enjoy my night in alone
* Try and spend less than £3 today
* Check online banking
* Do a list for the weekend

I think thats about it today - have a great day all.

xxx

lilly81

Hi Guys,

Sorry I haven't posted on here for a few days, new boyfriend came to stay which resulted in me dumping him :rolleyes:

I have been after getting a sterio for my car for ages as mine doesn't work, but yesterday in superdrug I bought a portable radio for £1.99 :money:
I can't check my internet banking as Im locked out of my account, I have to set it all up again :mad:
Today I have/will:
*put 2 cheques into my bank
*check bank balance whilst there
*pick up prescription from tescos
*batch cook a cottage pie and freeze the extra portions
*Lable school uniform as havwnt done this yet
*online survey
*daily clicks

Thats all I can think of for now

Lilly X

Pippilongstocking

hugs lilly xx