The Mortgage Free in Three - Take 2 challenge (MFiT-T2)

gerbiljo

Elusive lucy- how frustrating, at least no one was hurt
FB we all appreciate what you are doing I don't think it being late will be a problem
Hubby has donated a final tenner, seems he wanted us in the £64's, will re update...

taka

I won't be updating until the 12th itself. I hope this is ok... I need to see for myself if my calculations are correct and I'm definitely into the £30k's for the 1st time instead of the £40k's! I OP'd an extra £50 to make sure but I don't know if I've got my maths correct! I've a feeling I'll be on Nationwide's website at a millisecond past midnight refreshing the screen to see it!

(Mind you it'll be only for 1 day before my interest tips be back over £40k again... Early April it should dip below 40k forever! :j)

I think I'll be just inside the green zone this time. Who know where I'll be for the June update - either OP'ing like mad as I have more job funding / new job or ~6 weeks from being made redundant.

cha97michelle

I can't see anyone holding it against you if you are late. I just won't stop up late to see it. I'm sure you are trying your best and would rather it were late than you missed doing something else you needed to.

golfiematt

i have just updated via google docs, no 166 reporting a balance of £30488. i think im doing one more o.p next month then i need to hammer down my c/c's (even though they are 0% they are a monkey on my back & i want rid). As im ahead of my target i can afford to do this.

Good luck all with your challenges! nearly half way now

black_taxi_2

just back from tenerife---ave temp 24/25c--father getting on--but loved sunshine/food/drink-coffee beans were nice an strong-not sure what they put in it--next holiday abroad wont be till after 12/12/12

but more important fact--two days from march 12th 2011---hope everyone is seeing there progress

good/luck

elliemoo

No 40 declaring £42,500, I have updated the google docs. Getting there slowly but surely.

Lynn11

Just did goggle docs. No 46 reporting in to say current balance is £105269.45 and hope to do the bigger overapyments for the next 3 months and these will be reduced down again.

tiddles

Good morning everyone!

I have just made a final payment into an ISA for this tax year. We are saving in ISAs as well as our offset account in order to be able to pay off the mortgage by the magic date of 12/12/12, if we so choose!

Our outstanding balance after these savings have been taken off now stands at £27346.

Thank you all for your inspiration!

Tiddles

setmefree2

Just updated on google docs. Quest no 008 balance £62,980.

Thanks sooooo much FB:T:T

mfwin2019

Just updated google docs - with balance of £169998 (I put in an extra £20 to get it out of the £170s)

I am still £1500 behind my target but as year 1 of challenge was spent clearing £10K 0% cc debt I cannot believe how well I am doing. DH is being frugal as well this year (he has suddenly realised we will be 67 before mortgage is cleared if we don't make an effort to overpay) & this is really helping as is the grocery challenge.
There may be a chance to increase my work hours for a year & DH & I have discussed how we would manage if I worked more (how he would have to undertake more household chores) we have agreed that I will apply for it & if I get it the extra money from this would be put into the mortgage rather than an expensive holiday.

Good luck to you all - I cannot wait to see how well every one is doing in the chart update.