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Its here.... the first NSD challenge of 2009! January here we come!
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nsd for me today:D£2 savers club 2025 #40
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Another NSD for me today so that is number 3! Need veggies tomorrow, but hoping Saturday/Sunday will be 4 and 5!0
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Didn't manage a NSD today as I needed some face cream. I scraped the pot this morning and will not neglect my skin even for something as important as money saving. The next 3 days won't be NSD either as I have food shopping to do tomorrow and I am out socially Saturday and Sunday. I am planning to stay indoors all next week to get some NSDs in.Mortgage and Debt free but need to increase savings pot. :think:0
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Number 5 for me!!
I think anyway (**** runs off to check and update siggie ******)
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Sadly I had to sort bus fares out for kids, but it was only one way so I did manage to save a bit.0
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today was a spend day as i spent £21:36 but then again that was on my DD" 4th birthday cake and some prezzies (she 4 on sat), tomorrow will also be a spend day as i forgot to buy those little bags of haribo, for her chums at nursery. better news (i think) i snapped my bank card as i put it in my back pocket and sat down and it went snap, so i wont be able to spen owt til my new card comes thro in about 7 days, the bad news is im a lardy fat bum, damn thos quality streets lolIf we can put a man on the moon...how come we cant put them all there?
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Another nsd for me, even managed to sneak in a chinese takeaway .....OH paid....:DNo spend days for March = 3Money to joint savings 2009 = £100.00Money to personal savings 2009 = £0.000
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Not one for me I'm afraid!
Bought the local paper, bottle of juice and some more lockets when I was in the shop, doh!The debtWILLbegone - taking it 1% at a time
Grand Total Owed: [STRIKE]£11,000[/STRIKE]£9962 Kicking the evil HBOS card's butt: [STRIKE]£4920[/STRIKE]£4495
1% (£50) at a time member #121 - 11/100
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Another spending day for me too, but most of it was accounted for as it was for my daughter's dancing - mind you, should really NOT have had those sausage and chips on the way home and the pint of cider in the pub whilst we were waiting for her:D (it's ok my friend was driving so that's why I had the cider;) ). Still only at 3/10 but hoping today there will be no need to spend. Have a great Friday everyone:jWhen you were born, you were crying and everyone around was smiling. Live your life so at the end, you're the one who is smiling and everyone around you is crying! :rotfl:0
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I'm declaring my intention of having today as NSD. I don't really need anything as have lunch with me, so just trying to curb me spending anything today and making it 3/10. Still not terribly motivated to be organised, but I think that's January for you...DEBT FREE OCTOBER 2012!Proud to have dealt with my debts!0
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