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2009 diary - time to make changes!

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  • Shoe_Gal
    Shoe_Gal Posts: 7,235 Forumite
    Part of the Furniture Combo Breaker
    edited 24 August 2009 at 3:53PM
    Got my £340 charges refund from Monument - went straight to the DCA. Would have been nice to get a cheque, but it has reduced my overall debt :rolleyes:
    Sometimes it's hard to walk in a single woman's shoes - that's why we need really special ones!
    Total debt @ Oct 2008: £29,226.42 Credit Card- £[STRIKE]7493.56[/STRIKE] - £7243.56
    Weightloss : 0/34lbs
  • sarahb123_3
    sarahb123_3 Posts: 2,767 Forumite
    Shoe_Gal wrote: »
    Need to get much braver before l try it :eek: am too worried that l would get chatting to somebody and then we would meet and they would go 'yuck' :o Think l would prefer meeting 'real' people then there are no nasty surprises for them - attractive l'm not :eek:

    I totally agree with you on this ShoeGal. I just would not have the nerve to meet someone. I would be fine chatting online but I just would not be able to do the meeting bit. :eek: I have visions of someone going to the bar to get a drink and never returning.:eek: Or just politely chatting but quite clearly being desperate to leave. :eek: At least if I meet them in real life they know what they are getting. God, why can't this be easier?icon9.gif
    Pay/save £20k in 2010 £5888.75/£20,000
    June Mini target 0/5lbs Total 23/40
    Ebay profit 2010: March £207:) April £95:) May £130:) June £0 Total £432:j
  • Shoe_Gal
    Shoe_Gal Posts: 7,235 Forumite
    Part of the Furniture Combo Breaker
    Shoe_Gal wrote: »
    Time to make some serious plans for August, this is an update from earlier in my thread



    Summary of August targets :
    • clear Barclaycard
    • exercise twice per week
    • lose 6lbs
    • tidy apartment
    • goddess stuff

    Just quoting my own post cos there is only one week of August left :eek: and not much progress has been made :o
    • clear Barclaycard - £340 left (Monument refund went to DCA)
    • exercise twice per week - have only managed once - need to up it
    • lose 6lbs - 3lbs so far
    • tidy apartment - must do this week
    • goddess stuff - fairly good on this one :D
    Sometimes it's hard to walk in a single woman's shoes - that's why we need really special ones!
    Total debt @ Oct 2008: £29,226.42 Credit Card- £[STRIKE]7493.56[/STRIKE] - £7243.56
    Weightloss : 0/34lbs
  • Shoe_Gal
    Shoe_Gal Posts: 7,235 Forumite
    Part of the Furniture Combo Breaker
    sarahb123 wrote: »
    I totally agree with you on this ShoeGal. I just would not have the nerve to meet someone. I would be fine chatting online but I just would not be able to do the meeting bit. :eek: I have visions of someone going to the bar to get a drink and never returning.:eek: Or just politely chatting but quite clearly being desperate to leave. :eek: At least if I meet them in real life they know what they are getting. God, why can't this be easier?icon9.gif

    Thought it was only me that felt like that :o My confidence seems to be at an all time low at the moment. Maybe as l get older and get more knock backs it's harder to recover each time :rolleyes:
    Sometimes it's hard to walk in a single woman's shoes - that's why we need really special ones!
    Total debt @ Oct 2008: £29,226.42 Credit Card- £[STRIKE]7493.56[/STRIKE] - £7243.56
    Weightloss : 0/34lbs
  • Shoe_Gal
    Shoe_Gal Posts: 7,235 Forumite
    Part of the Furniture Combo Breaker
    Today must be a more productive day :o At least I am up and showered, going out with my Mum this morning

    Aims for today
    • exercise
    • tidy apartment
    • start spare room
    • get birthday cards and presents
    • facepack
    • pedicure
    Sometimes it's hard to walk in a single woman's shoes - that's why we need really special ones!
    Total debt @ Oct 2008: £29,226.42 Credit Card- £[STRIKE]7493.56[/STRIKE] - £7243.56
    Weightloss : 0/34lbs
  • makeup
    makeup Posts: 1,633 Forumite
    Wow, you're were up and ready earlier than me, and I was heading to work!!!

    Hope today goes well!
    I've got my own flat :j:j

    Now I have to pay the bills :eek:

    And feed my interiors addiction ;)
  • Shoe_Gal
    Shoe_Gal Posts: 7,235 Forumite
    Part of the Furniture Combo Breaker
    Have done nothing on my list :o but l have been out for msot of the day :rolleyes:

    I think it could be time for a new plan - l can feel one forming :D
    Sometimes it's hard to walk in a single woman's shoes - that's why we need really special ones!
    Total debt @ Oct 2008: £29,226.42 Credit Card- £[STRIKE]7493.56[/STRIKE] - £7243.56
    Weightloss : 0/34lbs
  • Shoe_Gal
    Shoe_Gal Posts: 7,235 Forumite
    Part of the Furniture Combo Breaker
    I seem to have really lost my way at the moment so l think it's time for a bit of a re-focus :rolleyes:

    Money
    Have just about got out of August alive which is not too bad considering I've had so much on socially but won't manage to pay off my Barclaycard or make any sort of overpayment. September is looking to be a quieter month so l must recoup a bit
    • control food spend
    • coins in piggy
    • try to sell my engagement ring and some unwanted gold
    • cancel gym membership
    • reduce mobile contract
    • no random spending
    My first target is to clear my Barclaycard then focus on my overdraft. However l have MOT in September, car insurance in October and tax in November and nothing saved :o so l think progress will be slow
    Sometimes it's hard to walk in a single woman's shoes - that's why we need really special ones!
    Total debt @ Oct 2008: £29,226.42 Credit Card- £[STRIKE]7493.56[/STRIKE] - £7243.56
    Weightloss : 0/34lbs
  • Shoe_Gal
    Shoe_Gal Posts: 7,235 Forumite
    Part of the Furniture Combo Breaker
    lt is just over 7 weeks until my birthday so time for a 7 week body blitz :eek: l have £175 in vouchers with which to treat myself to a new outfit at the end of my plan :D, 16th October

    Plan is to lose a stone, current weight is 11st 4lbs so target is 10st 4lbs :eek:

    Plan is
    • no snacks
    • no weekday drinking
    • no weekday desserts
    together with regular exercise :rolleyes: l intend to cancel my gym membership, l don't use it enough to justify the cost and it's just something else to beat myself up about :rolleyes: Therefore l have to motivate myself to use DVD's and get a walking plan

    All this is to be backed up with regular, low spend beauty treats. Face packs, deep conditioners, body creams etc. I have quite a collection to use up - a regular routine is required

    I will update my diary regularly, feel free to nag me :D
    Sometimes it's hard to walk in a single woman's shoes - that's why we need really special ones!
    Total debt @ Oct 2008: £29,226.42 Credit Card- £[STRIKE]7493.56[/STRIKE] - £7243.56
    Weightloss : 0/34lbs
  • Shoe_Gal
    Shoe_Gal Posts: 7,235 Forumite
    Part of the Furniture Combo Breaker
    Have a friend coming to lunch so plans for today:
    • tidy apartment
    • b'day card for sister (and drop off)
    • exercise
    • eat well
    Back later :D
    Sometimes it's hard to walk in a single woman's shoes - that's why we need really special ones!
    Total debt @ Oct 2008: £29,226.42 Credit Card- £[STRIKE]7493.56[/STRIKE] - £7243.56
    Weightloss : 0/34lbs
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