Mint.com UK Equivalent?

CrazyIndianZA

With all the recent could hacks, not sure I would trust anyone with my personal details

CrazyIndianZA

could = cloud

hotpocket

hackeron wrote: »

First impressions, stay the hell away from moneydashboard. Your security phrase is stored as clear text, they have a weird sign up process where they email you your password and then you are greeted with a very slow full screen silverlight application. Whole thing looks very ugly, slow and unprofessional.

This is a bit strong... not sure its fair to say stay away. They do take your full bank login (password id etc) but I'm not sure how anyone can say its stored in plain text... though I agree it has to be decrypted to then login to your bank.

Also, though its in silverlight I'm not clear on how this makes it ugly...

in fact the application is straight forward, usable and easy enough to use and look at. It automatically imports all your transactions assigns them to categories where it can is all round quite sensible. It clearly needs to mature though as its functionally quite simple.

If you've never used spreadsheets or anything and are starting from a clean slate, I'd recommend using this tool as it makes getting started quite easy. If like me and you've been miserly counting every penny on spreadsheets for quite some time, then you probably want to wait until its grown up a little more.

kr1shna

If the yank has figured it out, why can't the brits? I lived in the US for several years and used Mint.com to great effect. I visited it daily, multiple times a day.

Moneydashboard - reliance of silverlight just kills it.
Lovemoney - it's okay, worth a try if you're keen on a solution, but it's still no Mint.

But the real issue here is the reluctance of UK banks to engage in data sharing. And with all the log in changes that banks like HSBC are making, the kind of screen-scraping that Lovemoney does wont work.

In the US, there was an uproar when ING Direct changed their log in process and Mint was blocked. Thousands of users wrote to ING Direct and they responded by changing their systems to generate a unique "read-only" password that users to give Mint.com. Very well done by them. UK banks on the other hand don't seem to want to respond to customers needs and requests for such features. I for one, closed down my HSBC account when the introduced the secure key. I can understand using it for transactions, but 90% of the time, I'm only reading account information. it's really frustrating. :mad:

lucullus

Do any of these services offer alerts (email, text) when the balance of an account goes below/above a certain amount?

I know this would mean for the service to automatically log into your bank accounts in the background to monitor them (without you initiating the connection).

Not many people would be happy with this but seems like a very useful feature.

cmp10n

lovemoney.com with the Tracker feature allows me to track all my Lloyds TSB Bank Accounts with features such as reviewing transactions, spending analysis, current account balances, automatic statement/transaction download, budgeting and analysis.

kr1shna

lovemoney.com is alright. I've been using mint.com to track my US accounts for a few years now and nothing in the UK even comes close. But rather than not use anything, I've been using lovemoney. If Moneydashboard ever ditches silverlight, I may try it again.

EmmyRoo

Hi,
Just wondering if lovemoney.com or any of these other sites allow you to log in as a couple and view accounts for both of you in one place?

At the moment I use Egg's Money Manager but it only allows me to see my own accounts.
My husband and I use Martin's piggybanking technique to try to manage our money and it'd be great to be able to view all his accounts, my accounts and our joint accounts together in one place - is this possible?

Thanks.

danwms

How do these suggestions work with banks like HSBC that now require the use of a standalone device to log into the internet banking pages.

gsf600y

I do know that First Direct, HSBC and Santander are currently NOT working with Money Dashboard.

I believe both these banks changed the way their logins work recently, and it's now a case of waiting for Money Dashboard to catch up, although they stopped working in August, so it's taking a long time.