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Its here.... the first NSD challenge of 2009! January here we come!
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4th NSD here and 3rd in a row
List updated.Now a SAHM trying to earn some spare pennies each month0 -
5th nsd for me today. I was sorely tempted to get some choccy this afternoon to try and give me a bit of energy. I resisted though as it would have been a spend and I'd have broken my 100 day challenge too.
I need to get some milk tomorrow but other than that I don't need anything else so it should be another cheap day (providing I can keep away from everything else in the shop).Proud To Be Dealing With My Debts - DFW Nerd 323
Debt free date - January 2012
Mortgage free date - November 2013
Cross stitch cafe challenge member no 160 -
x_raphael_xx wrote: »Should be a NSD today, just budgeted groceries to get, so a tentative NSD no. 6
NSD no.6 well and truly under my belt, stuck to the budgeted groceries and that was only about £4ish Debt Free as of 17/01/2009 Turtle Power!!
EF Challenger #3 £1543.72 / £5000
MFW 2024 #100 £1300.00 / £10,000
MFiT #40 Jan 2025 Target - £99,999.00
Mortgage at 30/09/22 £113,694.11 | Mortgage at 24/01/23 £110,707.87
Mortgage at 21/04/23 £107,701.01 | Mortgage at 20/07/23 £106,979.65
Mortgage at 04/10/23 £106,253.77 | Mortgage at 10/01/24 £105,324.57
Mortgage at 01/04/24 £104,424.73 | Mortgage at 01/10/24 £103,594.980 -
Another NSD for me too!!Mortgage free 25/9/2019 8years and 7 months early 😁😁😁0
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Today is my 4th NSD but since I am yet to leave the house since I started this challenge it's not hard
. The test will be when I go anywhere near a shop.
Need to buy fruit and veg on saturday but this is my grocery budget which I am not counting. If I can stop myself buying tea and cake in the farm shop cafe I may go all week without spending anything!:DAnnual GC £2500/£486.79 for 2 adults and 2 dogs
Savings Target 2009 Lloyds Act £6000/£1200 Jars & pig for Christmas and holidays0 -
4th NSD for me
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Hi All NSDers
I haven't managed to have NSDs for the last couple of days (or at all since I joined the challenge):o , I never thought it would be so difficult, but I guess it's by focussing this closely on my spending that I realise where it all goes...choccie and coke mostly...:rolleyes:
Went to Boots today, but used a gift card I'd had for Christmas. I would normally have spent well beyond the card value, but was good, thanks to this site :money:
Will try really hard for a NSD tomorrow
BeenFull LBM 26 Sept 110 -
Another duvet day, and another NSD for me. Apologies for the monotony of my posts so far this month!
Me and the cat snoozed and read the first half of the new Twilight book that my daughter got for Christmas.
So another eventful day then.....!
Love Jacks xxx Not everything that can be counted counts, and not everything that counts can be counted. Einstein0 -
NSD no 13 for me :j Baby boy arrived 22nd August 2012 :j
:jSecond menace arrived safely 13th February 2014 :jDebt Free Wannabee 20150 -
8 NS days Debt Then 06.07 - £11,000 - Debt Now £0.00
DFD Aug 20110
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