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Pay off your mortgage in 2 yrs - Episode 3

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  • biblejohn
    biblejohn Posts: 553 Forumite
    Hawksmuir wrote:
    Funny how this is seen as moonlighting, yet there are numerous threads on here about a generating a second income.

    Double standards me thinks.

    As long as the guys are physically capable of doing both then good luck to them, I for one would not do their job for an income the size of the UK's consumer debt.

    PS I'm not a fireman.

    Not at all. Im all for people having 2nd jobs if they can do both jobs properly. But, clearly, someone who is working 8 hours as a fireman on a night shift, then 8 hours during the day in a differnt job either isnt getting much sleep, or getting paid for sleeping in one or another of their jobs!
  • Merlin139
    Merlin139 Posts: 7,256 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Just checked and I can pay my mortgage off in 2 years. How?

    Over pay our £57300 currant balance mortgage by £2200 every month. 1 problem at this time the wife and I bring home £2330 above or Mortgage payment. 2 years living in the dark and freezing cold. But we could get a part time job each at the weekends to live on.

    (Have overpaid £48000 in last 2) 34K lump sum

    It has given us something to think about!

    But if we died trying what would we have gained?

    We are looking to pay it off in 8 years and still living quite comfortably.
    3.795 kWp Solar PV System. Capital of the Wolds

  • gundo
    gundo Posts: 255 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    So, put on an exhibiion at the other end of the country spending hundreds on transport, flog some stuff and come up with various small business ideas for part time income that would cost almost as much to promote as they would have made. Couple this with spending your entire time knitting your own muesli and having fun evenings out on one cup of tea and a glass of water, no thanks.

    I appreciate this whole site is about saving money, but surely life is way too short to stay indoors and enjoy books on opening canasta gambits.

    Superb!

    Totally agree.
    Trying hard to be a good moneysaver.
  • aussielle
    aussielle Posts: 705 Forumite
    biblejohn wrote:
    Not at all. Im all for people having 2nd jobs if they can do both jobs properly. But, clearly, someone who is working 8 hours as a fireman on a night shift, then 8 hours during the day in a differnt job either isnt getting much sleep, or getting paid for sleeping in one or another of their jobs!

    Nobody has mentioned that firemen actually work 4 days on, 4 days off...most firemen I know who have another job do so on those 4 days off.
    Laughter is the sun
    that drives winter
    from the human face
  • cheggers
    cheggers Posts: 685 Forumite
    aussielle wrote:
    Nobody has mentioned that firemen actually work 4 days on, 4 days off...most firemen I know who have another job do so on those 4 days off.

    They should not be working on there days off, its moonlighting. They don't pay tax on there cash in hand work. If they got injured on there 2nd job who would pay there sick pay the Fireservice!!
  • lipidicman
    lipidicman Posts: 2,598 Forumite
    cheggers wrote:
    They should not be working on there days off, its moonlighting. They don't pay tax on there cash in hand work. If they got injured on there 2nd job who would pay there sick pay the Fireservice!!

    2nd jobs are not necessarily 'cash-in-hand', tax evasion is a whole other matter. Also how is being injured on a second job any different to being injured whilst drunk on a friday night?
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