Upgrading Barclaycard Gold

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124

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  • Sponge
    Sponge Posts: 834 Forumite
    First Anniversary Combo Breaker First Post
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    towseriv wrote:
    It is poss to get a gold card with any limet. In fact when you graduate you will get a Gold card automatically. It is there way of creating a loyalty to kepp you.

    I hate to admit it, but it's worked on me. :o

    Barclaycard was my first credit card. I got it in 1992 when I started University. Over the years the interest rate has fluctuated and got quite high at one point. So I asked them to reduce it. They did, but it's crept back up to 14.9%.

    The most annoying thing is it used to have lots of benefits, but they have all but disappeared now. I know I should cancel it, as I have cards with better rates, but I'm attached to it. :D Truthfully, the main reason I have kept it was the fee free, lob, bt rate. But now I'm not using that either.
  • CIMA_LOVER
    CIMA_LOVER Posts: 162 Forumite
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    GOT MY UPGRADE!!!

    YES!!!!!!!!!!!!!!!!!!!!! :beer: :beer: :beer: :beer: :beer: :beer: :beer: :beer: :beer: :beer: :rotfl: :rotfl: :rotfl: :rotfl: :rotfl: :rotfl: :rotfl: :j :j :j :j :j :j :j :j :j :j :j :T :T :T :T :T :T :T :beer: :beer: :beer: :beer: :beer: :beer: :beer: :beer: :beer:
  • vwman_3
    vwman_3 Posts: 688 Forumite
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    CIMA_LOVER wrote:
    GOT MY UPGRADE!!!

    YES!!!!!!!!!!!!!!!!!!!!! :beer: :beer: :beer: :beer: :beer: :beer: :beer: :beer: :beer: :beer: :rotfl: :rotfl: :rotfl: :rotfl: :rotfl: :rotfl: :rotfl: :j :j :j :j :j :j :j :j :j :j :j :T :T :T :T :T :T :T :beer: :beer: :beer: :beer: :beer: :beer: :beer: :beer: :beer:

    So how did you manage it in the end................well done by the way..:beer:
    Aiming to be debt free....but still off target
  • Penny-Pincher!!
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    Taken long enough...hasnt it...LOL

    PP
    xx
    To repeat what others have said, requires education, to challenge it,
    requires brains!
    FEB GC/DIESEL £200/4 WEEKS
  • CIMA_LOVER
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    I wrote a complaint letter, got my limit increase to £4250 is weLL!!!!!!!!

    (I had spent £19000 on the account over the last year, always paying off full)!!

    HAS ANY ONE SEEN THE NEW DESIGN BARCLAYCARDS?? with the new visa logos?????
  • Fahim_2
    Fahim_2 Posts: 202 Forumite
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    I have a Barclaycard VISA with £350 limit and have this account for more than an year and half but everytime i try to change limit/reduce interest rate, they keep telling me that it is not possible at the moment, please try later.
    01. Marriott Rewards VISA (£2700 @ 17.9%)
    02. HSBC MasterCard (£2250 @ 14.9%)
    03. HALIFAX One MasterCard (£2200 @ 12.9%)
    04. Monument VISA (£1000 @ 19.9%)
    05. Aqua MasterCard (£500 @ 29.9%)
  • CIMA_LOVER
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    HOw do you use the card?

    Do you pay off full??
  • Fahim_2
    Fahim_2 Posts: 202 Forumite
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    I never missed a payment, pay twice or more a month + the minimum direct debit, haven't used my card since july...the balance is zero since last month...
    01. Marriott Rewards VISA (£2700 @ 17.9%)
    02. HSBC MasterCard (£2250 @ 14.9%)
    03. HALIFAX One MasterCard (£2200 @ 12.9%)
    04. Monument VISA (£1000 @ 19.9%)
    05. Aqua MasterCard (£500 @ 29.9%)
  • CIMA_LOVER
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    how long have you held the card? What is your APR? Is this your first credit card?
  • Fahim_2
    Fahim_2 Posts: 202 Forumite
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    I have the card since june 2005.......APR was 17.9%, last september it went up to 19.9%....it was my second credit card that time....
    01. Marriott Rewards VISA (£2700 @ 17.9%)
    02. HSBC MasterCard (£2250 @ 14.9%)
    03. HALIFAX One MasterCard (£2200 @ 12.9%)
    04. Monument VISA (£1000 @ 19.9%)
    05. Aqua MasterCard (£500 @ 29.9%)
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