A Payment a Day Part 2!

Smamfer

Twinkles08 wrote: »

Hello.One question does the pad include 'norm' payments to all creditors or just the extra to one particular debt?(not sure if that makes sense!)
Anyway my pad today is £5.00 + 90p (I started mid-wk)= £5.90

Have a smashing sunday everyone : )

Morning and well done for joining us.. welcome to your new habit!:rotfl:

You can chose which way to do it., some people include their normal minimum payments like dd going from banks and some dont.

xx

Smamfer

fedupandskint wrote: »

Blimey look at everyone who's up and about already:D I woke up wide awake at 7.30am :mad: Actually, it's not that bad!

Haven't posted on here for yonks but have been collecting money for my storecard in a money box and on Friday I was curious how much was in there. I counted £34!! so a balance of £137 left now. Just need to work out how to get this money into a bank a/c without it gettting swallowed up into O/D territory and it not going to pay off the storecard

I am amazed there was that much in there. I have been putting £1 or 50p in when I have some change, which is not everyday. It's working anyway altho' havene't managed to get around to the online payments which sounds like it works better

When the storecard company send you an invoice for the month do they include a giro slip at the bottom of it as these usually allow cash or cheue payments which could be paid at the post office rather than as you say it being swallowed up on something else?
x

debt_cruncher

Morning everyone.

PAD £5 to halifax card. Enjoy your Sunday everyone.

DC

boysma

Good morning everyone

Lovely and sunny here for a change so planning a nice long walk (via the pub) while dinner cooking in the oven - ah bliss! Had a lovely meal last night (M & S menu). Paid £30 to Next today and £5 to Cap One making a total PAD OF £35.00 TODAY. Have a lovely day everyone and may pop back later for your soiree if that's ok. x

Welcome again to the newbies this thread must be one of the most popular on the whole site.

lemma1968

30p to my money box today.

I know its not a lot but i am in the famine part of my feast and famine cycle with earnings.:mad:

Its a good job i have my meal planned for the week and the grocery shop done.

Fingers crossed i will have some money in this week. Not holding my breath xxx:rolleyes:

panambi

My PAD for today is £10.88

Have a relaxing Sunday everyone and welcome to newbies, I have only been doing it for two weeks and am totally addicted. And it's nice to see the difference these little payments make!

Maisie_M

Hi Folks

Had a fabulous evening last night - romantic M&S meal at home and we just sat and chatted - no tv for a change - really nice.

£3 for PAD again for me today last of my moneyback transfer. Got £3 in from p!necone on Thursday so that will be tomorrow's payment:rolleyes: and then payday on Tuesday so that's cool. Have about £8.50 left in bank account so will put that to PAD for the rest of the week.

Am away in Devon for a few days and on Thursday and will sort out my PAD again when I get back and see how my finances are bearing out. Really hoping for a low spend week in Devon and want to put any money I don't spend to my cc.

Have a lovely Sunday all

LondonAndy

Hello all.

M&S tills must have been ringing all day yesterday!

Well, I am still sulking over England losing yesterday Booooo....
......and I have a cold coming. Booo.

I am blaming all the long hours last week at work.;)

Anyhow, not going to let a runny nose and some big English fellas not controlling their balls(!) :rotfl: ...
....ruin my Sunday. So, dosing up on Nurofen then out with some mates for a posh Sunday dinner later. Nom nom.

Managed to make a PAD to EGG. £5 today to keep that balance coming down.

Its Direct Debit day tmmrrw for Egg and HSBC so once that is out of the way, ALL spare cash is being thrown at the Egg Card and I am going to be tighter than a xxxxxxx's arxx until pay day!!

I am aiming for sub - £1400 balance by March 1st which would be a great result for me. I WILL do it! Coming on here is perfect motivation.

Enjoy the Sunday Soiree! :T Well done all.

Paulgonnabedebtfree

PAD of
£9.32
between two credit cards

flyingscottie81

Bless me friends, for I have sinned - It has been FOUR days since my last PAD - so sorry!

Went out after work Thursday to the movies, Benjamin Button is GREAT, didn't get home till midnight, Friday was hubbies bday, so out after work again, and home DRUNK!

No excuse for yesterday

So.... to make it all up today:

Thursday - 12p
Friday - 13p
Saturday - 14p
Sunday - £5.15

Total = £5.54
Due to the above activities + valentines day I am absolutely skint, but I did get some MSing money thru so have included that for today too.

Please forgive me :A

Flyingscottie x