Upgrading Barclaycard Gold

ukbill69

my plat card is 6.7% APR and 6.7% bal

CIMA_LOVER

ukbill69 wrote:

my plat card is 6.7% APR and 6.7% bal

Thats the simplicity card

Fahim_2

I am just waiting for HSBC to provide information to Experian. They are sending information to Experian using overseas address for all this year, as soon i have my HSBC repayment history on my credit file, I'm going to close barclaycard account...

Posh

nickmack wrote: »

Now the fact is that virtually anyone with a half decent credit history can get a Gold/Platinum card and the benefits are vastly inferior. Even the normal APR on these 'prestigious' cards isn't very attractive unless you get a low or no APR BT offer.

My Barclaycard classic expired at the beginning of the year, although as I don't use it I didn't realise until a letter came through the post with a new card in. I was surprised to see that I had been sent a Barclaycard Gold, with an increased credit limit and increased APR (not got them to hand).

I contacted them to check if I should have received this card as I hadn't asked for an upgrade and they said yes! I emailed to ask them to reduce the APR to at least match what I was on before but they said they weren't able to at that time and to contact them back again in 3 months. As I don't use the card I haven't bothered, has anyone else had this?

Reading nickmack's comment would they have run a credit check on me as an existing customer before they issued me with the new card?

inept

My Platinum card is 6.7% as long as I spend over £100/month on it I think.

R

LeighAnnRoss

Hi there, there is no specific credit limit. My first card was a Barclaycard Platinum and my credit limit started at £250 and it just got put up to £500 last month. It may go on how often you have made late payments or not paid the balance off in full.