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Its here.... the first NSD challenge of 2009! January here we come!
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Failed yesterday and managed to day:heartpulsOnce a Flylady, always a Flylady:heartpuls0
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I had NSD no.4 on Wednesday, and no.5 today. Yesterday I took a book back to Waterstones as it was a duplicate present - but spent the refund money on a different one
Also needed to get some other bits and bobs though, so that was ok.
Mortgage-Free Wannabe!
Mortgage at start (August 2009): £87,000
Current Mortgage: £85259
Mortgage-Free date: August 20340 -
I made my NSD number 3 today, was determined to achieve it and I did.
Planning for Sunday to be one as well.
DEBT FREE OCTOBER 2012!Proud to have dealt with my debts!0 -
Another NSD for me today so that makes 4 now!
Am someone else surprised at the times I dip into my purse - this challenge is really making me think about what I'm spending the money on - I'm keeping a spending diary to keep track and the NSD entries make me feel sooooo good!
Here's to at least another 6 this month
secretsmiler xDFW Nerd 1111Debt at LBM £59281.68 1.12.08 now £42474.91 28% (£16806.77) paid in 19 months
loan [strike]19589.42[/strike] 15670.43 halifax CC [strike]15575.67[/strike] 12036.37 mbna CC [strike]6191.13[/strike] 3860.00 marbles CC [strike]5436.77[/strike] 4849.59 mint CC [strike]4277.86[/strike] 2904.86 egg CC [strike]3162.13[/strike] 2316.13 barclays CC [strike]1100.91[/strike] 837.530 -
I've been spending again today,The Sun for holiday vouher,naan bread for tea,and much needed soapowder,main shop tomorrow then hope to do better next week did't know how many times I seemed to shop each week
till I started writing it in book.
Save £4500 in 20140 -
number 4 for me today. Grumpy though as no bread for breakfast or lunch.
Got flour and yeast in the cupboard but there are no instructions on the packet LOL so I guess I will buy a loaf tomorrow.DFW 228 LONG H 68
DFD 2017 :eek:0 -
Another duvet day, and another NSD under my belt...and if you think my posts are very dull this month, imagine how boring it is for me!
:rotfl:
Love Jacks xxxNot everything that can be counted counts, and not everything that counts can be counted. Einstein0 -
Yep, am also surprised how much I actually get my purse out to buy milk or something else I wouldn't normally think about - have had 3 NSDs today so far and doubt I'll have another one until at least Monday. Did my monthly report on spendingdiary.com today and found I've already spent £80.33 since 1st Jan - only £8.83 on food, £28.96 on eating out (although some of that was a celebratory engagement dinner!), £21.68 on alcohol.... I can see from this exactly where I need to cut down so it's great to have.
Out for Pizza Express 2 for 1 today, then to the cinema tomorrow (but we have 2 Cineworld gift vouchers so if we bring snacks from home that might be a free day, we'll see)My debt free diary | Post Office loan: £2131 1429.38 | Barclaycard: £4429 1988.12 | Paypal Credit £322.71 574.91 | Monzo Flex £169.03 |
Total £4151.44 | £2900.30 of £7051.74 paid off since diary started October 2024.0 -
Yeah it is. It's brilliant! Best one yet. I just finished it.
My daughter made me read the first one before we went to see the film and then I've read the other three books whilst I've been poorly sick.
If you haven't already seen in, Stephenie Meyer started re-writing Twlight but from Edward's point of view, then it leaked onto the internet and she stopped. However she has put the manuscript up online so everyone can read it - it's great to read because it gives you a different perspective of the story, and makes you feel Edward's pain even more.
You can read it here: http://www.stepheniemeyer.com/pdf.html, and read more about it here: http://www.stepheniemeyer.com/midnightsun.html - you can't print it unfortunately.
It's well worth a read!My debt free diary | Post Office loan: £2131 1429.38 | Barclaycard: £4429 1988.12 | Paypal Credit £322.71 574.91 | Monzo Flex £169.03 |
Total £4151.44 | £2900.30 of £7051.74 paid off since diary started October 2024.0 -
Please can I join too. I have been lurking for what seems like forever but never been brave enough to join anything. I have already had 5 NSDs 1-7th Jan but then went spending on 8th and the 9th! I think I am going to go for 14 this month.
I am not counting bills or direct debits or petrol/parking when it is to go to work.
Everything else is included - I spend way too much on food.* * * Catriona's Credit Card Countdown * * * from -£16k to debt neutraldom - for my debt diary click here
Barclaycard -£5,867.52;
mbna1 - 3,009.22
mbna2 - 1,755.70
Savings £5,017 MFiT #25 £2,627/£10k; daily interest £5.040
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