The Mortgage Free in Three - Take 2 challenge (MFiT-T2)

tiddles

Merry Christmas to all MFi3T2ers, and thank you for all your inspirational posts! :santa2:

black_taxi_2

merry xmas--tiddles and all MFi3T2ers

remember 2/3/4/5/10 years in future past you will look back and see why your MF

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you made the decision/plan and stuck with it.

RosieTiger

black_taxi wrote: »

merry xmas--tiddles and all MFi3T2ers

remember 2/3/4/5/10 years in future past you will look back and see why your MF

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you made the decision/plan and stuck with it.

Same from us, best wishes to everyone on the journey!
The MFi3T2 is the New Year Resolution that we have finally stuck to and the one that will make the biggest difference, cannot believe the first year has gone by.

uzubairu

RosieTiger wrote: »

Same from us, best wishes to everyone on the journey!
The MFi3T2 is the New Year Resolution that we have finally stuck to and the one that will make the biggest difference, cannot believe the first year has gone by.

It's a bit like a support group, since we all give each other encouragement to keep on going and share experiences.

Merry Christmas to you all and bring on 2011. :beer:

RosieTiger

We have just added up our Christmas presents buying and we spent £1700 on presents ( including ourselves and kids).

The bad news was that we have both felt quite skint over the last few months in doing it. Having read some recent posts we really need to look at this far earlier for the coming year making better use of the sales, but at least we didn't get caught in the usual walking in circles around the shopping centre finding things at the last minute with a matching top price!
However, we seem to have come through without being stupidly overdrawn or with anything too horrendous on the credit card.
We also have over a £100 from quidco coming our way at some point and the credit card will owe us just on £100 in cashback which will pay in March.
Mortgage should be just over £66,000 which means we have paid back £50,000 in 12 months :j

nellis10

Hi Guys, due to Xmas, no overpayment in December, but I am starting the OP challenge in Jan 2011 in earnest!!

Thanks!

uzubairu

RosieTiger wrote: »

Mortgage should be just over £66,000 which means we have paid back £50,000 in 12 months :j

That's amazing - Well done on such a fantastic result. :beer:

golfiematt

50k in 12 months is impressive in anyones book! well done to everyone this year on reducing their mortgage no matter how small.The main thing is we are all going in the right direction! all the best mfw'ers .

curlygirl1971

What a fab post RosieTiger - even better than the one in which Mr RT got a punch

50K in 1 year is AWESOME!!

financialbliss

Hi all,
I've just updated Chart 04 with some updates I'd not managed to find time to apply.

I've also updated post #5 on page 1 of the challenge with the two recent charts - top 50 repayments by value and the repayments by percentage.

Top 50 repayments:
https://spreadsheets.google.com/pub?key=0AnhcWfGMRVgddGtzMTdvS1VnNXUwakpPc3NjZzRHMVE&hl=en_GB&single=true&gid=34&output=html

Reypayments by percentage:
https://spreadsheets.google.com/pub?key=0AnhcWfGMRVgddGtzMTdvS1VnNXUwakpPc3NjZzRHMVE&hl=en_GB&single=true&gid=36&output=html


@RosieTiger - Top 50 by value chart shows you after chart 04 paying £49,990 - is that the chart which is wrong, or did you round up by a tenner, which I think we can all let you off if you did? :rotfl:

A massive amount repaid and also well done to everyone else too.

Quick reminder for anyone who wants to be included in the year one stats to get an update in ASAP please.

Roll on 2011...

Financial Bliss / Maz123.