The Mortgage Free in Three - Take 2 challenge (MFiT-T2)

financialbliss

loopy-juice wrote: »

FB. Any chance of a 'league table' based on percentage paid off?

Apologies for quoting you loopy-juice - since the question was recently asked regarding the potential of a league table, I'm not the sort of person to say no, so I created two new charts - top 50 by value and repayments by percentage.

As gallygirl has explained so well, none of the charts reflect personal circumstances - in fact many of the total repayments by value exceed my net income :eek:

If any one chart can motivate someone to go that extra bit and find those extra pennies in our fight against the banks, then the effort in creating the charts have been worthwhile.

Superfast Gran - sorry if those new charts have been distressing, but I'm pleased you're still with us.

Happy New Year everyone - here's to hammering down our mortgages in 2011.

Financial Bliss.

FlowerPower

Happy new year everyone! May 2011 bring lots of happiness and more MFW excitement

Superfastgran, I'm so glad you're staying. Don't worry about the charts. I've no idea where I am on them, somewhere near the bottom I imagine! I'd get put off too if I thought about it too much, but I know that it's not a race between everyone on here - we've all got the same goal to OP on our mortgages. Some will do it faster than others, but we're all in it together!
Everyone's motivated differently, some will really be spurred on by those charts. Myself, I'm happiest when I'm spending hours thinking how each OP gets me that little bit closer to being MF. Sounds a bit tragic now that I think about it! Hope it's not just me that does this :rotfl:

Superfast_Gran

Thanks FB - I accept my comments might have been a bit on the selfish side: I wasn't having such a great day. You're quite right in saying anything that motivates anyone is to be applauded. I think it was more of a shock to me because I'd not been here for so long and didn't understand the context of what was going on. I did try to look back for where and why it started but failed miserably. My apologies. So, onward!!

Last night we sent an OP of £125 to the mortgage - as New Year Gift to us you might say!

On a personal note, this afternoon I'm visiting an old primary/high school & college friend that I'd lost touch with for over 20 years. My niece got me to sign up to facebook back in February/March and shortly thereafter my friend, also named Jackie - although I prefer Jacqueline these days - got in touch AND even told me about a job, which I got! It's been changed to another job which is only part-time but it really suits me for now. I've also just sent out HNY texts to people I've not spoken to in a while and have been invited round to another old friend's who I haven't seen in a couple of years.

My reason for this ramble is to let you all know that today's a good day for me and I hope some of the positiveness rubs off onto those who need it today.

Tha, tha, tha, tha, that's all folks! :j :beer: :j

black_taxi_2

ive extended expected MFW by one year---so i can include a holiday in my monthly budget

my new date is 12/12/14

curlygirl1971

black_taxi wrote: »

ive extended expected MFW by one year---so i can include a holiday in my monthly budget

my new date is 12/12/14

Where you going?

black_taxi_2

tenerife with brother an elderly father

LouiseJ

I have 2 cheques to post today one which will completely clear my additional borrowing on the mortgage:j and the other is my first overpayment to my main account.

I am going to have to be ruthless with myself and all spending is going to have to be considered very carefully by the whole family.

Need to get the balance right though otherwise will seriously self sabotage:o

Good luck one and all, very inspiring each and every one of you:T

RosieTiger

LouiseJ wrote: »

I have 2 cheques to post today one which will completely clear my additional borrowing on the mortgage:j and the other is my first overpayment to my main account.

I am going to have to be ruthless with myself and all spending is going to have to be considered very carefully by the whole family.

Need to get the balance right though otherwise will seriously self sabotage:o

Good luck one and all, very inspiring each and every one of you:T

Well done that's a significant milestone!

cake21

Am I the only one looking forward to MFiTT3? :rotfl:

Just realised that with a concerted effort and the wind in my sails I could be mortgage-free by 12/12/15 :j

black_taxi_2

12/12/15 sounds great cake

at first i thought MFiTT3 was reachable but then realised you can only do your best---if you keep within budget--and dont take on further finance -obstacles in the way--unexepected bills ect.

yearly reducing mortgage+debt is an achievement