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Its here.... the first NSD challenge of 2009! January here we come!
Comments
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Had my second NSD of the month yesterday, and am aiming for another today. I will be popping out later for milk and bread, but will be using some co-op vouchers that I've been given so am not counting the spend for NSD and GC purposes
Hope everyone else is doing ok, have a good day all x*** PROPHECY_GRRL****** DEBT FREE AS OF 17/10/11 - I DID IT!!! ***0 -
Today will defo be a spend day for me - I'm going to the comedy club tonight with the girls. But I'm driving - which should keep the spend low! I'll also try and squeeze in any other spends that I need today - so that I don't sabotage another Shiny NSD laster in the week....
Happy no-spending everyone
xx0 -
Was determined to have 4th NSD today, had made packed lunch and everything, HOWEVER have a very very posh awards do with work at the end of the month and had nothing to wear (not in the sense of nothing I want to wear but literally as in nothing vaguely posh enough).
My inner MSE voice told me to go to Marks and Spencer in my lunch hour and I found a perfect dress for £5, which when I took it to the till was actually only £3! All of which is far too much information but I was so chuffed I had to share it!
NSD tomorrow tho and hopefully Sun too
xxBarclaycard [STRIKE]£7,296.35[/STRIKE] £6134.99 - MBNA [STRIKE]£4,182.88[/STRIKE] £3267.08 - O/draft [STRIKE]£569.31[/STRIKE] £413.59 - Capital One [STRIKE]£1477.55[/STRIKE] £1451.44Total debt [STRIKE]£12048.54[/STRIKE] £11267.10 6% paid0 -
So far 7 NSD out of target of 15 :j
Going so much better than last month0 -
shrimpy_80 wrote: »Was determined to have 4th NSD today, had made packed lunch and everything, HOWEVER have a very very posh awards do with work at the end of the month and had nothing to wear (not in the sense of nothing I want to wear but literally as in nothing vaguely posh enough).
My inner MSE voice told me to go to Marks and Spencer in my lunch hour and I found a perfect dress for £5, which when I took it to the till was actually only £3! All of which is far too much information but I was so chuffed I had to share it!
NSD tomorrow tho and hopefully Sun too
xx
Sounds like a bargain Shrimpy - worth losing the NSD for
xx0 -
Count me in please! Just voted myself to manage 10 NSDs in January and I've done 4 already this week! I suppose I don't want to over commit just in case. But who knows? I could far exceed that target, which would be brilliant!Official DFW Nerd Club #20 :cool: Proud To Be Dealing With My Debts
DFW Long Hauler #109
Slowly, Slowly = Oct '09: £30693, Aug '15: £14820. Could Be Debt Free April 2020, but hoping for sooner!0 -
An NSD for me today. Actually it was better than an NSD as I got £6.40 refunded from Tesco:T100 Day Pot £13
£2 coin saver #205 £40 banked and £22
Weekly Spend
June NSD 9/10 DFW Nerd 540 -
Hi
Looks like another nSD today for me plus Amazon emailed and said that they were refunding the poor product I bought off the marketplace (yes)
I don't mind the poor product that much but i do object to the supplier not responding lol0 -
Good grief :eek:
I feel guilty today, had 3 NSD's this week (:j ). I had a spending day today on essentials but doing this challenge has made me think hard about my spending and that's why I feel this way.
Today I spent;
Flea/worm treatment for Mr Dog - £22.41
Pair windscreen wipers - £13.60
New oil filter - £7.51
1L of oil to top up - £12
Petrol - £20
Morrisons - £15.77 :eek: :eek: TOTAL: £91.29:eek: :eek:
GOOD GRIEF!! The petrol is for work commuting, the car parts are needed, the dog treatment is a month overdue and needed and i did a very careful shop at Morrisons.
I wouldn't have blinked in the past at spending like this and would never have added it up, I would have just ignored it. Now I am recording my spending in my diary it is shocking me how much I spend and did spend in the past.I thank you all for this challenge as I can see how it has affected my thinking but now I need to not do anymore grocery shopping for a while and have some good NSD's next week, might aim for 5!!;)
final unsecured debt to repay currently £8333Proud to be Dealing With my DebtDFW Nerd 1154 Long Haul 1550 -
No nsd for me today as had lunch out, but a smallish spend of £4. Tomorrow I'm having a much needed hair cut!Debt free and Keeping on Track0
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