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Debt Relief Orders (DRO) - Information & help thread

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  • scarlet55
    scarlet55 Posts: 21,780 Forumite
    Rampant Recycler
    I'll be round 4 some hooch wen its ready............lol :)
    ..okey dokey....got my table&chairs outside.....we'l have a barbi......:T
  • Orville
    Orville Posts: 1,906 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker PPI Party Pooper
    Got your pm scarlet. My advice same as earlier take a chill pill and ignore, life's too short.

    Gotta run, the apprentice is on.. -:)
  • broken_spirit
    broken_spirit Posts: 743 Forumite
    scarlet55 wrote: »
    ..okey dokey....got my table&chairs outside.....we'l have a barbi......:T

    Definately. Give me a ring when it's all arranged & I'll be there with bells on :D
    I am a Leo...& as such I will defend my "pride" ferociously....you have been warned!
  • scarlet55
    scarlet55 Posts: 21,780 Forumite
    Rampant Recycler
    Definately. Give me a ring when it's all arranged & I'll be there with bells on :D
    ok...i'l try not 2 give u food poisoning cuz im not too gud at cooking outdoors...lol...thats a mans job...:)
  • scarlet55 wrote: »
    ok...i'l try not 2 give u food poisoning cuz im not too gud at cooking outdoors...lol...thats a mans job...:)

    Lol.................we could always call the take-away...........:p
    I am a Leo...& as such I will defend my "pride" ferociously....you have been warned!
  • scarlet55
    scarlet55 Posts: 21,780 Forumite
    Rampant Recycler
    Lol.................we could always call the take-away...........:p
    oh yeah.....chinese 4 me and a ruby 4 you......sounds good 2 me...:):)
  • wba31
    wba31 Posts: 2,189 Forumite
    Unfortunately there are people trying to pull the wool over everyones eyes in all walks of life, you gotta remember that in the DRO they sign the declaration that confirms that they understand they are comitting a criminal offence if they break the rules of the DRO.
    If a person owes £18k, and gets family to pay over £3000 just to do a DRO, to me that doesnt make sence? Bankruptcy is like £750? and non reversible? and all inclusive of any debts not included (like that guys old council tax bill that re-appeared).

    But if any DRO is done properly by the intermediary, then everything will be checked so precisely that it is fair...
  • scarlet55
    scarlet55 Posts: 21,780 Forumite
    Rampant Recycler
    wba31 wrote: »
    Unfortunately there are people trying to pull the wool over everyones eyes in all walks of life, you gotta remember that in the DRO they sign the declaration that confirms that they understand they are comitting a criminal offence if they break the rules of the DRO.
    If a person owes £18k, and gets family to pay over £3000 just to do a DRO, to me that doesnt make sence? Bankruptcy is like £750? and non reversible? and all inclusive of any debts not included (like that guys old council tax bill that re-appeared).

    But if any DRO is done properly by the intermediary, then everything will be checked so precisely that it is fair...
    i never knew that about bankruptcy wba, about 4gotten debts being included....im sure iff the fee wasnt so high then more people would be going down that route....:)
  • Beki88
    Beki88 Posts: 1,356 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    When you have to send off for a copy of the credit report do you get charged for it?

    To Scarlet: so you managed to finally get the table and chair outside then :p

    Everything will be ok in the end, and if it isn't ok then it isn't the end :)
  • jonnyjackov
    jonnyjackov Posts: 330 Forumite
    Sorry about the delay in replying, unable to get on internet.

    The council tax debt did not show up on my credit report and I have made it clear I am not admitting the debt, but paying it to keep bailiffs at bay whilst I get further advice.

    It is around £250 and does not take me over the 15k limit.

    Suppose I'll just pay it off £10 per month now. Thank you for your advice.
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