Money Tailor

fiveyearplan

CCCS are the ones I phoned and I found them helpful. The lady on there told me I was insolvent - (who, moi? no, surely not!) I had not even realised that! She also said some things I didn't like hearing, my own denial there, but I never for one moment thought she wasn't impartial, certainly not favouring creditors.

mantissa

fiveyearplan wrote: »

CCCS are the ones I phoned and I found them helpful. The lady on there told me I was insolvent - (who, moi? no, surely not!) I had not even realised that! She also said some things I didn't like hearing, my own denial there, but I never for one moment thought she wasn't impartial, certainly not favouring creditors.

The CCCS could not help me. I was doing well in early 2008, then I was rushed into hospital with a heart problem. Being self employed posed several problems, the main one income. After several months recovering, debtors banging on the door because the savings had dwindled, my business in tatters and the creditors (all of whom have benefitted from taxpayers handouts), they all wanted their money or the solicitors would be called.

Without all the nitty gritty, Money Tailor shut them up. I have now had time to think, and I may have a solution to pay my debts.

If I had done as the CCCS had said, I would have gone bankrupt.

The moral, don't take the first advice as gospel. Bankruptcy is the very last option.......

Thanks for looking..

mantissa

chelseabun wrote: »

Hi cupcake,

As Don and bat have said, you'll get all the support you need from the FREE debt charities listed in the link bat's given. They are unbiased, and will support you throughout your debt journey. PLEASE PLEASE don't go with any company that charges you for its services - you get a better, unbiased service from the charities. Again as bat says, get advice from 2 of them, just to be sure!! hth CBx

:T

Don't believe the BULL, until you been there you can't imagine what the banks will do to get their money.........

fiveyearplan

We've all been there and we all still agree that it is silly to pay a company who doesn't have the best interest of their client at heart.

Those companies cannot do anything that the debt charities can do or that people can do for themselves.

Yes, we have all been there already and worn out our t-shirts.

mantissa

the CCCS was not for me, maybe my situation was more complicated.