Unenforceable Credit Agreements

Silver_Rocket

PROLIANT wrote: »

So then let them hit you and your wife and children, it is not scumbag behaviour it is protecting your family and property, the behaviour of the person forcing entry in to your home is that of a scumbag.
You clearly want to coheres me in to an argument every time, I say black, you say white, then you twist things around to put other people in a bad light - are you spin doctor in your spare time Mr Rocket?

You hit someone on the head with a hammer and I tell you - you've got a damn good chance of killing them with the first blow if your a big lad.

Keep posting nonsense and I'll keep challenging it.

ILW

PROLIANT wrote: »

So then let them hit you and your wife and children, it is not scumbag behaviour it is protecting your family and property, the behaviour of the person forcing entry in to your home is that of a scumbag.
You clearly want to coheres me in to an argument every time, I say black, you say white, then you twist things around to put other people in a bad light - are you spin doctor in your spare time Mr Rocket?

Maybe the best way to protect you family is to not run up credit you cannot or will not repay. Just a suggestion.

Soubrette

TheExpert wrote: »

1. When you borrowed the money, your neighbour told you that for every month that you fail to pay him a preagreed minimum sum, you would pay £12 more overall and you agreed to this clause.

2. Your neighbour can see the Sky dish on the back of your house and the two cars parked outside. He also knows that you don't buy "Value" products from supermarkets, opting for better options. He knows that if you wanted and tried hard to make up the cash, you could (release a tiny amount of equity/secured loan?).

3. Two other neighbours in the street also borrowed money off the same person. One of these has run away to a different country and the other doing exactly the same thing as you in not paying the money back. This person that helped you out when you were in need is now £2000 out of pocket. He thinks that it is not fair for him to give you money when you desperately need it under an agreement and you not to pay the small parts of it back every month. Since he is now very short on cash and can barely afford to feed his own family, he has to ask you to give him more money back because YOU did not hold to the agreeement.

You still have repaid only a tiny amount after all this time and due to inflation and the fact that he has had to live without his hard earned money for all these months, it's not unreasonable for him to want some kind of compensation, right?

All I'm debating is whether a mate loan and a bank loan are at all morally comparable.

I believe that as you are making your mate loan more and more like a commercial business loan, in order to make your analogy work - that they aren't.

Sou

PROLIANT

ILW wrote: »

Maybe the best way to protect you family is to not run up credit you cannot or will not repay. Just a suggestion.

Agreed, I am not doing that though!
Mr Rocket, I did not say hit them on the head and I would do no such thing, you can hit somebody with enough force to disable them temporarily i.e. on the hands, legs, shoulder blades etc, enough time close the door and call the police.

PROLIANT

Anyway, lets get this thread back on topic.

PROLIANT

Silver_Rocket wrote: »

Keep posting nonsense and I'll keep challenging it.

Where have I posted nonsense?
I have stated and you can quote me if you must that if I am wrong in making a statement I will put my hands up and stand to be corrected, but you ignore that fact and continue making me out be stupid!

Silver_Rocket

PROLIANT wrote: »

Agreed, I am not doing that though!
Mr Rocket, I did not say hit them on the head and I would do no such thing, you can hit somebody with enough force to disable them temporarily i.e. on the hands, legs, shoulder blades etc, enough time close the door and call the police.

You'll still be going down the station on an assault charge when the cops turn up.

petermb_2

PROLIANT wrote: »

Anyway, lets get this thread back on topic.

what a great suggestion. Most of this garbage is obviously coming out of the wrong orrifice.

PROLIANT

Silver_Rocket wrote: »

You'll still be going down the station on an assault charge when the cops turn up.

Of course, that is the problem with this stupid country and the idiots that run it; the law is on the side of the person who does wrong - not the victim.

Silver_Rocket

PROLIANT wrote: »

Where have I posted nonsense?
I have stated and you can quote me if you must that if I am wrong in making a statement I will put my hands up and stand to be corrected, but you ignore that fact and continue making me out be stupid!

I'm not saying your stupid. Whatever field you work in you could know your stuff inside out - I don't know.

What I am saying is you don't understand consumer or it would appear common law.

It doesn't make you stupid you just shouldn't be surprised when people who work in the industry point out a few facts. I believe you work in IT - I know nothing about IT - I wouldn't attempt to put up posts on a board talking about setting up a network or some such thing. I wouldn't have a clue.