LBM!!! Pinkys NS Diary

Pinky15

Thanks KT - am not too well at the mo and so that means I will lose about £125 next month:mad:. So we will really have too cut back - again!!!
Paid an extra £100 off credit card so will change sig! I have loads of birthdays in jan so will look out for some bargains in jan.
Feeling really worried about money at the mo - am going to start the spending diary but just as we get a bit extra money something comes along and takes the extra - dog needing an injection, mot, car tax, broken boiler so we never get any further ahead.
I have loads of washing and ironing to do and house a tip but just not feeling well enough to tackle it. I also have a monster of a 2 year old who vomits when she is mad - my house feels mucky and smelly:mad:. I wish she would behave and not be so grumpy all the time as I am sure I would feel better about things but never mind like they say she will grow out of it - god I hope so!!!!
Am still working on reducing the electric bill for next year and spend all my time switching lights off and wrapping up instead of using heating so reckon it will be less next year!

Pinky15

Well am cross again today DH went and got a blo$$dy parking ticket thats £45 I have to find - I am fed up of bailing him out - first the credit cards and now thi have just about had enough! I wouldnt mind but he always moans about being skint and he certainly doesnt help things.
Well rant over now just feel really down and fed up today I think things are getting better and just get knocked straight back down again. On the plus side did my free scratch , tea out of freezer, and entered a few comps. Have loads of ironing to do so going to stand and attack that all tonight. have a few xmas cards to post so will do that this weekend!

katieclampet

Sorry to hear about all your hassles, pinky, I'm sure your luck will change soon. Hope a new year brings you a change of fortune.

katiex

Pinky15

Not an awful lot to report today. I managed to get some christmas cards posted and have a crack on with some ironing. Not much on the debt free front. DH and I will be looking at our budget for next year tonight when all kids tucked up!! So then that will be sorted! Feeling better today think the tablets are kicking in. Will try and gets some overtime in next week!

mummy2mygirls

Hello have just popped over after you saying hi on my diary! Your doing great Did you enjoy the weekend away??? bet it was nice to get away for a few days...
I no how you feel about you dh mine is the same and not really very good at this dfw lark!! He wants to be DF but just doesnt want to miss out on much to become df grrrr.

will keep a eye on how your getting on
x

Pinky15

Hi Mummytomygirls - thanks for popping over.
We had a lovely weekend away and spent £100 which wasnt budgetted for so feel rather guilty! Nevermind I will get over it!
Been a busy week have finalised my budget for jan and have a plan in place to try and restore my overdrafts! I am desperate to get a new bathroon but just can't afford anything at the mo so will see what the new year brings. I have a few new years resolutions -lets hope I can stick to them
- Sort & ebay old clothes and pay extra money off ccard
- Try and pay at least half of ccard off next year
- get out of overdrafts
- save up for camping this summer
- do as much overtime as poss as I would love to leave my current job at end of the year so fingers crossed DH gets a pay rise - hmmm will have to see lol! x

mummy2mygirls

Good luck with the new yrs resolutions!! They are a lot like mine I hope we both do well!!
I really want a new bathroom!! Also so much more stuff that needs doing and i cant wait to get some done!!! I have asked the inlaws and my parents for some homebase vouchers for christmas so i really hope we get some so we can do some things!! My kitchen has NO tiles on the wall and its driving me crazy!!

hope your having a nice weekend.

Pinky15

We had a lovely weekend thanks m2mgirls! Its been busy busy tho as I am sure you too find having a few little ones. Good to see we have similar resolutions- perhaps we can keep each other on track lol!
Today I have-
Organised DD1 room and sorted some stuff to ebay
done my scratch card
Managed to spend only 99p on a bag of sugar.
Had a lovely lunch at MIL so am fairly full and kids just having a light snack of sandwiches.
Me and DH are going to through new budget again tonight when little ones asleep so we are working together and know where our money is going. I am going to add a notebook to the cashbox so we can keep a running total of where the cash is going and any over we will hide away or pay off CCard. Sounds like a good plan so am hoping we will stick to it!!!:rotfl:

Pinky15

Well busy day back at work. Head hurting loads the stress of it all I suppose. I have managed to get a few jobs done again but I am loosing the ironing battle again!
I haven't done much on the MS front but I have added a pen and paper to our cashbox so we can jot down what money is taken and where it has been spent! This way it will help us keep track of what we have got.
My sealed pot is nearly fun it's sad how excited I am to see how much is inside. I should prob pay off some debt but we are gonna use it for a few treats for over christmas! DH has overtime set up for Jan so that will got straight off the debt we owe!
Tomorrow I have a few phone jobs to do and need to look for a few little gifts on BOGOF for teachers at school!

Pinky15

Well have been a hectic few days but managed to get all xmas cards posted main bulk of pressies wrapped and given out. I have only £30 left till payday (30th OMG) but am going to do my best. Am desperate to stay out of the overdraft and have redone my budget so we will be living on the same money as when I leave work and anything over that will come off ccards!!! DH has some overtime this week and some lined up in Jan I may in Jan be able to clear the overdraft and pay £300 off ccard fingers crossed. I am going to go through budgte with DH this week so he can help keep an eye on spending and ensure we know what is coming out of which account!!
I am going to count my sealed tin money tonight or tomorrow as it is full and I am going to get a few treats for the family. I will get another tin and next time it will be used in the summer hols for treats. I love this idea!!
Tonight - I will check shopping & meal planning list
find a box for more ebay items I have collected
hang rest of washing out
Tomorrow I will -
get shopping
sort sealed tin
pay MOT
collect fam allowance
hoover upstairs
Have a busy week ahead so must must must be organised!!!