By any means!!

cady

Good morning :j

well today is a good day ive finally got my CHQ off the solicitors today so that is paying our joint debt off (an OD CC and loan) so they will be gone by the end of the month, they are not listed on here as we knew we were getting the money and we had planned to pay it off anyway just had to wait a bit longer than we hoped but glad its here now so we can pay it all off .... i may have some other news too but will have to wait till next week to find out anyhoo, still got more month than money left at the moment but no matter payday will be here soon so will pay thins off then .... still waiting on my ebayer to pay up they said it would be today but not got anything yet so will just wait and see then i can pay my bank charges off that is my plan anyway ... ive made a list of all the cards ill need through the year and am going to get them out of this months pay so i have them in handy for this year so i dont have to buy them everymonth which i thought was a good idea .... well going to get ready for work now have a nice day everyone

Cady xxxxxxxxxxx

cady

Good morning

well not much to report today im full of cold OH has gone into town to pay bills ect and had put our CHQ in the bank so in 5 days £1849 will clear :T in the bank, my ebay buyer has not paid yet so ive emailed them trying to find out whats the matter grrr they do annoy me !!! ive also emailed t mobile as they are giving me a nightmare about my price plans and i want to lower it, if they dont ill leave as the contract is up soon! Also ive heard about BG cutting there bills will this effect other companys as im with southern electric i hope it goes down. Im off work today going to sort out some stuff hmm i feel a list coming on:D

* Sort out home emargancy cover
* [STRIKE]go to drs[/STRIKE]
* tidy up :mad:
* [STRIKE]clicks / survays (got a pinecone one to do!)[/STRIKE]

Thats all i can think of for now im sure there is more, right off to get started ill pop in later and see how ive got on.

Ive just put loads of left overs in my SC and to make tea tonight put in left over chicken, some H/M tomato soup and some spices to make spicy chicken in tomato sauce YUMMY!!

Cady x

cady

Good morning!!!

Well today is a pants day!!! im full of cold again and at work for 10 hours!!! not good but i suppose it has to be done, i need to make some extra time up that i took last month so have to work an additional 20 hours by next weekend to make my pay up or i loose out on it grr i hate it when they leave it until the last min to tell me i need to make time up!!!! well i suppose i need to keep a better check on my time next month i might try and add a few extra hours in and claim i must have added it up wrong so i can get the OT for it (tee hee) OH paid the money into our account so just waiting for that to clear so we can pay the joint stuff off .... my ebay buyer is going to pay on monday if not ill relist it GRRR stupid ppl and i still have no money off quidco in my paypal yet so its going to be hard to pay anything when i cant get to the money!!!! god im getting frustrated with this i just wanna clear one of my debts off so i can get cracking on the rest!!!!

Sorry i didnt expect this to be so long!!!!

Have a good weekend

Cady x

cady

Well happy tuesday!!! its not a good week i think .... there is loads i should have done but couldnt .... no matter how i worked it i could not make up my hours at work so im expecting a loss on my pay slip so i dont know what to do!!! i think i can pay everything min payments but its not leaving me money to do ANY overpayments at all .... i suppose i should be grateful i can pay the min but im sick and wanna clear something soon!!! My ebay winner STILL has not paid up so looks like im going to have to re list the item so thats more waiting GRRR and my quidco money has not come through again so that will be next month too ... im so sick of waiting i want something to clear so i can pay i off one debt ive been doing this since 4th of Jan and not paid much off !!! im trying and cutting back on everything but GRRRR i dunno lets look at some positives ...... ok

* £14 odd in a survay account £25 before i can withdraw
* lots of piggy points - not enough to withdraw but close!
* £32 in quidco
* £60 waiting for ebayer to pay up
* writing my shopping list to do my months stock up
* Cancelled and lowerd a few bills out of the house hold sky/home insuracne
* £5 off my tmobile bill for complaining - ends 27th March
* lots of left overs used up and batch cooking so no waste or money spent


Im trying and looking at my list im not doing too bad but just wish it would move faster ive updated my spreadsheet and my diary too so i know all the dates of when things start and stop so im organised i just want to GET SOMETHING PAID OFF!!!!

My new challenge is my petrol ive got £80 for the month for my petrol and im going to try and use the car as little as possible and not spend as much on the petrol to see if i can save it and use it to pay towards my debt.

Sorry for the rant but just needed to get it off my chest lol

Have a good day all

Cady x

Piquant_2

Cady, don't lose hold of the fact that you've done so well. You've faced your debt head on and got on with it! I know how you feel about wanting to pay off more and get rid of the debt quicker. But if you read the diaries on here, you know that everyone has a slower month or two!

So rant away and get it off your chest, your friends are still here for you!

Piq

cady

Thanks Piq!!! i know things can slow down im just so annoyed that i have some Cash there to pay stuff off but cant get at it!!! it does get frustrating!!! hopefully things will get better soon thanks for popping in!!

cady

Ok TFI Friday!!! and pay day too, i was expectin to be very short on my pay this month but its only £80 (i know ONLY!!) i was expecting £200 but thats fine so i can cope this month and ill see how i get on trying to do some extra hours too .... well my ebay buyer STILL hasnt paid up they have till sunday then im re listing the item as this is a joke really ... and still no quidco money (maybe next month) well that is my moan and stress over with so about my news!!!!

IM PREGNANT :j

Im 7 weeks 3 days and have had a few worries due to the MC last year but have been checked out and things look fine, i have a scan on the 4th Feb and i think i will totally relax once i hear a HB but until then im still on edge .... im due on 15th September and my debt free goal has always been 31st Aug so im kicking that into gear even more now as i dont want debt when baby arrives!!!! im so excited ... i was really worried yesterday about how i can afford to pay off debt and buy baby stuff ie maternity clothes ect but me and OH had a chat and he said its just us 3 now and he will help me buy what ever we need i feel a lot better now....

have a great day

Love CADY x

Tixy

:j :j :j :j :j :j

Congratulations Cady!!

That's excellent news, fingers crossed it all goes well for you.

I've been reading your diary and I have a feeling you are so determined to reach your debt free date that you will make it no problem.

Hugs Tixy

Piquant_2

Oh that's fantastic news Cady! Congratulations!!

shrimpy_80

Congratulations!

Only just found / read this diary and am now sitting at work with a massive grin on my face!

xx