Its here.... the first NSD challenge of 2009! January here we come!

arthur_dent_2

Well done Raphael that is a massive achievement and you should be really proud of yourself. As for me I made it to 15 NSD's despite the fact that we went out as a family to Skegness. Children spent a little money on sweets and DH spent money on food and a few pence in the arcade, but I spent nothing as DH was really nice and bought me a bit of choccy as a present.

Changingme

NSD for me today as not going out,one more to go should manage to go over.

SarahNeedle1872

Managed an NSD yesterday, only spent £5 on 3 packs of chicken (4 free range breast fillets in each, 20p a pack ) some grapes and some cherries for DS, but thats food budget so doesn't count...

Won't be going anywhere except maybe to MiLs today, so will be an NSD again today

Bone_Idle

I had spend days all week except Friday - not even sure how it happened! :mad: So that's 7 out of my target of 14, with 14 days left in the month - should manage it but it's going to be tighter than it should have been!

P.S. Well done Raphael on being debt-free! And I'm also thinking about doing the Plymouth half marathon this year...

DoWhatULove-LoveWhatUDo

Jolly well done on becoming debt free Raphael! :j

I promised myself faithfully that I would do my utmost to score as many NSDS and spend as little money as possible in January in the hopes that I would learn some new spending habits and return to the "black" after frittering a frightening amount of money away on socialising in December.

In order to achieve my goal I decided that I would design a meal plan, shop once a week, take a packed lunch every day and buy a weekly travel ticket. Furthermore I promised myself that I would not go shopping in the sales, nor go out socialising more than twice a week.

So far, so good. I have managed a total 8 NSDs and my bank balance is looking very much healthier than it generally does at the middle of the month. I am wobbling a little about what bargains I may have missed out on in the sales but doing this has taken a modicum of organisation and planning but very little actual work, and the smug sense of satisfaction at being back on an even keel financially is immensely worth it.

iwanttobreakfree

Man I've been rubbish at this so far - got 1 out of 4 done. Am going to aim to get another no spend day today! I'm doing so well with making £30 extra each day in Jan so I need to put some work into not spending it now lol!

juicygirl

9th NSD for me

mickey_mouse

10th nsd for me

toottifrootti

well done raphael on being DF - thats is brilliant!
Forgot to pop in on thursday as that was a NSD and so is yesterday and today as I am not going anywhere so I am now 13/18>

trying to limit myself to food shopping once a week and doing any other spending that day too so all the damage is done at once!! takes a bit of getting organised and into the habit but its working - i think!!!!!!!!!!!

debtbegone

Well done raphael!

Yesterday was a nsd for me, the boy bought the stuff we needed for dinner

and today should be too, I've got a grip on my internet spending and not leaving the house so as long as the card stays firmly in my purse I'll be ok