The 'I want it NOW!!' debt/savings thread Part 2

jenjade

i should wait at least 6 months really but this house has got me! i am going to look into morgages etc to see what i can get then go from there. Also dd has fallen in love with it!

lilmissmup

I sold £500 worth of clubcard deals a few weeks ago for £250, they have your surname on the deals but my buyer didn't mind, he buys loads though and gets Goldsmiths jewelery vouchers.

I could have a nice relationship here lol.

lilmissmup

Do you want to buy it outright Jen?

MrsTinks

lilmissmup wrote: »

I sold £500 worth of clubcard deals a few weeks ago for £250, they have your surname on the deals but my buyer didn't mind, he buys loads though and gets Goldsmiths jewelery vouchers.

I could have a nice relationship here lol.

So like what? £125 vouchers (aka worth £500 in deals?)

And how on earth do you get that many????
I mean I'm pretty good with CC deals but WOW
(and you're talking to the "clubcard conneseur" from Martins IPTW from about this time last year

jenjade

well yeah i guess so! lol

i think it will be out of my price range i think £100,000 is best for me but the house buying board a bloke said he looked at a house asking price was £160,000 and he offered £140,000 and they took it so if i could get £20k off it wouldn;t be to bad!

lilmissmup

MrsTine wrote: »

So like what? £125 vouchers (aka worth £500 in deals?)

And how on earth do you get that many????
I mean I'm pretty good with CC deals but WOW
(and you're talking to the "clubcard conneseur" from Martins IPTW from about this time last year

Yep. I have a clubcard plus and use PTS for codes, i also have another 2 clubcard accounts as well as my main.

That was 3 quarters worth of saving though so meager compare to some members on PTS.

I have earned £100 worth this quarter on my one account though.

lilmissmup

jenjade wrote: »

well yeah i guess so! lol

i think it will be out of my price range i think £100,000 is best for me but the house buying board a bloke said he looked at a house asking price was £160,000 and he offered £140,000 and they took it so if i could get £20k off it wouldn;t be to bad!

Ah wasn't sure as you mentioned shared ownership too.

moneymabel

Were you on IPTW mrstine ??!! Cool !

moneymabel

it's no good I'm going to have to go to bed! Night all :-)

jenjade

yeah me to in a minute i have just been reading the responces to my post early some of it is a bit confusing!!

one poster said this
Don't buy for at least six months. Price falls are accereating. With a massive 2.5% fall last moth alone it shows the market has still along way to fall. When the price falls get 0.5% falls for a series of months then you shouldn't loose out too much.

We are likely to see a 25% fall this year alone based on the lending conditions and I would save hard in the mean time.

ummm interesting