Unenforceable Credit Agreements

druss

APATHY! :rotfl:

LOVE IT



The french are 'storming the bastille', rioting in the street, raging against the government.


And us good old brits are doing :-























.

PROLIANT

druss wrote: »

APATHY! :rotfl:

LOVE IT



The french are 'storming the bastille', rioting in the street, raging against the government.


And us good old brits are doing :-

Apathy? No sir, a passage from wikipedia to help you understand its description;

Apathy (also called impassivity or perfunctoriness) is a state of indifference, or the suppression of emotions such as concern, excitement, motivation and passion. An apathetic individual has an absence of interest or concern to emotional, social, or physical life. They may also exhibit an insensibility or sluggishness.
Often, apathy has been felt after witnessing horrific acts, such as the killing or maiming of people during a war. It is also known to be associated with many conditions, some of which are: Alzheimer's disease, Chagas' disease, Creutzfeldt-Jakob disease, dementia, Korsakoff's Syndrome, excessive vitamin D, general fatigue, Huntington's disease, Pick's disease, progressive supranuclear palsy (PSP), schizophrenia, and others. Some medications and the heavy use of drugs such as heroin may bring apathy as a side effect

petermb_2

druss wrote: »

APATHY! :rotfl:

LOVE IT



The french are 'storming the bastille', rioting in the street, raging against the government.


And us good old brits are doing :-


/quote]

But I did forget one other major factor in the equasion.
I forgot the Claims Industry itself. The friend of the lenders.
I have been around this stuff for over 6 years and always said that when the realities of this came out in the open the pigs would come to the trough. Brother did they?

So while the industry is busy charging clients up front and at the back and in the middle and in between, why do they need to run legitimate cases?

The Claims Industry itself will be one of the lender's saviours, so stop your bleating guys, your precious institutions will still be safe.

PROLIANT

Just get on with it, at the end of the day I have more important things in my life to worry about than arguing the toss with a "select minority" over moral values.

petermb_2

Apathy (also called impassivity or perfunctoriness) is a state of indifference

That is exactly what I meant by apathy. Indifference.

PROLIANT

petermb wrote: »

The Claims Industry itself will be one of the lender's saviours, so stop your bleating guys, your precious institutions will still be safe.

Nobody is "bleating" Mr Peter, just voicing an opinion on the attitude of "Joe public" in this joke of a country, just look around your little British empire - when was it consumed by self importance and greed?
Before or after the USA moved in?
Other countries seem to just get on with the important things in life, not selling dreams for a living.

petermb_2

PROLIANT wrote: »

Nobody is "bleating" Mr Peter, just voicing an opinion on the attitude of "Joe public" in this joke of a country, just look around your little British empire - when was it consumed by self importance and greed?
Before or after the USA moved in?
Other countries seem to just get on with the important things in life, not selling dreams for a living.

Yes sir, you are stating your opinion. You are free to do that but dont expect everyone else to share it and dont expect anyone else to agree with you. I try to be open minded and state the truth as I understand it. It cetainly is not worth getting into a mud slinging match or bleating about.

I do think that those people who are peddling write off loan dreams are doing just that but there are many people who have been ripped off and have a legitimate right to claim compensation.

I make no apologies for assisting people in that fight but there has to be morals involved and of course, integrity. I would agree that the virtue of integrity appears to be missing from the claims industry in the majority of cases.

Soubrette

TheExpert wrote: »

Let's imagine the following situation.

Your neighbour, whom you know quite well turns up at your door one day, a month after being made redundant and asks for £500 so they could buy some food for a few weeks because otherwise his family is screwed. You give him the money because he really needs it and you know him well enough (aka he passes your internal mental scorecard). He goes spends it on a big new shiny TV and then refuses to pay it back or even acknowledge that you ever game him the cash. You have no legal proof that you gave over the money and it was a cash transaction, so there is no evidence of it being handed over. Therefore the neighbour doesn't owe you anything, right?

Sounds pretty fair to me.

As for all those talking about big fat bankers, the many thousands of people who work for these banks for fairly basic wages who are getting made redundant right now are a direct cause of leaching scum like you.

I borrowed £500 from my neighbour when I was made redundant so that we could afford food for a few weeks, unfortunately we were unable to cancel a big cash purchase we had made just before I was unexpectedly made redundant.

Despite being very sympathetic with the original loan, since then my neighbour has been hassling me for the return of his money - he is continually putting notes through my door and says that each note adds another £12 on my loan.

He said at the start that he would charge a little bit of interest but even though the base rate has gone down, he has increased his interest rate (he said times were hard for everyone).

My original loan has now increased to £900, even though I've paid off £200 of it and he is talking about sending someone round to take my things, I know they're not worth much because I've been trying to sell things myself and getting really low offers due to the current financial climate.

I thought we were mates

Sou

PROLIANT

Tell the neighbour not to be so stupid and if anybody comes near your home phone the police, in fact keep a hammer next to your door and defend your self with it if you have to.
This is an act of loan sharking and bullying - don not stand for it!

Soubrette

PROLIANT wrote: »

Tell the neighbour not to be so stupid and if anybody comes near your home phone the police, in fact keep a hammer next to your door and defend your self with it if you have to.
This is an act of loan sharking and bullying - don not stand for it!

I don't agree with your point of view - or the way you sometimes express it but I like you

Sou