All My Debts...Pls Be Gentle With Me

JAMIEDODGER

totally agree with you brummiebabe, this board is something else, the support on here is unbelieveable, everyone helping everyone else......a problem shared and all that, and pixie you are doing fab!!

scottishspendaholic

Hi Pixie1

Just wanted to say that I'm proud of you. My boyf doesn't know the extent of my debts either for reasons I won't go into so I really understand where you are.

Good luck with everything - I am a really good listener and considering training to become a life coach - so if you ever need anyone to talk to, please post or private mail me.

You are not alone

SS x

pixie1

Well another little update. I still hadnt heard from the natwest so I went into my local branch and they sorted it all out for me there and then. I now have a new bank account :j Ive informed my employer so thats all sorted for next month.

Ive now got all but one of my debts confirmed in writing and Ive drafted letters to print off and copy at work tomorrow :rolleyes:

Am I running behind a little, it may even delay my dmp start date by one month but at lesat things are in hand.

keep smiling everyone and thanks for your continued support.

moo842

so g;ad things are looking a little better pixie

pixie1

Thanks Moo, youre a sweetie

On the downside of things Ive just opened my post and my bank have charged me £30 for honoring a dd when funds were not available. Guess how much my dd was for?? 62p talk talk!!! Im furious!

tango

HI PIXIE, RING THEM UP, THEY MUST HAVE A HEART SOMEWHERE!!?? :eek:
BANKS DON'T YOU JUST LOVE EM :mad:

ozzyfan_2

Hi Pixie

so pleased you got your bank sorted out :j

you seem really in control of the situation now & your DMP will be up & running before you know it!

all the best

ozzyfan xx

nicola1982_2

Hey

You are so brave writing down and dealing with your debts. You shouldn't feel ashamed - it's the creditors who should look at their ridiculous lending policies! It takes a very strong willed person to survive when credit cards are throwing huge limits at them left, right and centre.

With regards to your hubby, it is your business if and when you wish to tell him. When you feel less overwhelmed by it all, things may seem easier to discuss. My ex left me with over £8000 worth of debt and when my new partner and I got to the point in which we discussed finance and the future I was very nervous about telling him, but he's been great about it and happily lives a lower standard of life so that I can pay my debts whilst still contributing equally. So don't beat yourself up about it, confidence will allow you to manage the debt better.

Love Nicola xxx

pixie1

Thanks everyone, today was a better day, not a great one because things are still always on my mind but I heard from the co-op...I now have two new bank accounts LOL they are like buses

Ive printed off my letters to post to my creditors and Ive copied my dmp letter to send to them. I will fill those out tonight and get them posted tomorrow or Friday. I also need to sort someone ebay stuff out....I sold 10 things at the weekend but I hardly made anything as ive already sold my good stuff...Ive only got rubbish whoops i meant bargains left!

Keep smiling and thanks for been there for me, I couldnt do this without you all!

lottie26_2

Hi pixie, you are doing so well so sound so much happier than when you pasted your original thread.
I love this site everyone is so nice, there is so much stigma attached to debt and you don't get that on here.
The thing that makes me laugh is the people who stick there nose's up when someone goe's and draws the last pound out of the bank probely be in debt too, doctors etc,most people will have debt they just don't see themselves in debt