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Its here.... the first NSD challenge of 2009! January here we come!
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Aiming for a NSD today but not doing so great on the whole. I haven't spent anything but OH seems to have to spend a small amount each day. He keeps saying "It was only a bottle of lemonade / newspaper / bag of crisps etc" and doesn't seem to understand that it's still a spend, no matter how small!!0
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Me and the cat snoozed and read the first half of the new Twilight book that my daughter got for Christmas.
Is it Breaking Dawn? I LOVE Twilight...! xMy debt free diary | Post Office loan: £2131 1429.38 | Barclaycard: £4429 1988.12 | Paypal Credit £322.71 574.91 | Monzo Flex £169.03 |
Total £4151.44 | £2900.30 of £7051.74 paid off since diary started October 2024.0 -
well nsd yesterday and today two in a row woohoo!:j
wonder if i can do 3?:rolleyes:Total Debt 10/5/2009, £2189.10, 1/6/09 £1420.75
1/7/09 £1661.66, after 2 holidays 1/9/09 £1725.36
1/11/09 £1188.890 -
NSD number 4 yesterday - today should be one as well, so on course so far.0
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hello, i signed up for this then forgot about it really so i'm back on track this will be my second NSD as i'm not going out anywhere today due to a horrible ear infection! i'm back to work next week so i will be taking my lunches with me to try and get a lot more NSD's each month! i think that i just need to make sure that i don't spend a fortune on the days that i do spend!Debts all paid!!!:j0
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Another one in the bag for me yesterday, today should be too, but I won't call it until it's definite!
Think that takes me to no 4/20
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The good thing about this challenge is that it really makes you aware of all those little things that you buy day to day but don't really need - yesterdayI blew my NSD by buying a teacake at work, rationalised it was only 65p but as has been noted here any times, a spend is a spend no matter how small!
Did my first online grocery shop last night so will have that to see me through - should definitely be NSD 3/12 today so fingers crossed for the rest of the week!Barclaycard [STRIKE]£7,296.35[/STRIKE] £6134.99 - MBNA [STRIKE]£4,182.88[/STRIKE] £3267.08 - O/draft [STRIKE]£569.31[/STRIKE] £413.59 - Capital One [STRIKE]£1477.55[/STRIKE] £1451.44Total debt [STRIKE]£12048.54[/STRIKE] £11267.10 6% paid0 -
2 NSDs so far. Hoping today will be my third. I'm not feeling well so that should curb any desire to "nip to the shop".O/draft 1Abbey:£1000 Student Loan [STRIKE]£10,825[/STRIKE] £9030 Personal Loan: [STRIKE]£4900[/STRIKE]£4809 Apple Finance: £1000
House Deposit Fund:[STRIKE]£13,830[/STRIKE][STRIKE]£14, 120[/STRIKE]£14500/£16,000
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Another 2 nsds for me. Still only on 3 tho.
Keep up the good work everyone£387.39/£196.46
Pay my debt by End of Feb 2022
49.28% paid!
£199.55/£500 savings by End of April 2022
39.91% saved!
Make £2022 in 2022 - £200 -
I failed today
needed bus fare:sad::heartpulsOnce a Flylady, always a Flylady:heartpuls0
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