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Its here.... the first NSD challenge of 2009! January here we come!
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Gah, still no more for me - and I'd forgotten I'd said I'd go to Pizza Express with work folk today.
Right, Tuesday is going to be a NSD, fact! I've got to hit target!0 -
My 9th day yesterday and what looks liek number 10 today. I think I am on track!* * * Catriona's Credit Card Countdown * * * from -£16k to debt neutraldom - for my debt diary click here
Barclaycard -£5,867.52;
mbna1 - 3,009.22
mbna2 - 1,755.70
Savings £5,017 MFiT #25 £2,627/£10k; daily interest £5.040 -
Well done to everyone that has hit target so far! Today will be a spend day for the Dragons (meeting friends for lunch and picking up the laundry), tomorrow is looking good for the last one though
Do not meddle in the affairs of Dragons, for thou art crunchy and good with catsup
NSD 15/20, OS WL 21-6 (4)
C.R.A.P R.O.L.L.Z #44 Twisted Firestarter, VSP #57 - £39.43
Every Penny's a Prisoner
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Friday and Sunday as NSD's makes 7/10. Am determined to make my target this month!!!
DEBT FREE OCTOBER 2012!Proud to have dealt with my debts!0 -
Well - today will be number 10!! But with still a further 10 to go - it's going to be very tight!! Should be helped along by the fact I have virtually no money left!! :rotfl:
Well done to all of you who've hit target already!!
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I have manages another day yesterday and as |I am not leaving the house again today that will be another. Total NSD so far is 17.Loving the dtd thread. x0
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I managed 2 NSDs at the weekend which was fabAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250 -
Another NSD for me yday. i think i'm at 18 for the month now. Hopefully today and tomorrow will also be NSD as i'm doing 2 double shifts. Will be no opportunity to spend!
LMMS:j Baby boy arrived 22nd August 2012 :j
:jSecond menace arrived safely 13th February 2014 :jDebt Free Wannabee 20150 -
spend day for me today spent £28:34 inc loo rolls and £4 in saver stamps for xmas, (£17 saved already) but this is in my GC budget, but still a spend day as i only count them if i dont spend a single penny,
so that means for 11 days this month so far i havent spent any money, unthinkable this time last yearIf we can put a man on the moon...how come we cant put them all there?
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Hi yesterday was a NSD but today filled the car with petrol - the joy :-)0
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