taxi driver needs help

taxi73

We are going to save you a fortune and get you sorted...don't you worry.
You are forgiven Mrs Tine..she has been here ages as well.

basher30

taxi73 wrote: »

Right I've read you're third one.
Yes you are right that even after paying everything you have £140 p/m spare.
That's great news.
How we normally do it is pay the highest interest debt first so if possible pay as much as you can to Barclaycard and what you can get away comfortably with dad as he was good enough to help you out.

its just i have promised my dad that i will have him paid back for xmas next yr coz he isnt that well off either!!!! i think some of the money he has lent me has gone on his visa so dont want to get him in trouble he has being a big saviour to me!!!!
ive worked out that if i pay off £150 a month my b card that will be done in about a yr hopefully im just always worried about bieng of the road coz over the past month i have had two weeks of due to my bad luck
i just hope for a good run from the beginning of the yr
thanks

whatatwit

Hi Basher.

Like you and Taxi, I'm self employed in a cash business (not a taxi though)
I find it very easy to spend money that should be set aside to pay a bill, especially if I've had a busy week.

It helps me if I bank regularly and to work out how much I need to bank each week so there is enough money there when a quarterly or six monthly bill becomes due.

Good luck and have a busy Christmas,

basher30

good idea about the packed lunch i always give a fiver to greggs or a bakers everyday!!!!!
+ i live mainly on takeaways need to start cooking!!!!!!
naughty single man ways!!!!!:o
hope your ryt about saving me a fortune im soooo glad i found this site after listening to martin on radio 1 a few wks ago!!!!

taxi73

Are you back on the road yet?..if you are great..if not does anyone in the office have a drive for you?
Paying your Dad back is very important as I say you never know when you'll need him again to help.
At least now you know what position you are in and have something to work from.
You can get through all this step by step and every step will make a difference.
You will be addicted before long.
You're rent is nice and low on your firm...mine is £138 p/w!!!

basher30

whatatwit wrote: »

Hi Basher.

Like you and Taxi, I'm self employed in a cash business (not a taxi though)
I find it very easy to spend money that should be set aside to pay a bill, especially if I've had a busy week.

It helps me if I bank regularly and to work out how much I need to bank each week so there is enough money there when a quarterly or six monthly bill becomes due.

Good luck and have a busy Christmas,

i wish i cud have a busy xmas but thats why ma dads just gave me 2000 to tide me over rest of this month as it doesnt seem as tho i will have a car till early jan!!!!

basher30

no one in office can rent me a car coz as im 26 they say am too young and it wud add 1000 to there ins premiums!!!!!!!!
who do you work for where in country are you im in leeds????

basher30

my insurance are ringing me tomoz with news to weather or not i will get a replacment plated vehicle!! fingers crossed!!!

basher30

if i do get a replacement car i have about a 1000 of that 2000 to give straight back to ma dad!!!! god i pray i get one!!!!

taxi73

If you follow our suggestions then you will be quids in and can sun yourself in the carribean next jan whilst it's quiet on the cabs...lol.
It's so easy to leak money on takeaways and greggs ..I know been there done that...when I worked out what I used to spend on that stuff it was about £60 p/w ...how quick would that barclaycard go if you put that £60 p/w to it?
We will change your way of thinking ...lol