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Aims for 2009??
Comments
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i want to pay for my wedding including spending money for three week honeymoon without using the credit cards and pay off my remaining credit card balance by christmas.
this is a pretty big challenge but I can do it if i set my mind to it! i will be earning more through the challenges on here and spending less to achieve it!0 -
My aims for 2009 are;
- complete the Live on £4000 a year challenge
- pay off my loan in full
- overpay my mortgage by £2000
- find a more enjoyable job
- lose weight and get fitter
- do more of the things I enjoy and try something new every week
- complete my evening class successfully
- be happy with what I have and what I have achieved so far
"I cannot make my days longer so I strive to make them better." Paul Theroux0 -
Wow where do I start. I would like be more conscious in 2009 regarding reuse, recycle and repair by using websites such as www.freecycle.org and www.greenmetropolis.com for giving and getting stuff. I gave away a whole kitchen on freecycle and a pool table in December as had a big rearranging in house and got a 50% discounted new kitchen in Focus. I want to continue to overpay the mortgage but will have to start returning credit card monies as 0% interest charges start making deadlines on my snoozing credit cards. Aim to visit supermarket at discounting time of day at least once a week to stock up of interesting and yummy food at 10p and 20p an item. On New Years eve when Tesco were discounting perishable stuff as were closed for New Years Day, I got 15 packets of smoke salmon at 10p each and froze most of it so they will last through January and probably into February.0
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Oooh I wonder how many of these I'll even remember come next year! lol
1. Declutter big time, I want a bedroom with just a bed, a mirror and 2 pairs of clothes in it!!
2. Sell all above decluttered on eBay, Amazon or car boot
3. Do at least 2 car boots this year, get rid of stuff festering in basement!!
4. Pay off overdraft to finally become debt-free (save student loans)
5. Complete challenges successfully (£1000 in 100 days, and Sealed Pot)
6. Get my reading material off readitswapit, greenmet or charity shops
7. Start saving for a deposit/multipurpose aims
8. Lose weight, or rather tone up
9. Do more voluntary work and get involved in the communityWe got rid of the kids. The cat was allergic.
Debt at LBM (Sep 07): £13,500. Current debt: [STRIKE]£680[/STRIKE] [STRIKE]£480[/STRIKE] [STRIKE]£560[/STRIKE] [STRIKE]£13[/STRIKE] £0 overdraft
Current aims - to start building up savings
1st £1000 in 100 days - £1178.03
2nd £1053.38/£1000
3rd £863.59/£1000 
:j0 -
Got quite a list!
Lose 1 stone.
Save as much as possible each month/live on as little as possible.
Grow veggies.
Have as much fun as possible with minimum spending.
Make do and mend.
Become a thrift goddess.
Plan more meals and cook in bulk.0 -
I love this thread. Here are mine:
- Pay £10,000 off my debt this year
- Lose 70 pounds
- Be a good daughter, sister, friend and partner
- Be pregnant by the end of the year
- Don't buy any clothes for 6 months - I have 3 wardrobes stuffed full of clothes in varying sizes so am sure I could manage without buying new
Dealing with my debt and my weight
Debt at LBM 22/12/08 £33,270
Debt now £30,100 (9.5% paid off)
£2 coins saved and banked = £2100 -
My aims for 2009 are:
- Pay off debt
- Have £10,000 in savings by Christmas 2009
- Go on holiday outside Europe
- Devote 10 hours per week minimum to creative projects
- Join a gym once debt free and go at least twice a week to get blood pressure down so I'm in better shape to have kids in 5-10 years
Debt January 1st 2018 £96,999.81Met NIM 23/06/2008
Debt September 20th 2022 £2991.68- 96.92% paid off0
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