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RMA Debt Collection Agency

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Comments

  • amani_2
    amani_2 Posts: 604 Forumite
    030 I think enough has been said now! cant you just draw a line under it????????

    I totaly understand how you feel, these people are pestering your parents, I would feel the same. I think macdaddy1984 could help some people on this site.


    AMANI XXX
  • Tootsie_Roll
    Tootsie_Roll Posts: 733 Forumite
    030 wrote: »
    and for your information I'm not having a difficult time

    Of course if we were to be as pedantic as you I could point out that the fact your account is with RMA means you are having a difficult time.

    You probably have a glib response for that too.
  • 030
    030 Posts: 15 Forumite
    Of course if we were to be as pedantic as you I could point out that the fact your account is with RMA means you are having a difficult time.

    You probably have a glib response for that too.

    =======================================================

    See that line..its the one drawn under the matter, now be a dear and shhhhhh.
  • System
    System Posts: 178,348 Community Admin
    10,000 Posts Photogenic Name Dropper
    Ow, STOP SLAGGING EACH OTHER OFF AND LET IT BE.
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • vinegarvera
    vinegarvera Posts: 35 Forumite
    Part of the Furniture Combo Breaker
    Oh my god I cannot believe this RMA


    You would have to laugh if this was not so frustrated!!!!!!

    This morning I have received a letter from RMA saying that I have 48 hrs to contact them regarding an overdue amount of £1!! from a credit card with Allaince and Leicester (MBNA).
    I was fuming as as far as I was aware I was fully up to date with my payments on this account! On checking, I found this was correct.
    By this time it was to late to contact RMA, so I contacted Allaince and Leicester.
    They informed me that the reason they had passed my personal details on was because my last 3 payments had been received 1 day late. (Due to paying by internet banking I may add).

    I suggested that as I had already been financially penalised for this, now I also had my details passed on to a load of clowns who are offering a payment plan. (may I remind you £1)!!!!!!!!
    Anyway I came up against a brick wall with A&L who basically said I should not have paid late! (may i remind you 1 day)!!!!
    I am going to call both companies at a more sensible hour on Monday so i was just after any thoughts or advice on how to deal with these people???
  • RichardJohn_2
    RichardJohn_2 Posts: 141 Forumite
    Offer to pay it back in 36 monthly installments!
  • 030
    030 Posts: 15 Forumite
    Oh my god I cannot believe this RMA


    I am going to call both companies at a more sensible hour on Monday so i was just after any thoughts or advice on how to deal with these people???

    Hiya, good luck and keep in mind the phone number RMA have given you is almost certainly a premium rate number! Stay calm and focussed and I'm sure you'll have no problems.
  • out_of_cash
    out_of_cash Posts: 763 Forumite
    rma best dealt with via letter format as no court in the land or lawyer sends out writs via phone do they?
  • out_of_cash
    out_of_cash Posts: 763 Forumite
    hi there,

    gave me the same load of crap just keep sending the £1 token payment until you can afford more you could also send in a cca request.their game is to get more and more money all the time i got so fed up with them cca request sent a load of rubbish back which dose not comply so no cash for them.

    good luck
  • vinegarvera
    vinegarvera Posts: 35 Forumite
    Part of the Furniture Combo Breaker
    Offer to pay it back in 36 monthly installments!

    I did!! must admit the bloke on the phone at RMA was lovely and apologised!!!!

    Will be sending a CCA to MBNA on Monday!
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