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Its here.... the first NSD challenge of 2009! January here we come!
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NSD for me today so that takes me to 8 out of the 10 I intended so feeling good about that.
Did think about going for a take away as was at my mums and later coming home than I intended to do tea. But then thought about this, the PAD challenge and the Grocery challenge and decided to do a pick and mix tea with some of the leftover xmas snack in the freezer - its one of the little one's favourite teas lol.
a|nyway only 2 more to go and have 2 weeks to the end of the month so fingers crossed.0 -
Managed to get NSD number 13 under my belt today and staying away from all shops tomorrow so should get another one - well that's the plan!LBM 03/07 £44k:eek: DFD 31/12/17 :A 12/17 £2545.50
Credit Card £2500.00 & Next £45.00
Savings = £81.21 & Help To Buy ISA = £4700.000 -
Another NSD!! Quite a few in a row! I'm up to 11 now, just 7 more to go
Debt Free as of 17/01/2009 Turtle Power!!
EF Challenger #3 £1543.72 / £5000
MFW 2024 #100 £1300.00 / £10,000
MFiT #40 Jan 2025 Target - £99,999.00
Mortgage at 30/09/22 £113,694.11 | Mortgage at 24/01/23 £110,707.87
Mortgage at 21/04/23 £107,701.01 | Mortgage at 20/07/23 £106,979.65
Mortgage at 04/10/23 £106,253.77 | Mortgage at 10/01/24 £105,324.57
Mortgage at 01/04/24 £104,424.73 | Mortgage at 01/10/24 £103,594.980 -
I had an NSD today:j100 Day Pot £13
£2 coin saver #205 £40 banked and £22
Weekly Spend
June NSD 9/10 DFW Nerd 540 -
nsd for me today - thought I'd be spending but I've resisted - even though I really wanted to do some retail therapy I managed to curb that by listing on ebay and playing on bport
The debtWILLbegone - taking it 1% at a time
Grand Total Owed: [STRIKE]£11,000[/STRIKE]£9962 Kicking the evil HBOS card's butt: [STRIKE]£4920[/STRIKE]£4495
1% (£50) at a time member #121 - 11/100
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Hi Folks,
Glad to see people are doing well with the NSD for the month of Jan. Keep it going guys.
I managed another NSD today, taking my total to 7/10 for the month
Take care
Money FritterDFW#972 LBM2 (09/07/12) £25938.84; Current £23783.35;Credit Credit Card1 £128.47/£6424.24 (2%);Credit Card2 £443.86/£15663.25 (2.8%); Overdraft £0/£2500 (0%)0 -
My 5th NSD in a row, no need to pay out anything today. No.12
Debt Free as of 17/01/2009 Turtle Power!!
EF Challenger #3 £1543.72 / £5000
MFW 2024 #100 £1300.00 / £10,000
MFiT #40 Jan 2025 Target - £99,999.00
Mortgage at 30/09/22 £113,694.11 | Mortgage at 24/01/23 £110,707.87
Mortgage at 21/04/23 £107,701.01 | Mortgage at 20/07/23 £106,979.65
Mortgage at 04/10/23 £106,253.77 | Mortgage at 10/01/24 £105,324.57
Mortgage at 01/04/24 £104,424.73 | Mortgage at 01/10/24 £103,594.980 -
Don't normally count weekends in my NSD's as we always end up spending.
However today we are going to my SiL's and getting a free feed too
so nothing will be spent at all.
Have a good weekend everyone.
Tea
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I managed NSD 10 yesterday as was too lazy to go food shopping so halfway there

Today won't be as going to pub with friend this afternoon and need to food shop but tomorrow I am hoping it will be.
I have put a star on the list for you bumblebee congrats
Now a SAHM trying to earn some spare pennies each month0 -
Another one for me today- at work till 9pm and I'm taking plenty of lunch and snacks with me, then OH will have tea ready when I get home. Think that brings my total to 6 with two weeks still to go!:DYummy mummy, runner, baker and procrastinator
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