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Its here.... the first NSD challenge of 2009! January here we come!

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Comments

  • SarahNeedle1872
    SarahNeedle1872 Posts: 6,166 Forumite
    NSD #14 for me today.... feeling much more positive about reaching my target now :)
    'We are all in the gutter, but some of us are looking at the stars' - Oscar Wilde
  • Money_Fritter
    Money_Fritter Posts: 2,293 Forumite
    Hi Folks,

    Managed another NSD today. Taking my total to 9/10.

    Money Fritter
    DFW#972 LBM2 (09/07/12) £25938.84; Current £23783.35;
    Credit Credit Card1 £128.47/£6424.24 (2%);
    Credit Card2 £443.86/£15663.25 (2.8%); Overdraft £0/£2500 (0%)
  • mooomin
    mooomin Posts: 13,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    NSD #9 for me today :j:j I think that next month I am going to aim higher!
  • debtbegone
    debtbegone Posts: 1,007 Forumite
    A lsd for me today not a nsd, doh! A bottle of juice in the afternoon, was doing an errand and forgot to take anything with me :rolleyes: annnddd i couldn't resist the temptation of a little charity shop shopping - came away with two patricia cornwell books I didn't have, a street map book for some craft projects or my sister (haven't decided yet) and 3 glasses for a total of £2 :D

    Ok I shouldn't be smiling but I only spent £3 today :o
    The debtWILLbegone - taking it 1% at a time
    Grand Total Owed:     [STRIKE]£11,000[/STRIKE]£9962 Kicking the evil HBOS card's butt: [STRIKE]£4920[/STRIKE]£4495
    1% (£50) at a time member #121 - 11/100



  • x_raphael_xx
    x_raphael_xx Posts: 4,411 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Hey all, thanks for all the 'well done's :)
    Yesterday was NSD no. 13 (just emergency tea-bags bought but comes out of grocery budget) today should be no. 14, just the weekly shop to do.
    I think I may actually hit my target this month :)
    Debt Free as of 17/01/2009 Turtle Power!!

    EF Challenger #3 £1543.72 / £5000
    MFW 2024 #100 £1300.00 / £10,000

    MFiT #40 Jan 2025 Target - £99,999.00
    Mortgage at 30/09/22 £113,694.11 | Mortgage at 24/01/23 £110,707.87
    Mortgage at 21/04/23 £107,701.01 | Mortgage at 20/07/23 £106,979.65
    Mortgage at 04/10/23 £106,253.77 | Mortgage at 10/01/24 £105,324.57
    Mortgage at 01/04/24 £104,424.73 | Mortgage at 01/10/24 £103,594.98
  • lilian1977
    lilian1977 Posts: 5,157 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Didn't go to Pizza Express yesterday but had to pay a 12p library fine so not a NSD anyway. Also lost £4 :(

    NSD today though, fingers crossed! I need fruit but still have a kiwi and some pineapple in the fridge so can manage till tomorrow.
    My debt free diary | Post Office loan: £2131 1429.38 | Barclaycard: £4429 1988.12 | Paypal Credit £322.71 574.91 | Monzo Flex £169.03 |

    Total £4151.44 | £2900.30 of £7051.74 paid off since diary started October 2024.
  • [Deleted User]
    [Deleted User] Posts: 0 Newbie
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    Hi All,

    Yesterday was a NSD for me, however today won't be.

    Keep going everyone :)

    Tea
    x
  • Queen.Bess
    Queen.Bess Posts: 1,062 Forumite
    Hi Everyone! Well my target for January has been reached! I opted for 10 NSDs and I'm there already! So hopefully, with some better planning, I can squeeze another 3 or 4 out of the month! I could have had a NSD today, if I'd planned better yesterday, but I forget a couple of things, which I had to get today, but nevermin - you live and learn!

    Keep going everyone!
    Official DFW Nerd Club #20 :cool: Proud To Be Dealing With My Debts :D DFW Long Hauler #109 :o

    Slowly, Slowly = Oct '09: £30693, Aug '15: £14820. Could Be Debt Free April 2020, but hoping for sooner!
  • jennyred
    jennyred Posts: 421 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    NSD for me!!! thats 14 so far. only 6 to go!

    jenny
  • BADPENNY_2
    BADPENNY_2 Posts: 264 Forumite
    this is my first nsd and i have commited myself to another 15 - to get me through until payday but i am so bored. Admitadly i would normally be in work but what are you supposed to do on your day off that costs nothing??????? i cant take any more telly. i have finished my book iam even contemplating going for a walk. dont think i can keep this up untill 6th feb. any ideas how to keep me out of trouble?
    cc & o/d debts 4/2/11 - 12209.
    total joint debts 4/2/11 - 25877.
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